Underwritten by American Pet Insurance Company
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The first provider in North America to offer 90% coverage of your actual veterinary bill with no payout limits

Maybe it’s our quick & easy claims process, maybe it’s the fact that we have no caps on coverage, or maybe it’s because our whole company is passionate about pet health. Discover for yourself why more than 98% of our customers renew with us each month. We’re available to answer all your questions, give us a call at 855.210.8749.

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WE HAVE ONE SIMPLE PLAN
We don’t have different plans with confusing coverage levels.

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WE’RE EXPERTS IN THE INDUSTRY
We don’t do anything but pet medical insurance and we pride ourselves on being experts in everything we do.

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WE WON'T MAKE YOU WAIT
We settle 60% of our claims the day we receive them — and 80% within 7 days. That means you can focus on your pet, not your wallet.

Terms and conditions apply. See the policy for details.


covered

What's covered

  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices
  • Carts

not-covered

What's not covered

  • Exam fees
  • Any applicable taxes
  • Wellness and preventive care (including flea treatments, dental cleanings, and vaccinations)
  • Pre-existing conditions - If your pet shows signs or symptoms of a condition prior to full policy coverage, then it is considered pre-existing and not eligible for coverage

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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
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Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Domestic Mediumhair, Dental disease, $653.03, claim paid on Tuesday, February 9, 2016
  • •    American Pitbull Terrier, Cruciate Rupture (ACL, CCL), $3,852.27, claim paid on Tuesday, February 9, 2016
  • •    English Cocker Spaniel, inability to walk, $435.59, claim paid on Tuesday, February 9, 2016
  • •    American Cocker Spaniel, Allergic dermatitis, $344.51, claim paid on Tuesday, February 9, 2016
  • •    American Cocker Spaniel, Cushing's disease, $344.51, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Infection, $479.01, claim paid on Tuesday, February 9, 2016
  • •    Havanese, Vomiting, $263.52, claim paid on Tuesday, February 9, 2016
  • •    English Bulldog, Fracture, $2,031.44, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Hemangiosarcoma, $294.21, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Hemangiosarcoma, $3,336.55, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Papilloma, $928.01, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Lipoma, $928.01, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Mast cell tumor, $928.01, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Vomiting, $508.50, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Fever, $508.50, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Diarrhea, $508.50, claim paid on Tuesday, February 9, 2016
  • •    Newfoundland, Pain, $350.91, claim paid on Tuesday, February 9, 2016
  • •    Newfoundland, inability to walk, $350.91, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Weight decreased, $2,315.22, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Lethargic, $2,315.22, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Teeth extraction, $503.24, claim paid on Tuesday, February 9, 2016
  • •    Airedale Terrier, Foreign material ingestion(Ingestion of foreign material), $341.96, claim paid on Tuesday, February 9, 2016
  • •    Olde English Bulldog, Gingival recession, $993.06, claim paid on Tuesday, February 9, 2016
  • •    Olde English Bulldog, Extractions, $993.06, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Hypoadrenocorticism (Addison's disease), $2,080.92, claim paid on Tuesday, February 9, 2016
  • •    Cocker Spaniel, Pancreatitis, $285.39, claim paid on Tuesday, February 9, 2016
  • •    Cocker Spaniel, Hot spots, $285.39, claim paid on Tuesday, February 9, 2016
  • •    Greyhound, Lameness, $258.17, claim paid on Tuesday, February 9, 2016
  • •    Greyhound, Disc protrusions, $258.17, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Vomiting, $454.19, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Diarrhea, $454.19, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $1,078.35, claim paid on Tuesday, February 9, 2016
  • •    Bullmastiff, Lameness, $273.09, claim paid on Tuesday, February 9, 2016
  • •    Goldendoodle, lymphoma, $530.35, claim paid on Tuesday, February 9, 2016
