Underwritten by American Pet Insurance Company
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Trupanion Online Support

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We're more than pet insurance. We're medical insurance for cats and dogs you can count on.

Medical insurance for your pet covers veterinary bills for unexpected injuries and illnesses. 

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The Trupanion Promise

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We won't impose limits or caps on your coverage
We will cover any illness or injury your pet runs in to that isn’t pre-existing. Whether it’s $100 or $100,000, we’ll pay 90% of your vet bill.

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We let you pick what you pay
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% after it’s met.

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Your claims will be hassle-free
We won’t drop your coverage for filing claims, having an unlucky pet, for any reason at all. We settle most claims within 7 days and can even pay your veterinarian directly so you don't have to pay out of pocket.

Terms and conditions apply. See the policy for details.


Not every pet insurance provider can make these promises. We can because we're different than the rest. 


covered

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

not-covered

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness and preventive care
  • Pre-existing conditions


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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.


Give us a call at 855.210.8749, get your pet's quote online or learn more about our plan.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Poodle-Toy, Hemorrhagic gastroenteritis, $1,845.00, claim paid on Sunday, June 26, 2016
  • •    American Pitbull Terrier, Hematochezia, $611.31, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Lameness, $342.00, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Vomiting, $379.35, claim paid on Sunday, June 26, 2016
  • •    English Mastiff, Allergy (Allergic), $919.89, claim paid on Sunday, June 26, 2016
  • •    Domestic Shorthair, Foreign body, $2,213.01, claim paid on Sunday, June 26, 2016
  • •    Ragdoll, Weight decreased, $352.44, claim paid on Sunday, June 26, 2016
  • •    Ragdoll, Diarrhea, $352.44, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), ACL Tear, $299.64, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Hip dysplasia, $278.28, claim paid on Sunday, June 26, 2016
  • •    Boston Terrier, Mass(es), $662.81, claim paid on Sunday, June 26, 2016
  • •    Boston Terrier, Cough, $662.81, claim paid on Sunday, June 26, 2016
  • •    Shih Tzu, Foreign body, $1,515.15, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Yellow), Pain, $632.12, claim paid on Sunday, June 26, 2016
  • •    Bernese Mountain Dog, Cough, $744.26, claim paid on Sunday, June 26, 2016
  • •    Bernese Mountain Dog, Lethargic, $744.26, claim paid on Sunday, June 26, 2016
  • •    Bernese Mountain Dog, decreased appetite, $744.26, claim paid on Sunday, June 26, 2016
  • •    Bernese Mountain Dog, Steroid-responsive meningitis, $744.26, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Lymphoplasmacytic gastritis, $311.18, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Cyst(s), $623.06, claim paid on Sunday, June 26, 2016
  • •    Domestic Mediumhair, Vomiting, $1,945.67, claim paid on Sunday, June 26, 2016
  • •    Domestic Mediumhair, Fever, $1,945.67, claim paid on Sunday, June 26, 2016
  • •    Domestic Mediumhair, Pain, $1,945.67, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Yellow), Foreign material ingestion(Ingestion of foreign material), $295.20, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Chocolate), Diarrhea, $308.95, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Chocolate), Change in urination pattern, $308.95, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Vomiting, $282.47, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Diarrhea, $282.47, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Irritable bowel syndrome, $470.70, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Hip dysplasia, $304.20, claim paid on Sunday, June 26, 2016
  • •    Pug, Stridor, $483.66, claim paid on Sunday, June 26, 2016
  • •    Pug, Elongated soft palate, $483.66, claim paid on Sunday, June 26, 2016
  • •    Pug, Difficulty breathing, $483.66, claim paid on Sunday, June 26, 2016
