Underwritten by American Pet Insurance Company
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Trupanion Online Support

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We're more than pet insurance. We're medical insurance for cats and dogs you can count on.

Medical insurance for your pet covers veterinary bills for unexpected injuries and illnesses. 

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The Trupanion Promise

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We won't impose limits or caps on your coverage
We will cover any illness or injury your pet runs in to that isn’t pre-existing. Whether it’s $100 or $100,000, we’ll pay 90% of your vet bill.

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We let you pick what you pay
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% after it’s met.

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Your claims will be hassle-free
We won’t drop your coverage for filing claims, having an unlucky pet, for any reason at all. We settle most claims within 7 days and can even pay your veterinarian directly so you don't have to pay out of pocket.

Terms and conditions apply. See the policy for details.


Not every pet insurance provider can make these promises. We can because we're different than the rest. 


covered

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

not-covered

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness and preventive care
  • Pre-existing conditions


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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.


Give us a call at 855.210.8749, get your pet's quote online or learn more about our plan.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Boxer, Gingival hyperplasia, $489.20, claim paid on Friday, April 29, 2016
  • •    Boxer, Dental disease, $489.20, claim paid on Friday, April 29, 2016
  • •    Maltipoo, Gastroenteritis, $403.95, claim paid on Friday, April 29, 2016
  • •    Rottweiler, Vomiting, $649.51, claim paid on Friday, April 29, 2016
  • •    Rottweiler, Diarrhea, $649.51, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Abnormal, $1,065.87, claim paid on Friday, April 29, 2016
  • •    Snoodle, Foreign body, $1,378.91, claim paid on Friday, April 29, 2016
  • •    Miniature Smooth Haired Dachshund, Mass(es), $271.80, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Ear infected, $275.32, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Epithelial mass, $275.32, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), mass on back, $275.32, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), luxating patella, $2,367.62, claim paid on Friday, April 29, 2016
  • •    Domestic Shorthair, Vestibular disease, $1,064.70, claim paid on Friday, April 29, 2016
  • •    Dachshund, Cardiac murmur, grade IV/VI, $536.67, claim paid on Friday, April 29, 2016
  • •    Dachshund, Congestive cardiac failure, $536.67, claim paid on Friday, April 29, 2016
  • •    Chihuahua (Short Coat), Gastritis, $612.31, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Cruciate Ligament Tear, $2,625.97, claim paid on Friday, April 29, 2016
  • •    Havanese, Inflammation, $487.26, claim paid on Friday, April 29, 2016
  • •    Pug, Carcinoma, $273.84, claim paid on Friday, April 29, 2016
  • •    Pug, Carcinoma, $258.43, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Raisin toxicity, $315.55, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Mass(es), $315.55, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Root resorption, $315.55, claim paid on Friday, April 29, 2016
  • •    Maltese, Seizure, $2,362.07, claim paid on Friday, April 29, 2016
  • •    Domestic Shorthair, Vomiting, $407.00, claim paid on Friday, April 29, 2016
  • •    Maltese, Seizure, $2,905.10, claim paid on Friday, April 29, 2016
  • •    Bichon Frise, Mass(es), $378.00, claim paid on Friday, April 29, 2016
  • •    Maltese, Seizure, $2,589.21, claim paid on Friday, April 29, 2016
  • •    Bichon Frise, plasma cell tumor, $378.00, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), valve disease, $553.82, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Arthritis, $621.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Abscess, $621.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Cognitive dysfunction, $621.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), decreased vision, $621.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lumpectomy, $501.10, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $501.10, claim paid on Friday, April 29, 2016
