Underwritten by American Pet Insurance Company
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Trupanion Online Support

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We're more than pet insurance. We're medical insurance for cats and dogs you can count on.

Medical insurance for your pet covers veterinary bills for unexpected injuries and illnesses. 

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The Trupanion Promise

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We won't impose limits or caps on your coverage
We will cover any illness or injury your pet runs in to that isn’t pre-existing. Whether it’s $100 or $100,000, we’ll pay 90% of your vet bill.

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We let you pick what you pay
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% after it’s met.

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Your claims will be hassle-free
We won’t drop your coverage for filing claims, having an unlucky pet, for any reason at all. We settle most claims within 7 days and can even pay your veterinarian directly so you don't have to pay out of pocket.

Terms and conditions apply. See the policy for details.


Not every pet insurance provider can make these promises. We can because we're different than the rest. 


covered

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

not-covered

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness and preventive care
  • Pre-existing conditions


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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.


Give us a call at 855.210.8749, get your pet's quote online or learn more about our plan.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Golden Retriever, ACL Tear, $2,729.12, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Hyperadrenocorticism (Cushing's syndrome), $385.70, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Diarrhea, $385.70, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Neurologic myelopathy, $385.70, claim paid on Saturday, July 23, 2016
  • •    Dachshund, Hepatitis, $929.56, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Hyperadrenocorticism (Cushing's syndrome), $392.31, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Hyperadrenocorticism (Cushing's syndrome), $262.67, claim paid on Saturday, July 23, 2016
  • •    American Shorthair, Resorptive lesions, $1,016.79, claim paid on Saturday, July 23, 2016
  • •    Cockapoo, IVDD Intervertebral disc disease (IVDD ), $2,708.10, claim paid on Saturday, July 23, 2016
  • •    Havanese, Weight decreased, $2,295.84, claim paid on Saturday, July 23, 2016
  • •    Havanese, Lethargy, $2,295.84, claim paid on Saturday, July 23, 2016
  • •    Havanese, Diarrhea, $2,295.84, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Canine parvovirus infection, $573.03, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Giardiasis, $573.03, claim paid on Saturday, July 23, 2016
  • •    Yorkshire Terrier, Bloody diarrhea, $1,555.71, claim paid on Saturday, July 23, 2016
  • •    Yorkshire Terrier, Vomiting, $1,555.71, claim paid on Saturday, July 23, 2016
  • •    Yorkshire Terrier, Lethargy, $1,555.71, claim paid on Saturday, July 23, 2016
  • •    Old English Sheepdog, Polyarthropathy, $1,196.10, claim paid on Saturday, July 23, 2016
  • •    Boxer, Hemangioma, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Boxer, Cardiac arrest, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Boxer, Obtundation, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Boxer, Hemoabdomen, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Boxer, hemorrhage, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Kidney stone, $1,246.72, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Bladder pain, $1,246.72, claim paid on Saturday, July 23, 2016
  • •    West Highland White Terrier, Mushroom intoxication, $474.30, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Abscess, $552.61, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Papilloma, $585.81, claim paid on Saturday, July 23, 2016
  • •    Munchkin, Pancreatitis, $311.61, claim paid on Saturday, July 23, 2016
  • •    Munchkin, Kidney disease, $311.61, claim paid on Saturday, July 23, 2016
  • •    Olde English Bulldog, MPL - Medial patellar luxation, $262.31, claim paid on Saturday, July 23, 2016
  • •    Lhasa Apso, Hyperparathyroidism, $784.80, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Lesions, $561.25, claim paid on Saturday, July 23, 2016
  • •    Puggle, Vomiting, $422.84, claim paid on Saturday, July 23, 2016
  • •    Puggle, PCV increased, $422.84, claim paid on Saturday, July 23, 2016
  • •    Whippet, Mast cell tumor, $1,949.22, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Cruciate Rupture (ACL, CCL), $3,829.37, claim paid on Saturday, July 23, 2016