  • •    Miniature Schnauzer, Mass(es), $3,160.56, claim paid on Sunday, June 26, 2016
  • •    Miniature Long Haired Dachshund, Mitral regurgitation, $261.00, claim paid on Sunday, June 26, 2016
  • •    Siberian Husky, Adenocarcinoma, $2,001.11, claim paid on Sunday, June 26, 2016
  • •    Domestic Shorthair, lymphoma, $1,036.85, claim paid on Sunday, June 26, 2016
  • •    Domestic Shorthair, IBD - Inflammatory bowel disease(Inflammatory bowel disease), $1,036.85, claim paid on Sunday, June 26, 2016
  • •    Ragdoll, Vomiting, $620.97, claim paid on Sunday, June 26, 2016
  • •    Chihuahua, Bronchopneumonia, $267.30, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Black), Ascites, $756.00, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Black), Dyspnea, $756.00, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Black), lymphoma, $756.00, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Gastritis, $300.14, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Cruciate Rupture (ACL, CCL), $378.00, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Hindlimb weakness, $378.00, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Auricular chondritis, $528.13, claim paid on Sunday, June 26, 2016
  • •    Scottish Fold, Ascites, $371.58, claim paid on Sunday, June 26, 2016
  • •    Scottish Fold, lymphoma, $371.58, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Diarrhea, $489.60, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Anxiety, $489.60, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Abnormal behavior, $489.60, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, lymphoma, $661.86, claim paid on Sunday, June 26, 2016
  • •    Yorkshire Terrier, Vomiting, $1,220.31, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Grape poisoning, $829.92, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever, Foreign body in digestive tract, $1,874.93, claim paid on Sunday, June 26, 2016
  • •    Australian Kelpie, Lameness, $3,378.60, claim paid on Sunday, June 26, 2016
  • •    French Bulldog, Seizure, $5,400.86, claim paid on Sunday, June 26, 2016
  • •    Domestic Longhair, Allergy (Allergic), $362.57, claim paid on Sunday, June 26, 2016
  • •    English Bulldog, Vomiting, $450.00, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Yellow), Hypothyroidism, $702.37, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Polyuria and polydipsia, $288.51, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), excessive panting, $288.51, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Increased food intake, $288.51, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Eosinophilic asthma, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Gagging, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Cough, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Hindlimb paralysis, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Panting, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Hypothyroidism, $294.90, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Lethargy, $294.90, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Hematuria, $294.90, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Anorexia, $294.90, claim paid on Sunday, June 26, 2016
  • •    Shih Tzu, Vomiting, $288.18, claim paid on Sunday, June 26, 2016
  • •    Shih Tzu, Diarrhea, $288.18, claim paid on Sunday, June 26, 2016
  • •    Dachshund - Standard Wire Haired, Mass(es), $1,450.51, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Altered behavior, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Altered behavior, $808.74, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Lethargy, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Lethargy, $808.74, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Diarrhea, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Diarrhea, $808.74, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Anorexia, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Anorexia, $808.74, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Decreased drinking, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Decreased drinking, $808.74, claim paid on Sunday, June 26, 2016
  • •    English Cocker Spaniel, Mass(es), $1,614.29, claim paid on Sunday, June 26, 2016
  • •    Bichon Frise, Vomiting, $325.80, claim paid on Sunday, June 26, 2016
  • •    Bichon Frise, Mass(es), $325.80, claim paid on Sunday, June 26, 2016
  • •    Bichon Frise, Lethargy, $325.80, claim paid on Sunday, June 26, 2016
  • •    Bichon Frise, spindle cell proliferation, $325.80, claim paid on Sunday, June 26, 2016
