Underwritten by American Pet Insurance Company
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Trupanion Online Support

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We're more than pet insurance. We're medical insurance for cats and dogs you can count on.

Medical insurance for your pet covers veterinary bills for unexpected injuries and illnesses. 

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The Trupanion Promise

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We won't impose limits or caps on your coverage
We will cover any illness or injury your pet runs in to that isn’t pre-existing. Whether it’s $100 or $100,000, we’ll pay 90% of your vet bill.

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We let you pick what you pay
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% after it’s met.

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Your claims will be hassle-free
We won’t drop your coverage for filing claims, having an unlucky pet, for any reason at all. We settle most claims within 7 days and can even pay your veterinarian directly so you don't have to pay out of pocket.

Terms and conditions apply. See the policy for details.


Not every pet insurance provider can make these promises. We can because we're different than the rest. 


covered

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

not-covered

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness and preventive care
  • Pre-existing conditions


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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.


Give us a call at 855.210.8749, get your pet's quote online or learn more about our plan.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Chihuahua, Gastritis, $388.30, claim paid on Sunday, July 24, 2016
  • •    Havanese, Swelling, $460.31, claim paid on Sunday, July 24, 2016
  • •    Dachshund, Abnormal, $268.63, claim paid on Sunday, July 24, 2016
  • •    Chihuahua (Short Coat), Mass(es), $399.15, claim paid on Sunday, July 24, 2016
  • •    Chihuahua (Short Coat), Mass(es), $641.70, claim paid on Sunday, July 24, 2016
  • •    Chihuahua (Short Coat), Mass(es), $269.33, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever (Yellow), Fever, $270.30, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever (Yellow), Limping, $270.30, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Vomiting, $876.45, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Lethargy, $876.45, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Diarrhea, $876.45, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Anorexia, $678.07, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), lymphoma, $876.45, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Lethargic, $678.07, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Uncomfortable, $678.07, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Seizure, $1,252.84, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Anorexia, $578.74, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Lethargic, $578.74, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Uncomfortable, $578.74, claim paid on Sunday, July 24, 2016
  • •    Domestic Shorthair, Vomiting, $1,086.30, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Gastrointestinal Upset, $478.35, claim paid on Sunday, July 24, 2016
  • •    Canary, cruciate disease, $1,321.49, claim paid on Sunday, July 24, 2016
  • •    Domestic Longhair, Gastroenteritis, $1,169.17, claim paid on Sunday, July 24, 2016
  • •    Mixed breed Large (55 – 90lbs when full grown), GI upset, $768.24, claim paid on Sunday, July 24, 2016
  • •    Australian Cattle Dog/Blue Heeler, Abscess, $1,772.36, claim paid on Sunday, July 24, 2016
  • •    Australian Cattle Dog/Blue Heeler, Lymphadenopathy, $1,772.36, claim paid on Sunday, July 24, 2016
  • •    Labradoodle, Hemorrhagic gastroenteritis, $1,506.58, claim paid on Sunday, July 24, 2016
  • •    Domestic Shorthair, Irritable bowel syndrome, $380.20, claim paid on Sunday, July 24, 2016
  • •    Domestic Shorthair, Arrhythmia, $380.20, claim paid on Sunday, July 24, 2016
  • •    Domestic Shorthair, Hypertrophic cardiomyopathy, $380.20, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Porcupine quill injury, $255.73, claim paid on Sunday, July 24, 2016
  • •    Alaskan Malamute, Rash, $1,368.07, claim paid on Sunday, July 24, 2016
  • •    Alaskan Malamute, Foreign material ingestion(Ingestion of foreign material), $1,368.07, claim paid on Sunday, July 24, 2016
  • •    Sphynx, Difficulty breathing, $408.32, claim paid on Sunday, July 24, 2016