  • •    Maltipoo, Anxiety, $277.65, claim paid on Friday, April 29, 2016
  • •    Miniature Australian Shepherd, Fractured tooth, $1,199.97, claim paid on Friday, April 29, 2016
  • •    Maltipoo, Back pain, $277.65, claim paid on Friday, April 29, 2016
  • •    Maltipoo, luxating patella, $277.65, claim paid on Friday, April 29, 2016
  • •    Miniature Australian Shepherd, Dental disease, $1,199.97, claim paid on Friday, April 29, 2016
  • •    Maltipoo, soreness, $277.65, claim paid on Friday, April 29, 2016
  • •    Golden Retriever, Coccidiosis, $423.81, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Vomiting, $327.48, claim paid on Friday, April 29, 2016
  • •    Pyrenean Mountain Dog (Great Pyrenees), AD - Atopic dermatitis, $391.50, claim paid on Friday, April 29, 2016
  • •    Pyrenean Mountain Dog (Great Pyrenees), Loose stool, $391.50, claim paid on Friday, April 29, 2016
  • •    Doberman Pinscher, Obstruction, $759.93, claim paid on Friday, April 29, 2016
  • •    Doberman Pinscher, Foreign body, $759.93, claim paid on Friday, April 29, 2016
  • •    Persian, Heart murmur, $323.96, claim paid on Friday, April 29, 2016
  • •    Bullmastiff, Mass(es), $432.00, claim paid on Friday, April 29, 2016
  • •    Bullmastiff, Ear infected, $432.00, claim paid on Friday, April 29, 2016
  • •    Tibetan Terrier, Reverse sneezing, $255.42, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Mass(es), $636.24, claim paid on Friday, April 29, 2016
  • •    Golden Retriever, Mass(es), $2,144.33, claim paid on Friday, April 29, 2016
  • •    Golden Retriever, Dental disease, $2,144.33, claim paid on Friday, April 29, 2016
  • •    Beagle, Diabetes, $662.18, claim paid on Friday, April 29, 2016
  • •    American Bulldog, Lump, $418.50, claim paid on Friday, April 29, 2016
  • •    Chihuahua, heart disease, $395.87, claim paid on Friday, April 29, 2016
  • •    Cockapoo, Foreign body, $272.93, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Conjunctivitis, $313.40, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Allergic skin disease, $313.40, claim paid on Friday, April 29, 2016
  • •    Portuguese Water Dog, Gastroenteritis, $509.02, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lump, $535.59, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Vomiting, $1,145.30, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Vomiting, $280.22, claim paid on Friday, April 29, 2016
  • •    Goldendoodle, Vomiting, $400.65, claim paid on Friday, April 29, 2016
  • •    Goldendoodle, Diarrhea, $400.65, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Glaucoma, $1,213.20, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Reverse sneezing, $1,412.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Sneezing, $1,412.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Gasping for breath, $1,412.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Retained, $1,412.68, claim paid on Friday, April 29, 2016
  • •    Tonkinese, Urethritis, $274.50, claim paid on Friday, April 29, 2016
  • •    Tonkinese, Conjunctivitis, $274.50, claim paid on Friday, April 29, 2016
  • •    Devon Rex, Vomiting blood, $549.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lameness, $283.50, claim paid on Friday, April 29, 2016
  • •    Selkirk Rex, Heart murmur, $657.99, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Blepharospasm, $487.85, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Allergy (Allergic), $487.85, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Periodontal disease, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Mitral valve disorder, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Polyp, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Epulis, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lymphadenopathy, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Fractured tooth, $396.68, claim paid on Friday, April 29, 2016
  • •    Shetland (Sheltie) sheepdog, liver biopsy, $549.00, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lump, $313.40, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Soft tissue injury, $368.10, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Mass(es), $368.10, claim paid on Friday, April 29, 2016
  • •    German Shepherd, Lameness, $296.87, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Pinched nerve, $368.10, claim paid on Friday, April 29, 2016
