Underwritten by American Pet Insurance Company
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Trupanion Online Support

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We're more than pet insurance. We're medical insurance for cats and dogs you can count on.

Medical insurance for your pet covers veterinary bills for unexpected injuries and illnesses. 

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The Trupanion Promise

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We won't impose limits or caps on your coverage
We will cover any illness or injury your pet runs in to that isn’t pre-existing. Whether it’s $100 or $100,000, we’ll pay 90% of your vet bill.

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We let you pick what you pay
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% after it’s met.

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Your claims will be hassle-free
We won’t drop your coverage for filing claims, having an unlucky pet, for any reason at all. We settle most claims within 7 days and can even pay your veterinarian directly so you don't have to pay out of pocket.

Terms and conditions apply. See the policy for details.


Not every pet insurance provider can make these promises. We can because we're different than the rest. 


covered

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

not-covered

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness and preventive care
  • Pre-existing conditions


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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.


Give us a call at 855.210.8749, get your pet's quote online or learn more about our plan.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
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Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Mixed Breed (Dog), Cruciate Ligament Tear, $367.96, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), IVDD Intervertebral disc disease (IVDD ), $367.96, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Cat), Vomiting, $262.84, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, cruciate disease, $300.25, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, cruciate disease, $341.01, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, impaled by stick, $341.01, claim paid on Thursday, May 26, 2016
  • •    Persian, Vomiting, $354.40, claim paid on Thursday, May 26, 2016
  • •    Persian, Lethargy, $354.40, claim paid on Thursday, May 26, 2016
  • •    Whippet, Pulmonary arterial pressure elevated, $265.01, claim paid on Thursday, May 26, 2016
  • •    Whippet, Mitral valve dysplasia, $265.01, claim paid on Thursday, May 26, 2016
  • •    Whippet, Congestive heart disease, $265.01, claim paid on Thursday, May 26, 2016
  • •    Poodle-Toy, Scab/ Scabby Skin, $466.54, claim paid on Thursday, May 26, 2016
  • •    Poodle-Toy, Pruritus, $466.54, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), cruciate disease, $3,043.26, claim paid on Thursday, May 26, 2016
  • •    Bernese Mountain Dog, Aspiration pneumonia, $1,571.22, claim paid on Thursday, May 26, 2016
  • •    Poodle-Miniature, Fever, $635.11, claim paid on Thursday, May 26, 2016
  • •    Bernese Mountain Dog, GE - Gastroenteritis, $1,571.22, claim paid on Thursday, May 26, 2016
  • •    Poodle-Miniature, Infection, $635.11, claim paid on Thursday, May 26, 2016
  • •    Border Collie, Diaphragmatic hernia, $3,786.85, claim paid on Thursday, May 26, 2016
  • •    Great Dane, Osteosarcoma of bone, $420.79, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Pruritus, $429.25, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Lesion, $429.25, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Ingestion of foreign material, $1,525.50, claim paid on Thursday, May 26, 2016
  • •    Pomeranian, Pain, $270.00, claim paid on Thursday, May 26, 2016
  • •    Shih Tzu, Vomiting, $1,145.39, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Medication Ingestion, $1,167.71, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Weight decreased, $251.77, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, lymphoma, $251.77, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Vomiting, $356.47, claim paid on Thursday, May 26, 2016
  • •    Yorkshire Terrier, Dehydration, $392.74, claim paid on Thursday, May 26, 2016
  • •    Yorkshire Terrier, Anorexia, $392.74, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Elevated liver enzymes, $437.40, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Mass(es), $369.65, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Swollen, $369.65, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Insect bite, $369.65, claim paid on Thursday, May 26, 2016