  • •    Vizsla, Melanoma, $274.50, claim paid on Tuesday, February 9, 2016
  • •    Vizsla, Melanoma, $472.05, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), FB ingestion, $310.68, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), FB ingestion, $924.62, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Black), Arthritis, $283.47, claim paid on Tuesday, February 9, 2016
  • •    Bernese Mountain Dog, Anemia, $310.77, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Limping, $2,157.67, claim paid on Tuesday, February 9, 2016
  • •    Domestic Longhair, Diabetes, $267.30, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua (Short Coat), Cough, $684.09, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Chocolate), Infection, $1,334.75, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Chocolate), Ear infected, $1,334.75, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua (Short Coat), Dental disease, $684.09, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua (Short Coat), Difficulty breathing, $684.09, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Non-cardiogenic pulmonary edema, $2,184.67, claim paid on Tuesday, February 9, 2016
  • •    Havanese, Insulinoma, $1,013.94, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Abnormal, $616.65, claim paid on Tuesday, February 9, 2016
  • •    Siberian Husky, Kidney disease, $1,605.35, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Black), Aspiration, $269.78, claim paid on Tuesday, February 9, 2016
  • •    Border Terrier, Congestive heart failure, $311.16, claim paid on Tuesday, February 9, 2016
  • •    Border Terrier, Urinary tract infection, $311.16, claim paid on Tuesday, February 9, 2016
  • •    Border Terrier, Elbow dysplasia, $311.16, claim paid on Tuesday, February 9, 2016
  • •    Domestic Shorthair, Urinary Obstruction, $828.00, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Growth(s), $1,124.91, claim paid on Tuesday, February 9, 2016
  • •    Cockapoo, Allergy (Allergic), $369.90, claim paid on Tuesday, February 9, 2016
  • •    Siberian Husky, Hypothyroidism, $392.58, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Exocrine pancreatic insufficiency, $381.31, claim paid on Tuesday, February 9, 2016
  • •    Siberian Husky, Kidney disease, $392.58, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Dermatitis, $381.31, claim paid on Tuesday, February 9, 2016
  • •    Golden Retriever, Diarrhea, $308.75, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $323.10, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $305.10, claim paid on Tuesday, February 9, 2016
  • •    Golden Retriever, Osteosarcoma of bone, $852.84, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $399.53, claim paid on Tuesday, February 9, 2016
  • •    Golden Retriever, Lameness, $852.84, claim paid on Tuesday, February 9, 2016
  • •    Golden Retriever, foreign body removal, $852.84, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Allergy (Allergic), $399.53, claim paid on Tuesday, February 9, 2016
  • •    Mastiff, Foreign body in digestive tract, $9,209.27, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $397.80, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $406.80, claim paid on Tuesday, February 9, 2016
  • •    Goldendoodle, Hematuria, $720.00, claim paid on Tuesday, February 9, 2016
  • •    Goldendoodle, UTI - Urinary tract infection, $720.00, claim paid on Tuesday, February 9, 2016
  • •    Goldendoodle, Bladder stone, $720.00, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Yellow), grape ingestion, $788.85, claim paid on Tuesday, February 9, 2016
  • •    Maltipoo, Infection, $731.50, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Cardiac murmur, intensity grade I/VI, $585.00, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Endocardiosis, $585.00, claim paid on Tuesday, February 9, 2016
  • •    Staffordshire Bull Terrier, Hematochezia, $255.14, claim paid on Tuesday, February 9, 2016
  • •    Yorkshire Terrier, lymphoma, $339.91, claim paid on Tuesday, February 9, 2016
  • •    Miniature Pinscher, Toxin ingestion, $378.90, claim paid on Tuesday, February 9, 2016
  • •    Miniature Pinscher, Mass(es), $1,381.50, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Inappetence, $343.85, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Lethargic, $343.85, claim paid on Tuesday, February 9, 2016
  • •    Dachshund, Mitral valve disorder, $597.60, claim paid on Tuesday, February 9, 2016
  • •    Dachshund, Heart murmur, $597.60, claim paid on Tuesday, February 9, 2016