  • •    Poodle-Standard, Osteosarcoma of bone, $289.80, claim paid on Saturday, July 23, 2016
  • •    Pomeranian, Heart murmur, $755.62, claim paid on Saturday, July 23, 2016
  • •    Pomeranian, Hot spots, $755.62, claim paid on Saturday, July 23, 2016
  • •    Yorkshire Terrier, Seizure, $1,224.93, claim paid on Saturday, July 23, 2016
  • •    Newfoundland, Atopic Dermatitis, $430.32, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Partial seizure, $4,731.53, claim paid on Saturday, July 23, 2016
  • •    Boston Terrier, Regurgitation, $563.09, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Gastroenteritis, $4,731.53, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Back pain, $4,731.53, claim paid on Saturday, July 23, 2016
  • •    Boston Terrier, GERD - Gastro-esophageal reflux disease, $563.09, claim paid on Saturday, July 23, 2016
  • •    Boston Terrier, Licking, $563.09, claim paid on Saturday, July 23, 2016
  • •    Boston Terrier, Hooded vulva, $563.09, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Partial seizure, $328.94, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Gastroenteritis, $328.94, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Back pain, $328.94, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Anorexia, $1,839.83, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Lameness, $1,839.83, claim paid on Saturday, July 23, 2016
  • •    Goldendoodle, Gastritis, $1,154.15, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Vomiting, $264.24, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Diarrhea, $264.24, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), KCS - Keratoconjunctivitis sicca, $264.24, claim paid on Saturday, July 23, 2016
  • •    Newfoundland, Atopic Dermatitis, $416.57, claim paid on Saturday, July 23, 2016
  • •    Bichon Frise, Vomiting, $757.43, claim paid on Saturday, July 23, 2016
  • •    Bichon Frise, Diarrhea, $757.43, claim paid on Saturday, July 23, 2016
  • •    Dachshund, Pancreatitis, $543.96, claim paid on Saturday, July 23, 2016
  • •    Dachshund, Abnormal, $543.96, claim paid on Saturday, July 23, 2016
  • •    Spanish Water Dog, Hematochezia, $757.74, claim paid on Saturday, July 23, 2016
  • •    Spanish Water Dog, Infection, $757.74, claim paid on Saturday, July 23, 2016
  • •    Bullmastiff, Lameness, $4,244.40, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Cat), Mass(es), $3,883.01, claim paid on Saturday, July 23, 2016
  • •    Siberian Husky, Lameness, $309.93, claim paid on Saturday, July 23, 2016
  • •    Cavalier King Charles Spaniel, Heart murmur, $405.00, claim paid on Saturday, July 23, 2016
  • •    German Shorthaired Pointer, Mass(es), $552.15, claim paid on Saturday, July 23, 2016
  • •    German Shorthaired Pointer, Soft tissue sarcoma - Hemangiopericytoma, $552.15, claim paid on Saturday, July 23, 2016
  • •    Siberian Husky, UTI - Urinary tract infection, $346.46, claim paid on Saturday, July 23, 2016
  • •    Siberian Husky, pollakiuria, $346.46, claim paid on Saturday, July 23, 2016
  • •    Shih Tzu, Raisin toxicity, $2,508.26, claim paid on Saturday, July 23, 2016
  • •    Shih Tzu, Foreign material ingestion(Ingestion of foreign material), $2,508.26, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), UTI - Urinary tract infection, $459.81, claim paid on Saturday, July 23, 2016
  • •    Golden Retriever, Gastroenteritis, $300.98, claim paid on Saturday, July 23, 2016
  • •    Golden Retriever, Gastroenteritis, $272.70, claim paid on Saturday, July 23, 2016
  • •    Long Haired Chihuahua, Pyometra, $4,365.90, claim paid on Saturday, July 23, 2016
  • •    Siberian Husky, Allergy (Allergic), $376.16, claim paid on Saturday, July 23, 2016
  • •    Russian Blue, UTI - Urinary tract infection, $287.55, claim paid on Saturday, July 23, 2016
  • •    Labradoodle, Seizure, $2,286.38, claim paid on Saturday, July 23, 2016
  • •    Boxer, Keratinizing cyst of skin, $503.78, claim paid on Saturday, July 23, 2016
  • •    Boxer, Lipoma, $503.78, claim paid on Saturday, July 23, 2016
  • •    Boxer, Mast cell tumor, $503.78, claim paid on Saturday, July 23, 2016
  • •    Mixed breed Medium (20 - 55lbs when full grown), Vasculitis, $1,555.04, claim paid on Saturday, July 23, 2016
  • •    Mixed breed Medium (20 - 55lbs when full grown), Canine parvovirus infection, $1,555.04, claim paid on Saturday, July 23, 2016
  • •    Rottweiler, gingival mass, $1,849.82, claim paid on Saturday, July 23, 2016
  • •    Cavalier King Charles Spaniel, Foreign body, $6,053.58, claim paid on Saturday, July 23, 2016
  • •    Cavalier King Charles Spaniel, Pneumonia, $6,053.58, claim paid on Saturday, July 23, 2016