  • •    Golden Retriever, Cervical pain, $3,871.94, claim paid on Thursday, May 26, 2016
  • •    Golden Retriever, Lameness, $3,871.94, claim paid on Thursday, May 26, 2016
  • •    Weimaraner, Mast cell tumor, $1,432.55, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Valley fever, $2,133.27, claim paid on Thursday, May 26, 2016
  • •    Boxer, Hamartoma of skin, $704.52, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Abnormal gait, $841.99, claim paid on Thursday, May 26, 2016
  • •    Yorkshire Terrier, Mass(es), $653.54, claim paid on Thursday, May 26, 2016
  • •    Yorkshire Terrier, Dental disease, $653.54, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Infiltrative disease, $1,620.61, claim paid on Thursday, May 26, 2016
  • •    Golden Retriever, Aural hematoma, $930.11, claim paid on Thursday, May 26, 2016
  • •    Boxer, Thrombocytopenia, $2,276.64, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Gallop heart rhythm, $836.56, claim paid on Thursday, May 26, 2016
  • •    French Bulldog, Intervertebral disc disease, $8,745.29, claim paid on Thursday, May 26, 2016
  • •    Maltese, Heart murmur, $815.37, claim paid on Thursday, May 26, 2016
  • •    Maltese, Bronchitis, $815.37, claim paid on Thursday, May 26, 2016
  • •    Papillon, IVDD Intervertebral disc disease (IVDD ), $5,599.04, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Mass(es), $4,461.12, claim paid on Thursday, May 26, 2016
  • •    English Springer Spaniel, Abscess, $355.29, claim paid on Thursday, May 26, 2016
  • •    Great Dane, Tremor, $2,567.41, claim paid on Thursday, May 26, 2016
  • •    Great Dane, Dilated cardiomyopathy, $271.80, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Congestive heart failure, $1,093.33, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $3,494.72, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Congestive heart failure, $1,154.83, claim paid on Thursday, May 26, 2016
  • •    Shih Tzu, Perforation, $1,709.10, claim paid on Thursday, May 26, 2016
  • •    Doberman Pinscher, CHF - Congestive heart failure, $644.49, claim paid on Thursday, May 26, 2016
  • •    English Bulldog, Cranial cruciate ligament tear, $4,051.80, claim paid on Thursday, May 26, 2016
  • •    English Bulldog, Lameness, $4,051.80, claim paid on Thursday, May 26, 2016
  • •    Bernese Mountain Dog, Lameness, $516.49, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Tracheal collapse, $1,871.51, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Hematemesis, $1,871.51, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Gastric mass, $1,871.51, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, Clostridium infection, $429.37, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, Foreign material ingestion(Ingestion of foreign material), $429.37, claim paid on Thursday, May 26, 2016
  • •    Greyhound, Broken bone, $1,295.36, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, Rupture of tendon, $667.80, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, laceration, $667.80, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever, Idiopathic epilepsy, $2,480.40, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Arthritis, $337.05, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Hypothyroid, $337.05, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Polyuria and polydipsia, $337.05, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Elevated liver enzymes, $337.05, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Anterior cruciate ligament rupture, $4,164.44, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Arthritis, $285.75, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Polyuria and polydipsia, $285.75, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Elevated liver enzymes, $285.75, claim paid on Thursday, May 26, 2016
  • •    Great Dane, Sarcoma, $274.50, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Anterior cruciate ligament rupture, $454.05, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Cholecystitis, $639.09, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), food bloat, $856.85, claim paid on Thursday, May 26, 2016
  • •    Lagotto Romagnolo, Vomiting, $308.59, claim paid on Thursday, May 26, 2016
  • •    Boston Terrier, Mass(es), $571.95, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Cough, $416.93, claim paid on Thursday, May 26, 2016
  • •    Boston Terrier, Cyst of iris, $571.95, claim paid on Thursday, May 26, 2016
  • •    Havanese, Vomiting, $302.31, claim paid on Thursday, May 26, 2016
  • •    Havanese, Dehydration, $302.31, claim paid on Thursday, May 26, 2016
