Underwritten by American Pet Insurance Company
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Trupanion Online Support

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We're more than pet insurance. We're medical insurance for cats and dogs you can count on.

Medical insurance for your pet covers veterinary bills for unexpected injuries and illnesses. 

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The Trupanion Promise

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We won't impose limits or caps on your coverage
We will cover any illness or injury your pet runs in to that isn’t pre-existing. Whether it’s $100 or $100,000, we’ll pay 90% of your vet bill.

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We let you pick what you pay
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% after it’s met.

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Your claims will be hassle-free
We won’t drop your coverage for filing claims, having an unlucky pet, for any reason at all. We settle most claims within 7 days and can even pay your veterinarian directly so you don't have to pay out of pocket.

Terms and conditions apply. See the policy for details.


Not every pet insurance provider can make these promises. We can because we're different than the rest. 


covered

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

not-covered

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness and preventive care
  • Pre-existing conditions


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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.


Give us a call at 855.210.8749, get your pet's quote online or learn more about our plan.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Papillon, Interstitial pneumonia, $1,677.83, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Vomiting, $1,580.95, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Diarrhea, $1,580.95, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Hematuria, $1,580.95, claim paid on Friday, December 9, 2016
  • •    Alaskan Malamute, Soft tissue sarcoma - Hemangiopericytoma, $584.37, claim paid on Friday, December 9, 2016
  • •    Bullmastiff, Degenerative disc disease, $351.00, claim paid on Friday, December 9, 2016
  • •    Bullmastiff, Degenerative disc disease, $387.00, claim paid on Friday, December 9, 2016
  • •    Bullmastiff, Degenerative disc disease, $535.50, claim paid on Friday, December 9, 2016
  • •    Bullmastiff, Degenerative disc disease, $270.00, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Vomiting, $408.47, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Ataxia, $408.47, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), decreased appetite, $408.47, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Pain, $408.47, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), GI upset, $569.70, claim paid on Friday, December 9, 2016
  • •    Olde English Bulldog, Cruciate Ligament Tear, $3,139.36, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Azotemia, $763.70, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Urinary Obstruction, $763.70, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), elevated kidney parameters, $763.70, claim paid on Friday, December 9, 2016
  • •    Hovawart, Abnormal, $1,527.75, claim paid on Friday, December 9, 2016
  • •    Goldendoodle, Mast cell tumor, $449.55, claim paid on Friday, December 9, 2016
  • •    Beagle, Lethargy, $783.81, claim paid on Friday, December 9, 2016
  • •    Beagle, Diarrhea, $783.81, claim paid on Friday, December 9, 2016
  • •    Beagle, Involuntary shaking, $783.81, claim paid on Friday, December 9, 2016
  • •    Greater Swiss Mountain Dog, Epilepsy, $396.00, claim paid on Friday, December 9, 2016
  • •    Cavalier King Charles Spaniel, Foreign body, $1,859.09, claim paid on Friday, December 9, 2016
  • •    Cavalier King Charles Spaniel, Vomiting, $1,859.09, claim paid on Friday, December 9, 2016
  • •    German Shorthaired Pointer, Uterine inertia, $1,977.19, claim paid on Friday, December 9, 2016
  • •    German Shorthaired Pointer, Endometritis, $1,977.19, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Pyelonephritis, $849.76, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Chronic renal disease, $849.76, claim paid on Friday, December 9, 2016
  • •    Cavalier King Charles Spaniel, Foreign body, $548.37, claim paid on Friday, December 9, 2016
  • •    Cavalier King Charles Spaniel, Vomiting, $548.37, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Pyelonephritis, $1,683.98, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Chronic renal disease, $1,683.98, claim paid on Friday, December 9, 2016
  • •    English Bulldog, Lameness, $255.15, claim paid on Friday, December 9, 2016
  • •    English Bulldog, Allergy (Allergic), $255.15, claim paid on Friday, December 9, 2016
  • •    Samoyed, Mammary gland mass, $969.20, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Sterile abscess, $456.17, claim paid on Friday, December 9, 2016
  • •    Mastiff, Foreign material ingestion(Ingestion of foreign material), $312.08, claim paid on Friday, December 9, 2016
  • •    Great Dane, Lesions, $617.22, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Swelling, $1,828.82, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), wound draining, $1,828.82, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Uveitis, $837.41, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Chronic kidney disease, $837.41, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Adenoma, $445.28, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Otitis externa, $445.28, claim paid on Friday, December 9, 2016
  • •    Pomeranian, Chronic renal failure, $431.06, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Allergic dermatitis, $262.71, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Osteoarthritis, $301.23, claim paid on Friday, December 9, 2016
  • •    Great Dane, Gastric dilatation volvulus, $3,022.02, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Diabetes, $301.23, claim paid on Friday, December 9, 2016