  • •    Dachshund, Pericardial effusion, $597.60, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Swelling, $621.13, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Swelling, $324.22, claim paid on Tuesday, February 9, 2016
  • •    Boxer, lymphoma, $388.74, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Lameness, $621.13, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Lameness, $324.22, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Elbow joint pain, $621.13, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Elbow joint pain, $324.22, claim paid on Tuesday, February 9, 2016
  • •    Great Dane, Limping, $340.90, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Lameness, $261.09, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Pneumonia, $792.77, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Yellow), Medication Ingestion, $422.15, claim paid on Tuesday, February 9, 2016
  • Domestic Mediumhair, Dental disease, $653.03, claim paid on Tuesday, February 9, 2016
  • •    American Pitbull Terrier, Cruciate Rupture (ACL, CCL), $3,852.27, claim paid on Tuesday, February 9, 2016
  • •    English Cocker Spaniel, inability to walk, $435.59, claim paid on Tuesday, February 9, 2016
  • •    American Cocker Spaniel, Allergic dermatitis, $344.51, claim paid on Tuesday, February 9, 2016
  • •    American Cocker Spaniel, Cushing's disease, $344.51, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Infection, $479.01, claim paid on Tuesday, February 9, 2016
  • •    Havanese, Vomiting, $263.52, claim paid on Tuesday, February 9, 2016
  • •    English Bulldog, Fracture, $2,031.44, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Hemangiosarcoma, $294.21, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Hemangiosarcoma, $3,336.55, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Papilloma, $928.01, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Lipoma, $928.01, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Mast cell tumor, $928.01, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Vomiting, $508.50, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Fever, $508.50, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Diarrhea, $508.50, claim paid on Tuesday, February 9, 2016
  • •    Newfoundland, Pain, $350.91, claim paid on Tuesday, February 9, 2016
  • •    Newfoundland, inability to walk, $350.91, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Weight decreased, $2,315.22, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Lethargic, $2,315.22, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Teeth extraction, $503.24, claim paid on Tuesday, February 9, 2016
  • •    Airedale Terrier, Foreign material ingestion(Ingestion of foreign material), $341.96, claim paid on Tuesday, February 9, 2016
  • •    Olde English Bulldog, Gingival recession, $993.06, claim paid on Tuesday, February 9, 2016
  • •    Olde English Bulldog, Extractions, $993.06, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Hypoadrenocorticism (Addison's disease), $2,080.92, claim paid on Tuesday, February 9, 2016
  • •    Cocker Spaniel, Pancreatitis, $285.39, claim paid on Tuesday, February 9, 2016
  • •    Cocker Spaniel, Hot spots, $285.39, claim paid on Tuesday, February 9, 2016
  • •    Greyhound, Lameness, $258.17, claim paid on Tuesday, February 9, 2016
  • •    Greyhound, Disc protrusions, $258.17, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Vomiting, $454.19, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Diarrhea, $454.19, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $1,078.35, claim paid on Tuesday, February 9, 2016
  • •    Bullmastiff, Lameness, $273.09, claim paid on Tuesday, February 9, 2016
  • •    Goldendoodle, lymphoma, $530.35, claim paid on Tuesday, February 9, 2016
  • •    Vizsla, Melanoma, $274.50, claim paid on Tuesday, February 9, 2016
  • •    Vizsla, Melanoma, $472.05, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), FB ingestion, $310.68, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), FB ingestion, $924.62, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Black), Arthritis, $283.47, claim paid on Tuesday, February 9, 2016
  • •    Bernese Mountain Dog, Anemia, $310.77, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Limping, $2,157.67, claim paid on Tuesday, February 9, 2016
  • •    Domestic Longhair, Diabetes, $267.30, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua (Short Coat), Cough, $684.09, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Chocolate), Infection, $1,334.75, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Chocolate), Ear infected, $1,334.75, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua (Short Coat), Dental disease, $684.09, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua (Short Coat), Difficulty breathing, $684.09, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Non-cardiogenic pulmonary edema, $2,184.67, claim paid on Tuesday, February 9, 2016