  • •    Border Collie, Allergy (Allergic), $336.83, claim paid on Sunday, July 24, 2016
  • •    Pug, Mast cell tumor, $457.70, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Anemia, $471.02, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Dietary indiscretion, $641.80, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Toxin ingestion, $641.80, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Foreign body, $2,702.59, claim paid on Sunday, July 24, 2016
  • •    Shetland Sheepdog, Lameness, $3,001.42, claim paid on Sunday, July 24, 2016
  • •    Shetland Sheepdog, luxating patella, $3,001.42, claim paid on Sunday, July 24, 2016
  • •    Boxer, Grand mal seizure, $251.10, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Hematochezia, $503.60, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Gastroenteritis, $503.60, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Anorexia, $503.60, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Hematochezia, $420.62, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Gastroenteritis, $420.62, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Anorexia, $420.62, claim paid on Sunday, July 24, 2016
  • •    Labradoodle, Gastric dilatation volvulus, $6,237.68, claim paid on Sunday, July 24, 2016
  • •    English Bulldog, Cranial cruciate ligament tear, $3,453.30, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever (Chocolate), lymphoma, $341.06, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever (Black), Osteosarcoma, $755.55, claim paid on Sunday, July 24, 2016
  • •    Labradoodle, Gastritis, $1,958.71, claim paid on Sunday, July 24, 2016
  • •    Yorkshire Terrier, Mitral valve disorder, $1,189.23, claim paid on Sunday, July 24, 2016
  • •    Yorkshire Terrier, CHF - Congestive heart failure, $1,189.23, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Hypoadrenocorticism (Addison's disease), $825.36, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Hemangiosarcoma, $654.30, claim paid on Sunday, July 24, 2016
  • •    Basset Fauve de Bretagne, Hemorrhagic gastroenteritis, $2,338.34, claim paid on Sunday, July 24, 2016
  • •    Basset Fauve de Bretagne, Mass(es), $2,338.34, claim paid on Sunday, July 24, 2016
  • •    Basset Fauve de Bretagne, Polyuria and polydipsia, $2,338.34, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Foreign body in digestive tract, $1,478.90, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Bladder stones, $1,478.90, claim paid on Sunday, July 24, 2016
  • •    Goldendoodle, Sepsis/ Septic, $4,641.87, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Hepatocellular vacuolation, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Pyoderma, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Otitis externa, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Mast cell tumor, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Extramedullary hematopoiesis, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Nodule(s), $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Back pain, $301.82, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $301.82, claim paid on Sunday, July 24, 2016
  • •    American Pitbull Terrier, Metacarpal fracture, $363.60, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Vomiting, $337.04, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Diarrhea, $337.04, claim paid on Sunday, July 24, 2016
  • •    Poodle-Standard, Pancreatitis, $499.36, claim paid on Sunday, July 24, 2016
  • •    Poodle-Standard, Elevated liver enzymes, $499.36, claim paid on Sunday, July 24, 2016
  • •    Poodle-Standard, decreased appetite, $499.36, claim paid on Sunday, July 24, 2016
  • •    Pembroke Welsh Corgi, Intoxication, $440.91, claim paid on Sunday, July 24, 2016
  • •    French Bulldog, Foreign material ingestion(Ingestion of foreign material), $3,934.19, claim paid on Sunday, July 24, 2016
  • •    Boxer, Vomiting, $1,447.43, claim paid on Sunday, July 24, 2016
  • •    Boxer, Diarrhea, $1,447.43, claim paid on Sunday, July 24, 2016
  • •    Boxer, Malignant lymphoma, $1,447.43, claim paid on Sunday, July 24, 2016
  • •    Boxer, Cloudy/white spot on eye surface, $1,447.43, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $290.78, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever, Mass(es), $403.20, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever, Weight decreased, $403.20, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever, Panting, $403.20, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Osteosarcoma of bone, $536.11, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), bone tumor, $536.11, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Osteosarcoma of bone, $481.25, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), bone tumor, $481.25, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Fibromatous epulis, $1,363.47, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Lethargy, $616.73, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Inappetence, $616.73, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Elevated liver enzymes, $616.73, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Hemangiosarcoma (cancer) of spleen, $616.73, claim paid on Sunday, July 24, 2016