  • •    Labrador Retriever (Chocolate), Allergy (Allergic), $278.04, claim paid on Friday, April 29, 2016
  • •    Domestic Shorthair, Weight decreased, $251.77, claim paid on Friday, April 29, 2016
  • •    Domestic Shorthair, lymphoma, $251.77, claim paid on Friday, April 29, 2016
  • •    Rottweiler, Broken teeth, $580.94, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Cruciate Rupture (ACL, CCL), $4,664.38, claim paid on Friday, April 29, 2016
  • •    Miniature Smooth Haired Dachshund, Cervical disc disorder, $846.57, claim paid on Friday, April 29, 2016
  • •    Japanese Chin (Spaniel), Kidney stone, $1,099.93, claim paid on Friday, April 29, 2016
  • •    Japanese Chin (Spaniel), Acute renal insufficiency, $1,099.93, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), BUN/Creatinine level increased, $348.74, claim paid on Friday, April 29, 2016
  • Boxer, Gingival hyperplasia, $489.20, claim paid on Friday, April 29, 2016
  • •    Boxer, Dental disease, $489.20, claim paid on Friday, April 29, 2016
  • •    Maltipoo, Gastroenteritis, $403.95, claim paid on Friday, April 29, 2016
  • •    Rottweiler, Vomiting, $649.51, claim paid on Friday, April 29, 2016
  • •    Rottweiler, Diarrhea, $649.51, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Abnormal, $1,065.87, claim paid on Friday, April 29, 2016
  • •    Snoodle, Foreign body, $1,378.91, claim paid on Friday, April 29, 2016
  • •    Miniature Smooth Haired Dachshund, Mass(es), $271.80, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Ear infected, $275.32, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Epithelial mass, $275.32, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), mass on back, $275.32, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), luxating patella, $2,367.62, claim paid on Friday, April 29, 2016
  • •    Domestic Shorthair, Vestibular disease, $1,064.70, claim paid on Friday, April 29, 2016
  • •    Dachshund, Cardiac murmur, grade IV/VI, $536.67, claim paid on Friday, April 29, 2016
  • •    Dachshund, Congestive cardiac failure, $536.67, claim paid on Friday, April 29, 2016
  • •    Chihuahua (Short Coat), Gastritis, $612.31, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Cruciate Ligament Tear, $2,625.97, claim paid on Friday, April 29, 2016
  • •    Havanese, Inflammation, $487.26, claim paid on Friday, April 29, 2016
  • •    Pug, Carcinoma, $273.84, claim paid on Friday, April 29, 2016
  • •    Pug, Carcinoma, $258.43, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Raisin toxicity, $315.55, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Mass(es), $315.55, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Root resorption, $315.55, claim paid on Friday, April 29, 2016
  • •    Maltese, Seizure, $2,362.07, claim paid on Friday, April 29, 2016
  • •    Domestic Shorthair, Vomiting, $407.00, claim paid on Friday, April 29, 2016
  • •    Maltese, Seizure, $2,905.10, claim paid on Friday, April 29, 2016
  • •    Bichon Frise, Mass(es), $378.00, claim paid on Friday, April 29, 2016
  • •    Maltese, Seizure, $2,589.21, claim paid on Friday, April 29, 2016
  • •    Bichon Frise, plasma cell tumor, $378.00, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), valve disease, $553.82, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Arthritis, $621.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Abscess, $621.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Cognitive dysfunction, $621.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), decreased vision, $621.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lumpectomy, $501.10, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $501.10, claim paid on Friday, April 29, 2016
  • •    Maltipoo, Anxiety, $277.65, claim paid on Friday, April 29, 2016
  • •    Miniature Australian Shepherd, Fractured tooth, $1,199.97, claim paid on Friday, April 29, 2016
  • •    Maltipoo, Back pain, $277.65, claim paid on Friday, April 29, 2016
  • •    Maltipoo, luxating patella, $277.65, claim paid on Friday, April 29, 2016
  • •    Miniature Australian Shepherd, Dental disease, $1,199.97, claim paid on Friday, April 29, 2016
  • •    Maltipoo, soreness, $277.65, claim paid on Friday, April 29, 2016
  • •    Golden Retriever, Coccidiosis, $423.81, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Vomiting, $327.48, claim paid on Friday, April 29, 2016
  • •    Pyrenean Mountain Dog (Great Pyrenees), AD - Atopic dermatitis, $391.50, claim paid on Friday, April 29, 2016