  • •    Havanese, Ileus, $302.31, claim paid on Thursday, May 26, 2016
  • •    Havanese, Roundworm infection, $302.31, claim paid on Thursday, May 26, 2016
  • •    Chihuahua, Hypertension, $292.98, claim paid on Thursday, May 26, 2016
  • •    Chihuahua, decreased vision, $292.98, claim paid on Thursday, May 26, 2016
  • •    Doberman Pinscher, Lameness, $531.27, claim paid on Thursday, May 26, 2016
  • •    Havanese, Vomiting, $311.85, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Epiphyseal fracture, $2,068.02, claim paid on Thursday, May 26, 2016
  • •    Sphynx, Upper respiratory infection, $3,016.55, claim paid on Thursday, May 26, 2016
  • •    Sphynx, Herpes infection, $3,016.55, claim paid on Thursday, May 26, 2016
  • •    American Eskimo, Postoperative complication, $1,237.27, claim paid on Thursday, May 26, 2016
  • Mixed Breed (Dog), Cruciate Ligament Tear, $367.96, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), IVDD Intervertebral disc disease (IVDD ), $367.96, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Cat), Vomiting, $262.84, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, cruciate disease, $300.25, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, cruciate disease, $341.01, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, impaled by stick, $341.01, claim paid on Thursday, May 26, 2016
  • •    Persian, Vomiting, $354.40, claim paid on Thursday, May 26, 2016
  • •    Persian, Lethargy, $354.40, claim paid on Thursday, May 26, 2016
  • •    Whippet, Pulmonary arterial pressure elevated, $265.01, claim paid on Thursday, May 26, 2016
  • •    Whippet, Mitral valve dysplasia, $265.01, claim paid on Thursday, May 26, 2016
  • •    Whippet, Congestive heart disease, $265.01, claim paid on Thursday, May 26, 2016
  • •    Poodle-Toy, Scab/ Scabby Skin, $466.54, claim paid on Thursday, May 26, 2016
  • •    Poodle-Toy, Pruritus, $466.54, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), cruciate disease, $3,043.26, claim paid on Thursday, May 26, 2016
  • •    Bernese Mountain Dog, Aspiration pneumonia, $1,571.22, claim paid on Thursday, May 26, 2016
  • •    Poodle-Miniature, Fever, $635.11, claim paid on Thursday, May 26, 2016
  • •    Bernese Mountain Dog, GE - Gastroenteritis, $1,571.22, claim paid on Thursday, May 26, 2016
  • •    Poodle-Miniature, Infection, $635.11, claim paid on Thursday, May 26, 2016
  • •    Border Collie, Diaphragmatic hernia, $3,786.85, claim paid on Thursday, May 26, 2016
  • •    Great Dane, Osteosarcoma of bone, $420.79, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Pruritus, $429.25, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Lesion, $429.25, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Ingestion of foreign material, $1,525.50, claim paid on Thursday, May 26, 2016
  • •    Pomeranian, Pain, $270.00, claim paid on Thursday, May 26, 2016
  • •    Shih Tzu, Vomiting, $1,145.39, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Medication Ingestion, $1,167.71, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Weight decreased, $251.77, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, lymphoma, $251.77, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Vomiting, $356.47, claim paid on Thursday, May 26, 2016
  • •    Yorkshire Terrier, Dehydration, $392.74, claim paid on Thursday, May 26, 2016
  • •    Yorkshire Terrier, Anorexia, $392.74, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Elevated liver enzymes, $437.40, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Mass(es), $369.65, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Swollen, $369.65, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Insect bite, $369.65, claim paid on Thursday, May 26, 2016
  • •    Golden Retriever, Cervical pain, $3,871.94, claim paid on Thursday, May 26, 2016
  • •    Golden Retriever, Lameness, $3,871.94, claim paid on Thursday, May 26, 2016
  • •    Weimaraner, Mast cell tumor, $1,432.55, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Valley fever, $2,133.27, claim paid on Thursday, May 26, 2016
  • •    Boxer, Hamartoma of skin, $704.52, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Abnormal gait, $841.99, claim paid on Thursday, May 26, 2016
  • •    Yorkshire Terrier, Mass(es), $653.54, claim paid on Thursday, May 26, 2016
  • •    Yorkshire Terrier, Dental disease, $653.54, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever (Yellow), Infiltrative disease, $1,620.61, claim paid on Thursday, May 26, 2016
  • •    Golden Retriever, Aural hematoma, $930.11, claim paid on Thursday, May 26, 2016