  • •    Barbet, Abnormal, $3,407.16, claim paid on Friday, December 9, 2016
  • •    Olde English Bulldog, Mass(es), $816.18, claim paid on Friday, December 9, 2016
  • •    Olde English Bulldog, Open wound, $816.18, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Abscess, $981.50, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Dental disease, $981.50, claim paid on Friday, December 9, 2016
  • •    Havanese, Otitis, $1,975.90, claim paid on Friday, December 9, 2016
  • •    Havanese, Otitis, $279.54, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Fever, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Decrease in appetite, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Diarrhea, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Ataxia, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Lethargic, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, discharge around penis, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Pain, $406.69, claim paid on Friday, December 9, 2016
  • •    Norfolk Terrier, Mass(es), $2,760.79, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Hyperthyroidism, $289.13, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Weight decreased, $289.13, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Diabetes, $289.13, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Vomiting, $604.78, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Vomiting, $644.22, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Cushing's disease, $385.07, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Cranial cruciate ligament tear, $2,131.08, claim paid on Friday, December 9, 2016
  • •    Maltese, Diarrhea, $518.85, claim paid on Friday, December 9, 2016
  • •    Maltese, Cough, $518.85, claim paid on Friday, December 9, 2016
  • •    American Pitbull Terrier, Lameness, $486.00, claim paid on Friday, December 9, 2016
  • •    Maltese, Diarrhea, $677.34, claim paid on Friday, December 9, 2016
  • •    Maltese, Diarrhea, $384.62, claim paid on Friday, December 9, 2016
  • •    Maltese, Cough, $384.62, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Noise phobia, $351.00, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Anxiety, $351.00, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Fear, $351.00, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Dermal Mass, $482.60, claim paid on Friday, December 9, 2016
  • •    Maltese, Diarrhea, $532.43, claim paid on Friday, December 9, 2016
  • •    Maltese, Cough, $532.43, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Vomiting, $749.25, claim paid on Friday, December 9, 2016
  • •    Shih Tzu, Deciduous teeth retained, $1,272.67, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever (Yellow), Ear infected, $615.69, claim paid on Friday, December 9, 2016
  • •    Shih Tzu, Elevated liver enzymes, $1,272.67, claim paid on Friday, December 9, 2016
  • •    Bernese Mountain Dog, Foreign body in digestive tract, $1,325.73, claim paid on Friday, December 9, 2016
  • •    Bloodhound, Pneumonia, $424.73, claim paid on Friday, December 9, 2016
  • •    Havanese, Allergy (Allergic), $703.22, claim paid on Friday, December 9, 2016
  • •    Shiba Inu, Allergy (Allergic), $1,292.31, claim paid on Friday, December 9, 2016
  • •    Persian, Asthma, $351.09, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Fibrosarcoma, $307.16, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Mass(es), $307.16, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Allergic dermatitis, $290.52, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Fractured tooth, $290.52, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Hepatomegaly, $290.52, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Dental disease, $290.52, claim paid on Friday, December 9, 2016
  • Papillon, Interstitial pneumonia, $1,677.83, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Vomiting, $1,580.95, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Diarrhea, $1,580.95, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Hematuria, $1,580.95, claim paid on Friday, December 9, 2016
  • •    Alaskan Malamute, Soft tissue sarcoma - Hemangiopericytoma, $584.37, claim paid on Friday, December 9, 2016
  • •    Bullmastiff, Degenerative disc disease, $351.00, claim paid on Friday, December 9, 2016
  • •    Bullmastiff, Degenerative disc disease, $387.00, claim paid on Friday, December 9, 2016
  • •    Bullmastiff, Degenerative disc disease, $535.50, claim paid on Friday, December 9, 2016
  • •    Bullmastiff, Degenerative disc disease, $270.00, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Vomiting, $408.47, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Ataxia, $408.47, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), decreased appetite, $408.47, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Pain, $408.47, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), GI upset, $569.70, claim paid on Friday, December 9, 2016
  • •    Olde English Bulldog, Cruciate Ligament Tear, $3,139.36, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Azotemia, $763.70, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Urinary Obstruction, $763.70, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), elevated kidney parameters, $763.70, claim paid on Friday, December 9, 2016
  • •    Hovawart, Abnormal, $1,527.75, claim paid on Friday, December 9, 2016
  • •    Goldendoodle, Mast cell tumor, $449.55, claim paid on Friday, December 9, 2016
  • •    Beagle, Lethargy, $783.81, claim paid on Friday, December 9, 2016
  • •    Beagle, Diarrhea, $783.81, claim paid on Friday, December 9, 2016
  • •    Beagle, Involuntary shaking, $783.81, claim paid on Friday, December 9, 2016
  • •    Greater Swiss Mountain Dog, Epilepsy, $396.00, claim paid on Friday, December 9, 2016
  • •    Cavalier King Charles Spaniel, Foreign body, $1,859.09, claim paid on Friday, December 9, 2016
  • •    Cavalier King Charles Spaniel, Vomiting, $1,859.09, claim paid on Friday, December 9, 2016