  • •    Rottweiler, bone tumor, $439.79, claim paid on Sunday, June 26, 2016
  • •    Rottweiler, bone tumor, $374.78, claim paid on Sunday, June 26, 2016
  • •    Chantilly/Tiffany, Lily intoxication, $1,009.27, claim paid on Sunday, June 26, 2016
  • •    Staffordshire Bull Terrier, Seizure, $3,910.76, claim paid on Saturday, June 25, 2016
  • •    Mixed Breed (Dog), Vomiting, $1,113.52, claim paid on Saturday, June 25, 2016
  • •    Mixed Breed (Dog), Bloody stool, $1,113.52, claim paid on Saturday, June 25, 2016
  • •    Mixed Breed (Dog), Nodule(s), $1,113.52, claim paid on Saturday, June 25, 2016
  • •    Havanese, Pancreatitis, $380.55, claim paid on Saturday, June 25, 2016
  • •    Havanese, Gastroenterocolitis, $380.55, claim paid on Saturday, June 25, 2016
  • Poodle-Toy, Hemorrhagic gastroenteritis, $1,845.00, claim paid on Sunday, June 26, 2016
  • •    American Pitbull Terrier, Hematochezia, $611.31, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Lameness, $342.00, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Vomiting, $379.35, claim paid on Sunday, June 26, 2016
  • •    English Mastiff, Allergy (Allergic), $919.89, claim paid on Sunday, June 26, 2016
  • •    Domestic Shorthair, Foreign body, $2,213.01, claim paid on Sunday, June 26, 2016
  • •    Ragdoll, Weight decreased, $352.44, claim paid on Sunday, June 26, 2016
  • •    Ragdoll, Diarrhea, $352.44, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), ACL Tear, $299.64, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Hip dysplasia, $278.28, claim paid on Sunday, June 26, 2016
  • •    Boston Terrier, Mass(es), $662.81, claim paid on Sunday, June 26, 2016
  • •    Boston Terrier, Cough, $662.81, claim paid on Sunday, June 26, 2016
  • •    Shih Tzu, Foreign body, $1,515.15, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Yellow), Pain, $632.12, claim paid on Sunday, June 26, 2016
  • •    Bernese Mountain Dog, Cough, $744.26, claim paid on Sunday, June 26, 2016
  • •    Bernese Mountain Dog, Lethargic, $744.26, claim paid on Sunday, June 26, 2016
  • •    Bernese Mountain Dog, decreased appetite, $744.26, claim paid on Sunday, June 26, 2016
  • •    Bernese Mountain Dog, Steroid-responsive meningitis, $744.26, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Lymphoplasmacytic gastritis, $311.18, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Cyst(s), $623.06, claim paid on Sunday, June 26, 2016
  • •    Domestic Mediumhair, Vomiting, $1,945.67, claim paid on Sunday, June 26, 2016
  • •    Domestic Mediumhair, Fever, $1,945.67, claim paid on Sunday, June 26, 2016
  • •    Domestic Mediumhair, Pain, $1,945.67, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Yellow), Foreign material ingestion(Ingestion of foreign material), $295.20, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Chocolate), Diarrhea, $308.95, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Chocolate), Change in urination pattern, $308.95, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Vomiting, $282.47, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Diarrhea, $282.47, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Irritable bowel syndrome, $470.70, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Hip dysplasia, $304.20, claim paid on Sunday, June 26, 2016
  • •    Pug, Stridor, $483.66, claim paid on Sunday, June 26, 2016
  • •    Pug, Elongated soft palate, $483.66, claim paid on Sunday, June 26, 2016
  • •    Pug, Difficulty breathing, $483.66, claim paid on Sunday, June 26, 2016
  • •    Miniature Schnauzer, Mass(es), $3,160.56, claim paid on Sunday, June 26, 2016
  • •    Miniature Long Haired Dachshund, Mitral regurgitation, $261.00, claim paid on Sunday, June 26, 2016
  • •    Siberian Husky, Adenocarcinoma, $2,001.11, claim paid on Sunday, June 26, 2016
  • •    Domestic Shorthair, lymphoma, $1,036.85, claim paid on Sunday, June 26, 2016
  • •    Domestic Shorthair, IBD - Inflammatory bowel disease(Inflammatory bowel disease), $1,036.85, claim paid on Sunday, June 26, 2016
  • •    Ragdoll, Vomiting, $620.97, claim paid on Sunday, June 26, 2016
  • •    Chihuahua, Bronchopneumonia, $267.30, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Black), Ascites, $756.00, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Black), Dyspnea, $756.00, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Black), lymphoma, $756.00, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Gastritis, $300.14, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Cruciate Rupture (ACL, CCL), $378.00, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Hindlimb weakness, $378.00, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Auricular chondritis, $528.13, claim paid on Sunday, June 26, 2016