  • •    Toy Fox Terrier, Pain, $810.00, claim paid on Saturday, July 23, 2016
  • •    Toy Fox Terrier, Fall, $810.00, claim paid on Saturday, July 23, 2016
  • •    Border Collie, Periodontal disease, $319.37, claim paid on Saturday, July 23, 2016
  • •    Pug, Otitis, $707.40, claim paid on Saturday, July 23, 2016
  • •    Pug, Growth(s), $707.40, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Paraphimosis, $1,036.05, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Dribbling of urine, $1,036.05, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Constipated, $1,036.05, claim paid on Saturday, July 23, 2016
  • •    American Staffordshire Terrier, Vomiting, $467.24, claim paid on Saturday, July 23, 2016
  • •    Australian Shepherd, Lameness, $867.60, claim paid on Saturday, July 23, 2016
  • Golden Retriever, ACL Tear, $2,729.12, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Hyperadrenocorticism (Cushing's syndrome), $385.70, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Diarrhea, $385.70, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Neurologic myelopathy, $385.70, claim paid on Saturday, July 23, 2016
  • •    Dachshund, Hepatitis, $929.56, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Hyperadrenocorticism (Cushing's syndrome), $392.31, claim paid on Saturday, July 23, 2016
  • •    Jack Russell Terrier, Hyperadrenocorticism (Cushing's syndrome), $262.67, claim paid on Saturday, July 23, 2016
  • •    American Shorthair, Resorptive lesions, $1,016.79, claim paid on Saturday, July 23, 2016
  • •    Cockapoo, IVDD Intervertebral disc disease (IVDD ), $2,708.10, claim paid on Saturday, July 23, 2016
  • •    Havanese, Weight decreased, $2,295.84, claim paid on Saturday, July 23, 2016
  • •    Havanese, Lethargy, $2,295.84, claim paid on Saturday, July 23, 2016
  • •    Havanese, Diarrhea, $2,295.84, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Canine parvovirus infection, $573.03, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Giardiasis, $573.03, claim paid on Saturday, July 23, 2016
  • •    Yorkshire Terrier, Bloody diarrhea, $1,555.71, claim paid on Saturday, July 23, 2016
  • •    Yorkshire Terrier, Vomiting, $1,555.71, claim paid on Saturday, July 23, 2016
  • •    Yorkshire Terrier, Lethargy, $1,555.71, claim paid on Saturday, July 23, 2016
  • •    Old English Sheepdog, Polyarthropathy, $1,196.10, claim paid on Saturday, July 23, 2016
  • •    Boxer, Hemangioma, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Boxer, Cardiac arrest, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Boxer, Obtundation, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Boxer, Hemoabdomen, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Boxer, hemorrhage, $8,466.30, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Kidney stone, $1,246.72, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Bladder pain, $1,246.72, claim paid on Saturday, July 23, 2016
  • •    West Highland White Terrier, Mushroom intoxication, $474.30, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Abscess, $552.61, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Papilloma, $585.81, claim paid on Saturday, July 23, 2016
  • •    Munchkin, Pancreatitis, $311.61, claim paid on Saturday, July 23, 2016
  • •    Munchkin, Kidney disease, $311.61, claim paid on Saturday, July 23, 2016
  • •    Olde English Bulldog, MPL - Medial patellar luxation, $262.31, claim paid on Saturday, July 23, 2016
  • •    Lhasa Apso, Hyperparathyroidism, $784.80, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Lesions, $561.25, claim paid on Saturday, July 23, 2016
  • •    Puggle, Vomiting, $422.84, claim paid on Saturday, July 23, 2016
  • •    Puggle, PCV increased, $422.84, claim paid on Saturday, July 23, 2016
  • •    Whippet, Mast cell tumor, $1,949.22, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Cruciate Rupture (ACL, CCL), $3,829.37, claim paid on Saturday, July 23, 2016
  • •    Poodle-Standard, Osteosarcoma of bone, $289.80, claim paid on Saturday, July 23, 2016
  • •    Pomeranian, Heart murmur, $755.62, claim paid on Saturday, July 23, 2016
  • •    Pomeranian, Hot spots, $755.62, claim paid on Saturday, July 23, 2016
  • •    Yorkshire Terrier, Seizure, $1,224.93, claim paid on Saturday, July 23, 2016
  • •    Newfoundland, Atopic Dermatitis, $430.32, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Partial seizure, $4,731.53, claim paid on Saturday, July 23, 2016
  • •    Boston Terrier, Regurgitation, $563.09, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Gastroenteritis, $4,731.53, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Back pain, $4,731.53, claim paid on Saturday, July 23, 2016
  • •    Boston Terrier, GERD - Gastro-esophageal reflux disease, $563.09, claim paid on Saturday, July 23, 2016