  • •    Boxer, Thrombocytopenia, $2,276.64, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Gallop heart rhythm, $836.56, claim paid on Thursday, May 26, 2016
  • •    French Bulldog, Intervertebral disc disease, $8,745.29, claim paid on Thursday, May 26, 2016
  • •    Maltese, Heart murmur, $815.37, claim paid on Thursday, May 26, 2016
  • •    Maltese, Bronchitis, $815.37, claim paid on Thursday, May 26, 2016
  • •    Papillon, IVDD Intervertebral disc disease (IVDD ), $5,599.04, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Mass(es), $4,461.12, claim paid on Thursday, May 26, 2016
  • •    English Springer Spaniel, Abscess, $355.29, claim paid on Thursday, May 26, 2016
  • •    Great Dane, Tremor, $2,567.41, claim paid on Thursday, May 26, 2016
  • •    Great Dane, Dilated cardiomyopathy, $271.80, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Congestive heart failure, $1,093.33, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $3,494.72, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Congestive heart failure, $1,154.83, claim paid on Thursday, May 26, 2016
  • •    Shih Tzu, Perforation, $1,709.10, claim paid on Thursday, May 26, 2016
  • •    Doberman Pinscher, CHF - Congestive heart failure, $644.49, claim paid on Thursday, May 26, 2016
  • •    English Bulldog, Cranial cruciate ligament tear, $4,051.80, claim paid on Thursday, May 26, 2016
  • •    English Bulldog, Lameness, $4,051.80, claim paid on Thursday, May 26, 2016
  • •    Bernese Mountain Dog, Lameness, $516.49, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Tracheal collapse, $1,871.51, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Hematemesis, $1,871.51, claim paid on Thursday, May 26, 2016
  • •    Chihuahua (Short Coat), Gastric mass, $1,871.51, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, Clostridium infection, $429.37, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, Foreign material ingestion(Ingestion of foreign material), $429.37, claim paid on Thursday, May 26, 2016
  • •    Greyhound, Broken bone, $1,295.36, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, Rupture of tendon, $667.80, claim paid on Thursday, May 26, 2016
  • •    Labradoodle, laceration, $667.80, claim paid on Thursday, May 26, 2016
  • •    Labrador Retriever, Idiopathic epilepsy, $2,480.40, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Arthritis, $337.05, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Hypothyroid, $337.05, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Polyuria and polydipsia, $337.05, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Elevated liver enzymes, $337.05, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Anterior cruciate ligament rupture, $4,164.44, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Arthritis, $285.75, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Polyuria and polydipsia, $285.75, claim paid on Thursday, May 26, 2016
  • •    Old English Sheepdog, Elevated liver enzymes, $285.75, claim paid on Thursday, May 26, 2016
  • •    Great Dane, Sarcoma, $274.50, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Anterior cruciate ligament rupture, $454.05, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Cholecystitis, $639.09, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), food bloat, $856.85, claim paid on Thursday, May 26, 2016
  • •    Lagotto Romagnolo, Vomiting, $308.59, claim paid on Thursday, May 26, 2016
  • •    Boston Terrier, Mass(es), $571.95, claim paid on Thursday, May 26, 2016
  • •    Domestic Shorthair, Cough, $416.93, claim paid on Thursday, May 26, 2016
  • •    Boston Terrier, Cyst of iris, $571.95, claim paid on Thursday, May 26, 2016
  • •    Havanese, Vomiting, $302.31, claim paid on Thursday, May 26, 2016
  • •    Havanese, Dehydration, $302.31, claim paid on Thursday, May 26, 2016
  • •    Havanese, Ileus, $302.31, claim paid on Thursday, May 26, 2016
  • •    Havanese, Roundworm infection, $302.31, claim paid on Thursday, May 26, 2016
  • •    Chihuahua, Hypertension, $292.98, claim paid on Thursday, May 26, 2016
  • •    Chihuahua, decreased vision, $292.98, claim paid on Thursday, May 26, 2016
  • •    Doberman Pinscher, Lameness, $531.27, claim paid on Thursday, May 26, 2016
  • •    Havanese, Vomiting, $311.85, claim paid on Thursday, May 26, 2016
  • •    Mixed Breed (Dog), Epiphyseal fracture, $2,068.02, claim paid on Thursday, May 26, 2016
  • •    Sphynx, Upper respiratory infection, $3,016.55, claim paid on Thursday, May 26, 2016
  • •    Sphynx, Herpes infection, $3,016.55, claim paid on Thursday, May 26, 2016
  • •    American Eskimo, Postoperative complication, $1,237.27, claim paid on Thursday, May 26, 2016
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