  • •    Scottish Fold, Ascites, $371.58, claim paid on Sunday, June 26, 2016
  • •    Scottish Fold, lymphoma, $371.58, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Diarrhea, $489.60, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Anxiety, $489.60, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, Abnormal behavior, $489.60, claim paid on Sunday, June 26, 2016
  • •    German Shepherd, lymphoma, $661.86, claim paid on Sunday, June 26, 2016
  • •    Yorkshire Terrier, Vomiting, $1,220.31, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Grape poisoning, $829.92, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever, Foreign body in digestive tract, $1,874.93, claim paid on Sunday, June 26, 2016
  • •    Australian Kelpie, Lameness, $3,378.60, claim paid on Sunday, June 26, 2016
  • •    French Bulldog, Seizure, $5,400.86, claim paid on Sunday, June 26, 2016
  • •    Domestic Longhair, Allergy (Allergic), $362.57, claim paid on Sunday, June 26, 2016
  • •    English Bulldog, Vomiting, $450.00, claim paid on Sunday, June 26, 2016
  • •    Labrador Retriever (Yellow), Hypothyroidism, $702.37, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Polyuria and polydipsia, $288.51, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), excessive panting, $288.51, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Increased food intake, $288.51, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Eosinophilic asthma, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Gagging, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Cough, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Hindlimb paralysis, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Panting, $737.57, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Hypothyroidism, $294.90, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Lethargy, $294.90, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Hematuria, $294.90, claim paid on Sunday, June 26, 2016
  • •    Mixed Breed (Dog), Anorexia, $294.90, claim paid on Sunday, June 26, 2016
  • •    Shih Tzu, Vomiting, $288.18, claim paid on Sunday, June 26, 2016
  • •    Shih Tzu, Diarrhea, $288.18, claim paid on Sunday, June 26, 2016
  • •    Dachshund - Standard Wire Haired, Mass(es), $1,450.51, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Altered behavior, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Altered behavior, $808.74, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Lethargy, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Lethargy, $808.74, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Diarrhea, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Diarrhea, $808.74, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Anorexia, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Anorexia, $808.74, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Decreased drinking, $318.83, claim paid on Sunday, June 26, 2016
  • •    Border Collie, Decreased drinking, $808.74, claim paid on Sunday, June 26, 2016
  • •    English Cocker Spaniel, Mass(es), $1,614.29, claim paid on Sunday, June 26, 2016
  • •    Bichon Frise, Vomiting, $325.80, claim paid on Sunday, June 26, 2016
  • •    Bichon Frise, Mass(es), $325.80, claim paid on Sunday, June 26, 2016
  • •    Bichon Frise, Lethargy, $325.80, claim paid on Sunday, June 26, 2016
  • •    Bichon Frise, spindle cell proliferation, $325.80, claim paid on Sunday, June 26, 2016
  • •    Rottweiler, bone tumor, $439.79, claim paid on Sunday, June 26, 2016
  • •    Rottweiler, bone tumor, $374.78, claim paid on Sunday, June 26, 2016
  • •    Chantilly/Tiffany, Lily intoxication, $1,009.27, claim paid on Sunday, June 26, 2016
  • •    Staffordshire Bull Terrier, Seizure, $3,910.76, claim paid on Saturday, June 25, 2016
  • •    Mixed Breed (Dog), Vomiting, $1,113.52, claim paid on Saturday, June 25, 2016
  • •    Mixed Breed (Dog), Bloody stool, $1,113.52, claim paid on Saturday, June 25, 2016
  • •    Mixed Breed (Dog), Nodule(s), $1,113.52, claim paid on Saturday, June 25, 2016
  • •    Havanese, Pancreatitis, $380.55, claim paid on Saturday, June 25, 2016
  • •    Havanese, Gastroenterocolitis, $380.55, claim paid on Saturday, June 25, 2016
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