  • •    Yorkshire Terrier, Back pain, $435.43, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $3,748.37, claim paid on Sunday, July 24, 2016
  • •    Shih Tzu, Hypoadrenocorticism (Addison's disease), $433.37, claim paid on Sunday, July 24, 2016
  • Chihuahua, Gastritis, $388.30, claim paid on Sunday, July 24, 2016
  • •    Havanese, Swelling, $460.31, claim paid on Sunday, July 24, 2016
  • •    Dachshund, Abnormal, $268.63, claim paid on Sunday, July 24, 2016
  • •    Chihuahua (Short Coat), Mass(es), $399.15, claim paid on Sunday, July 24, 2016
  • •    Chihuahua (Short Coat), Mass(es), $641.70, claim paid on Sunday, July 24, 2016
  • •    Chihuahua (Short Coat), Mass(es), $269.33, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever (Yellow), Fever, $270.30, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever (Yellow), Limping, $270.30, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Vomiting, $876.45, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Lethargy, $876.45, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Diarrhea, $876.45, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Anorexia, $678.07, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), lymphoma, $876.45, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Lethargic, $678.07, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Uncomfortable, $678.07, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Seizure, $1,252.84, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Anorexia, $578.74, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Lethargic, $578.74, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Uncomfortable, $578.74, claim paid on Sunday, July 24, 2016
  • •    Domestic Shorthair, Vomiting, $1,086.30, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Gastrointestinal Upset, $478.35, claim paid on Sunday, July 24, 2016
  • •    Canary, cruciate disease, $1,321.49, claim paid on Sunday, July 24, 2016
  • •    Domestic Longhair, Gastroenteritis, $1,169.17, claim paid on Sunday, July 24, 2016
  • •    Mixed breed Large (55 – 90lbs when full grown), GI upset, $768.24, claim paid on Sunday, July 24, 2016
  • •    Australian Cattle Dog/Blue Heeler, Abscess, $1,772.36, claim paid on Sunday, July 24, 2016
  • •    Australian Cattle Dog/Blue Heeler, Lymphadenopathy, $1,772.36, claim paid on Sunday, July 24, 2016
  • •    Labradoodle, Hemorrhagic gastroenteritis, $1,506.58, claim paid on Sunday, July 24, 2016
  • •    Domestic Shorthair, Irritable bowel syndrome, $380.20, claim paid on Sunday, July 24, 2016
  • •    Domestic Shorthair, Arrhythmia, $380.20, claim paid on Sunday, July 24, 2016
  • •    Domestic Shorthair, Hypertrophic cardiomyopathy, $380.20, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Porcupine quill injury, $255.73, claim paid on Sunday, July 24, 2016
  • •    Alaskan Malamute, Rash, $1,368.07, claim paid on Sunday, July 24, 2016
  • •    Alaskan Malamute, Foreign material ingestion(Ingestion of foreign material), $1,368.07, claim paid on Sunday, July 24, 2016
  • •    Sphynx, Difficulty breathing, $408.32, claim paid on Sunday, July 24, 2016
  • •    Border Collie, Allergy (Allergic), $336.83, claim paid on Sunday, July 24, 2016
  • •    Pug, Mast cell tumor, $457.70, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Anemia, $471.02, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Dietary indiscretion, $641.80, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Toxin ingestion, $641.80, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Foreign body, $2,702.59, claim paid on Sunday, July 24, 2016
  • •    Shetland Sheepdog, Lameness, $3,001.42, claim paid on Sunday, July 24, 2016
  • •    Shetland Sheepdog, luxating patella, $3,001.42, claim paid on Sunday, July 24, 2016
  • •    Boxer, Grand mal seizure, $251.10, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Hematochezia, $503.60, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Gastroenteritis, $503.60, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Anorexia, $503.60, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Hematochezia, $420.62, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Gastroenteritis, $420.62, claim paid on Sunday, July 24, 2016