  • •    Boston Terrier, Licking, $563.09, claim paid on Saturday, July 23, 2016
  • •    Boston Terrier, Hooded vulva, $563.09, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Partial seizure, $328.94, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Gastroenteritis, $328.94, claim paid on Saturday, July 23, 2016
  • •    Labrador Retriever (Yellow), Back pain, $328.94, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Anorexia, $1,839.83, claim paid on Saturday, July 23, 2016
  • •    Domestic Shorthair, Lameness, $1,839.83, claim paid on Saturday, July 23, 2016
  • •    Goldendoodle, Gastritis, $1,154.15, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Vomiting, $264.24, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Diarrhea, $264.24, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), KCS - Keratoconjunctivitis sicca, $264.24, claim paid on Saturday, July 23, 2016
  • •    Newfoundland, Atopic Dermatitis, $416.57, claim paid on Saturday, July 23, 2016
  • •    Bichon Frise, Vomiting, $757.43, claim paid on Saturday, July 23, 2016
  • •    Bichon Frise, Diarrhea, $757.43, claim paid on Saturday, July 23, 2016
  • •    Dachshund, Pancreatitis, $543.96, claim paid on Saturday, July 23, 2016
  • •    Dachshund, Abnormal, $543.96, claim paid on Saturday, July 23, 2016
  • •    Spanish Water Dog, Hematochezia, $757.74, claim paid on Saturday, July 23, 2016
  • •    Spanish Water Dog, Infection, $757.74, claim paid on Saturday, July 23, 2016
  • •    Bullmastiff, Lameness, $4,244.40, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Cat), Mass(es), $3,883.01, claim paid on Saturday, July 23, 2016
  • •    Siberian Husky, Lameness, $309.93, claim paid on Saturday, July 23, 2016
  • •    Cavalier King Charles Spaniel, Heart murmur, $405.00, claim paid on Saturday, July 23, 2016
  • •    German Shorthaired Pointer, Mass(es), $552.15, claim paid on Saturday, July 23, 2016
  • •    German Shorthaired Pointer, Soft tissue sarcoma - Hemangiopericytoma, $552.15, claim paid on Saturday, July 23, 2016
  • •    Siberian Husky, UTI - Urinary tract infection, $346.46, claim paid on Saturday, July 23, 2016
  • •    Siberian Husky, pollakiuria, $346.46, claim paid on Saturday, July 23, 2016
  • •    Shih Tzu, Raisin toxicity, $2,508.26, claim paid on Saturday, July 23, 2016
  • •    Shih Tzu, Foreign material ingestion(Ingestion of foreign material), $2,508.26, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), UTI - Urinary tract infection, $459.81, claim paid on Saturday, July 23, 2016
  • •    Golden Retriever, Gastroenteritis, $300.98, claim paid on Saturday, July 23, 2016
  • •    Golden Retriever, Gastroenteritis, $272.70, claim paid on Saturday, July 23, 2016
  • •    Long Haired Chihuahua, Pyometra, $4,365.90, claim paid on Saturday, July 23, 2016
  • •    Siberian Husky, Allergy (Allergic), $376.16, claim paid on Saturday, July 23, 2016
  • •    Russian Blue, UTI - Urinary tract infection, $287.55, claim paid on Saturday, July 23, 2016
  • •    Labradoodle, Seizure, $2,286.38, claim paid on Saturday, July 23, 2016
  • •    Boxer, Keratinizing cyst of skin, $503.78, claim paid on Saturday, July 23, 2016
  • •    Boxer, Lipoma, $503.78, claim paid on Saturday, July 23, 2016
  • •    Boxer, Mast cell tumor, $503.78, claim paid on Saturday, July 23, 2016
  • •    Mixed breed Medium (20 - 55lbs when full grown), Vasculitis, $1,555.04, claim paid on Saturday, July 23, 2016
  • •    Mixed breed Medium (20 - 55lbs when full grown), Canine parvovirus infection, $1,555.04, claim paid on Saturday, July 23, 2016
  • •    Rottweiler, gingival mass, $1,849.82, claim paid on Saturday, July 23, 2016
  • •    Cavalier King Charles Spaniel, Foreign body, $6,053.58, claim paid on Saturday, July 23, 2016
  • •    Cavalier King Charles Spaniel, Pneumonia, $6,053.58, claim paid on Saturday, July 23, 2016
  • •    Toy Fox Terrier, Pain, $810.00, claim paid on Saturday, July 23, 2016
  • •    Toy Fox Terrier, Fall, $810.00, claim paid on Saturday, July 23, 2016
  • •    Border Collie, Periodontal disease, $319.37, claim paid on Saturday, July 23, 2016
  • •    Pug, Otitis, $707.40, claim paid on Saturday, July 23, 2016
  • •    Pug, Growth(s), $707.40, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Paraphimosis, $1,036.05, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Dribbling of urine, $1,036.05, claim paid on Saturday, July 23, 2016
  • •    Mixed Breed (Dog), Constipated, $1,036.05, claim paid on Saturday, July 23, 2016
  • •    American Staffordshire Terrier, Vomiting, $467.24, claim paid on Saturday, July 23, 2016
  • •    Australian Shepherd, Lameness, $867.60, claim paid on Saturday, July 23, 2016
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