  • •    Havanese, Insulinoma, $1,013.94, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Abnormal, $616.65, claim paid on Tuesday, February 9, 2016
  • •    Siberian Husky, Kidney disease, $1,605.35, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Black), Aspiration, $269.78, claim paid on Tuesday, February 9, 2016
  • •    Border Terrier, Congestive heart failure, $311.16, claim paid on Tuesday, February 9, 2016
  • •    Border Terrier, Urinary tract infection, $311.16, claim paid on Tuesday, February 9, 2016
  • •    Border Terrier, Elbow dysplasia, $311.16, claim paid on Tuesday, February 9, 2016
  • •    Domestic Shorthair, Urinary Obstruction, $828.00, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Growth(s), $1,124.91, claim paid on Tuesday, February 9, 2016
  • •    Cockapoo, Allergy (Allergic), $369.90, claim paid on Tuesday, February 9, 2016
  • •    Siberian Husky, Hypothyroidism, $392.58, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Exocrine pancreatic insufficiency, $381.31, claim paid on Tuesday, February 9, 2016
  • •    Siberian Husky, Kidney disease, $392.58, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Dermatitis, $381.31, claim paid on Tuesday, February 9, 2016
  • •    Golden Retriever, Diarrhea, $308.75, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $323.10, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $305.10, claim paid on Tuesday, February 9, 2016
  • •    Golden Retriever, Osteosarcoma of bone, $852.84, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $399.53, claim paid on Tuesday, February 9, 2016
  • •    Golden Retriever, Lameness, $852.84, claim paid on Tuesday, February 9, 2016
  • •    Golden Retriever, foreign body removal, $852.84, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Allergy (Allergic), $399.53, claim paid on Tuesday, February 9, 2016
  • •    Mastiff, Foreign body in digestive tract, $9,209.27, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $397.80, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Hypoadrenocorticism (Addison's disease), $406.80, claim paid on Tuesday, February 9, 2016
  • •    Goldendoodle, Hematuria, $720.00, claim paid on Tuesday, February 9, 2016
  • •    Goldendoodle, UTI - Urinary tract infection, $720.00, claim paid on Tuesday, February 9, 2016
  • •    Goldendoodle, Bladder stone, $720.00, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Yellow), grape ingestion, $788.85, claim paid on Tuesday, February 9, 2016
  • •    Maltipoo, Infection, $731.50, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Cardiac murmur, intensity grade I/VI, $585.00, claim paid on Tuesday, February 9, 2016
  • •    Chihuahua, Endocardiosis, $585.00, claim paid on Tuesday, February 9, 2016
  • •    Staffordshire Bull Terrier, Hematochezia, $255.14, claim paid on Tuesday, February 9, 2016
  • •    Yorkshire Terrier, lymphoma, $339.91, claim paid on Tuesday, February 9, 2016
  • •    Miniature Pinscher, Toxin ingestion, $378.90, claim paid on Tuesday, February 9, 2016
  • •    Miniature Pinscher, Mass(es), $1,381.50, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Inappetence, $343.85, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Cat), Lethargic, $343.85, claim paid on Tuesday, February 9, 2016
  • •    Dachshund, Mitral valve disorder, $597.60, claim paid on Tuesday, February 9, 2016
  • •    Dachshund, Heart murmur, $597.60, claim paid on Tuesday, February 9, 2016
  • •    Dachshund, Pericardial effusion, $597.60, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Swelling, $621.13, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Swelling, $324.22, claim paid on Tuesday, February 9, 2016
  • •    Boxer, lymphoma, $388.74, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Lameness, $621.13, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Lameness, $324.22, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Elbow joint pain, $621.13, claim paid on Tuesday, February 9, 2016
  • •    Labradoodle, Elbow joint pain, $324.22, claim paid on Tuesday, February 9, 2016
  • •    Great Dane, Limping, $340.90, claim paid on Tuesday, February 9, 2016
  • •    Mixed Breed (Dog), Lameness, $261.09, claim paid on Tuesday, February 9, 2016
  • •    French Bulldog, Pneumonia, $792.77, claim paid on Tuesday, February 9, 2016
  • •    Labrador Retriever (Yellow), Medication Ingestion, $422.15, claim paid on Tuesday, February 9, 2016
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