  • •    Australian Shepherd, Anorexia, $420.62, claim paid on Sunday, July 24, 2016
  • •    Labradoodle, Gastric dilatation volvulus, $6,237.68, claim paid on Sunday, July 24, 2016
  • •    English Bulldog, Cranial cruciate ligament tear, $3,453.30, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever (Chocolate), lymphoma, $341.06, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever (Black), Osteosarcoma, $755.55, claim paid on Sunday, July 24, 2016
  • •    Labradoodle, Gastritis, $1,958.71, claim paid on Sunday, July 24, 2016
  • •    Yorkshire Terrier, Mitral valve disorder, $1,189.23, claim paid on Sunday, July 24, 2016
  • •    Yorkshire Terrier, CHF - Congestive heart failure, $1,189.23, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Hypoadrenocorticism (Addison's disease), $825.36, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Hemangiosarcoma, $654.30, claim paid on Sunday, July 24, 2016
  • •    Basset Fauve de Bretagne, Hemorrhagic gastroenteritis, $2,338.34, claim paid on Sunday, July 24, 2016
  • •    Basset Fauve de Bretagne, Mass(es), $2,338.34, claim paid on Sunday, July 24, 2016
  • •    Basset Fauve de Bretagne, Polyuria and polydipsia, $2,338.34, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Foreign body in digestive tract, $1,478.90, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Bladder stones, $1,478.90, claim paid on Sunday, July 24, 2016
  • •    Goldendoodle, Sepsis/ Septic, $4,641.87, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Hepatocellular vacuolation, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Pyoderma, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Otitis externa, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Mast cell tumor, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Extramedullary hematopoiesis, $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Bernese Mountain Dog, Nodule(s), $1,476.51, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Back pain, $301.82, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $301.82, claim paid on Sunday, July 24, 2016
  • •    American Pitbull Terrier, Metacarpal fracture, $363.60, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Vomiting, $337.04, claim paid on Sunday, July 24, 2016
  • •    Golden Retriever, Diarrhea, $337.04, claim paid on Sunday, July 24, 2016
  • •    Poodle-Standard, Pancreatitis, $499.36, claim paid on Sunday, July 24, 2016
  • •    Poodle-Standard, Elevated liver enzymes, $499.36, claim paid on Sunday, July 24, 2016
  • •    Poodle-Standard, decreased appetite, $499.36, claim paid on Sunday, July 24, 2016
  • •    Pembroke Welsh Corgi, Intoxication, $440.91, claim paid on Sunday, July 24, 2016
  • •    French Bulldog, Foreign material ingestion(Ingestion of foreign material), $3,934.19, claim paid on Sunday, July 24, 2016
  • •    Boxer, Vomiting, $1,447.43, claim paid on Sunday, July 24, 2016
  • •    Boxer, Diarrhea, $1,447.43, claim paid on Sunday, July 24, 2016
  • •    Boxer, Malignant lymphoma, $1,447.43, claim paid on Sunday, July 24, 2016
  • •    Boxer, Cloudy/white spot on eye surface, $1,447.43, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $290.78, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever, Mass(es), $403.20, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever, Weight decreased, $403.20, claim paid on Sunday, July 24, 2016
  • •    Labrador Retriever, Panting, $403.20, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Osteosarcoma of bone, $536.11, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), bone tumor, $536.11, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Osteosarcoma of bone, $481.25, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), bone tumor, $481.25, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Fibromatous epulis, $1,363.47, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Lethargy, $616.73, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Inappetence, $616.73, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Elevated liver enzymes, $616.73, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Hemangiosarcoma (cancer) of spleen, $616.73, claim paid on Sunday, July 24, 2016
  • •    Yorkshire Terrier, Back pain, $435.43, claim paid on Sunday, July 24, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $3,748.37, claim paid on Sunday, July 24, 2016
  • •    Shih Tzu, Hypoadrenocorticism (Addison's disease), $433.37, claim paid on Sunday, July 24, 2016
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