  • •    Pyrenean Mountain Dog (Great Pyrenees), Loose stool, $391.50, claim paid on Friday, April 29, 2016
  • •    Doberman Pinscher, Obstruction, $759.93, claim paid on Friday, April 29, 2016
  • •    Doberman Pinscher, Foreign body, $759.93, claim paid on Friday, April 29, 2016
  • •    Persian, Heart murmur, $323.96, claim paid on Friday, April 29, 2016
  • •    Bullmastiff, Mass(es), $432.00, claim paid on Friday, April 29, 2016
  • •    Bullmastiff, Ear infected, $432.00, claim paid on Friday, April 29, 2016
  • •    Tibetan Terrier, Reverse sneezing, $255.42, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Mass(es), $636.24, claim paid on Friday, April 29, 2016
  • •    Golden Retriever, Mass(es), $2,144.33, claim paid on Friday, April 29, 2016
  • •    Golden Retriever, Dental disease, $2,144.33, claim paid on Friday, April 29, 2016
  • •    Beagle, Diabetes, $662.18, claim paid on Friday, April 29, 2016
  • •    American Bulldog, Lump, $418.50, claim paid on Friday, April 29, 2016
  • •    Chihuahua, heart disease, $395.87, claim paid on Friday, April 29, 2016
  • •    Cockapoo, Foreign body, $272.93, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Conjunctivitis, $313.40, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Allergic skin disease, $313.40, claim paid on Friday, April 29, 2016
  • •    Portuguese Water Dog, Gastroenteritis, $509.02, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lump, $535.59, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Vomiting, $1,145.30, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Vomiting, $280.22, claim paid on Friday, April 29, 2016
  • •    Goldendoodle, Vomiting, $400.65, claim paid on Friday, April 29, 2016
  • •    Goldendoodle, Diarrhea, $400.65, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Glaucoma, $1,213.20, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Reverse sneezing, $1,412.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Sneezing, $1,412.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Gasping for breath, $1,412.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Retained, $1,412.68, claim paid on Friday, April 29, 2016
  • •    Tonkinese, Urethritis, $274.50, claim paid on Friday, April 29, 2016
  • •    Tonkinese, Conjunctivitis, $274.50, claim paid on Friday, April 29, 2016
  • •    Devon Rex, Vomiting blood, $549.14, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lameness, $283.50, claim paid on Friday, April 29, 2016
  • •    Selkirk Rex, Heart murmur, $657.99, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Blepharospasm, $487.85, claim paid on Friday, April 29, 2016
  • •    English Bulldog, Allergy (Allergic), $487.85, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Periodontal disease, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Mitral valve disorder, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Polyp, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Epulis, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lymphadenopathy, $396.68, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Fractured tooth, $396.68, claim paid on Friday, April 29, 2016
  • •    Shetland (Sheltie) sheepdog, liver biopsy, $549.00, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Lump, $313.40, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Soft tissue injury, $368.10, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Mass(es), $368.10, claim paid on Friday, April 29, 2016
  • •    German Shepherd, Lameness, $296.87, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Pinched nerve, $368.10, claim paid on Friday, April 29, 2016
  • •    Labrador Retriever (Chocolate), Allergy (Allergic), $278.04, claim paid on Friday, April 29, 2016
  • •    Domestic Shorthair, Weight decreased, $251.77, claim paid on Friday, April 29, 2016
  • •    Domestic Shorthair, lymphoma, $251.77, claim paid on Friday, April 29, 2016
  • •    Rottweiler, Broken teeth, $580.94, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), Cruciate Rupture (ACL, CCL), $4,664.38, claim paid on Friday, April 29, 2016
  • •    Miniature Smooth Haired Dachshund, Cervical disc disorder, $846.57, claim paid on Friday, April 29, 2016
  • •    Japanese Chin (Spaniel), Kidney stone, $1,099.93, claim paid on Friday, April 29, 2016
  • •    Japanese Chin (Spaniel), Acute renal insufficiency, $1,099.93, claim paid on Friday, April 29, 2016
  • •    Mixed Breed (Dog), BUN/Creatinine level increased, $348.74, claim paid on Friday, April 29, 2016
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