  • •    German Shorthaired Pointer, Uterine inertia, $1,977.19, claim paid on Friday, December 9, 2016
  • •    German Shorthaired Pointer, Endometritis, $1,977.19, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Pyelonephritis, $849.76, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Chronic renal disease, $849.76, claim paid on Friday, December 9, 2016
  • •    Cavalier King Charles Spaniel, Foreign body, $548.37, claim paid on Friday, December 9, 2016
  • •    Cavalier King Charles Spaniel, Vomiting, $548.37, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Pyelonephritis, $1,683.98, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Cat), Chronic renal disease, $1,683.98, claim paid on Friday, December 9, 2016
  • •    English Bulldog, Lameness, $255.15, claim paid on Friday, December 9, 2016
  • •    English Bulldog, Allergy (Allergic), $255.15, claim paid on Friday, December 9, 2016
  • •    Samoyed, Mammary gland mass, $969.20, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Sterile abscess, $456.17, claim paid on Friday, December 9, 2016
  • •    Mastiff, Foreign material ingestion(Ingestion of foreign material), $312.08, claim paid on Friday, December 9, 2016
  • •    Great Dane, Lesions, $617.22, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Swelling, $1,828.82, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), wound draining, $1,828.82, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Uveitis, $837.41, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Chronic kidney disease, $837.41, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Adenoma, $445.28, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Otitis externa, $445.28, claim paid on Friday, December 9, 2016
  • •    Pomeranian, Chronic renal failure, $431.06, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Allergic dermatitis, $262.71, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Osteoarthritis, $301.23, claim paid on Friday, December 9, 2016
  • •    Great Dane, Gastric dilatation volvulus, $3,022.02, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Diabetes, $301.23, claim paid on Friday, December 9, 2016
  • •    Barbet, Abnormal, $3,407.16, claim paid on Friday, December 9, 2016
  • •    Olde English Bulldog, Mass(es), $816.18, claim paid on Friday, December 9, 2016
  • •    Olde English Bulldog, Open wound, $816.18, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Abscess, $981.50, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Dental disease, $981.50, claim paid on Friday, December 9, 2016
  • •    Havanese, Otitis, $1,975.90, claim paid on Friday, December 9, 2016
  • •    Havanese, Otitis, $279.54, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Fever, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Decrease in appetite, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Diarrhea, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Ataxia, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Lethargic, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, discharge around penis, $406.69, claim paid on Friday, December 9, 2016
  • •    Rottweiler, Pain, $406.69, claim paid on Friday, December 9, 2016
  • •    Norfolk Terrier, Mass(es), $2,760.79, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Hyperthyroidism, $289.13, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Weight decreased, $289.13, claim paid on Friday, December 9, 2016
  • •    Domestic Shorthair, Diabetes, $289.13, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Vomiting, $604.78, claim paid on Friday, December 9, 2016
  • •    German Shepherd, Vomiting, $644.22, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Cushing's disease, $385.07, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever, Cranial cruciate ligament tear, $2,131.08, claim paid on Friday, December 9, 2016
  • •    Maltese, Diarrhea, $518.85, claim paid on Friday, December 9, 2016
  • •    Maltese, Cough, $518.85, claim paid on Friday, December 9, 2016
  • •    American Pitbull Terrier, Lameness, $486.00, claim paid on Friday, December 9, 2016
  • •    Maltese, Diarrhea, $677.34, claim paid on Friday, December 9, 2016
  • •    Maltese, Diarrhea, $384.62, claim paid on Friday, December 9, 2016
  • •    Maltese, Cough, $384.62, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Noise phobia, $351.00, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Anxiety, $351.00, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Fear, $351.00, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Dermal Mass, $482.60, claim paid on Friday, December 9, 2016
  • •    Maltese, Diarrhea, $532.43, claim paid on Friday, December 9, 2016
  • •    Maltese, Cough, $532.43, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Vomiting, $749.25, claim paid on Friday, December 9, 2016
  • •    Shih Tzu, Deciduous teeth retained, $1,272.67, claim paid on Friday, December 9, 2016
  • •    Labrador Retriever (Yellow), Ear infected, $615.69, claim paid on Friday, December 9, 2016
  • •    Shih Tzu, Elevated liver enzymes, $1,272.67, claim paid on Friday, December 9, 2016
  • •    Bernese Mountain Dog, Foreign body in digestive tract, $1,325.73, claim paid on Friday, December 9, 2016
  • •    Bloodhound, Pneumonia, $424.73, claim paid on Friday, December 9, 2016
  • •    Havanese, Allergy (Allergic), $703.22, claim paid on Friday, December 9, 2016
  • •    Shiba Inu, Allergy (Allergic), $1,292.31, claim paid on Friday, December 9, 2016
  • •    Persian, Asthma, $351.09, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Fibrosarcoma, $307.16, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Mass(es), $307.16, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Allergic dermatitis, $290.52, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Fractured tooth, $290.52, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Hepatomegaly, $290.52, claim paid on Friday, December 9, 2016
  • •    Mixed Breed (Dog), Dental disease, $290.52, claim paid on Friday, December 9, 2016
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