Underwritten by American Pet Insurance Company
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Trupanion Online Support

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We're more than pet insurance. We're medical insurance for cats and dogs you can count on.

Medical insurance for your pet covers veterinary bills for unexpected injuries and illnesses. 

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The Trupanion Promise

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We won't impose limits or caps on your coverage
We will cover any illness or injury your pet runs in to that isn’t pre-existing. Whether it’s $100 or $100,000, we’ll pay 90% of your vet bill.

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We let you pick what you pay
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% after it’s met.

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Your claims will be hassle-free
We won’t drop your coverage for filing claims, having an unlucky pet, for any reason at all. We settle most claims within 7 days and can even pay your veterinarian directly so you don't have to pay out of pocket.

Terms and conditions apply. See the policy for details.


Not every pet insurance provider can make these promises. We can because we're different than the rest. 


covered

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

not-covered

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness and preventive care
  • Pre-existing conditions


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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.


Give us a call at 855.210.8749, get your pet's quote online or learn more about our plan.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Dogue de Bordeaux, Hypothyroidism, $283.19, claim paid on Tuesday, May 24, 2016
  • •    Dogue de Bordeaux, Rocky Mountain spotted fever, $283.19, claim paid on Tuesday, May 24, 2016
  • •    Dogue de Bordeaux, irritation, $283.19, claim paid on Tuesday, May 24, 2016
  • •    Dogue de Bordeaux, Ear infection, external, $283.19, claim paid on Tuesday, May 24, 2016
  • •    Cairn Terrier, Mass(es), $984.71, claim paid on Tuesday, May 24, 2016
  • •    Cairn Terrier, Lethargy, $984.71, claim paid on Tuesday, May 24, 2016
  • •    Cairn Terrier, Decrease in appetite, $984.71, claim paid on Tuesday, May 24, 2016
  • •    Cairn Terrier, Elevated liver enzymes, $984.71, claim paid on Tuesday, May 24, 2016
  • •    Pointer, Bone fracture, $517.04, claim paid on Tuesday, May 24, 2016
  • •    Goldendoodle, Vomiting, $263.30, claim paid on Tuesday, May 24, 2016
  • •    Scottish (Scottie)/Aberdeen Terrier, Seizure, $2,696.68, claim paid on Tuesday, May 24, 2016
  • •    Goldendoodle, Anorexia, $263.30, claim paid on Tuesday, May 24, 2016
  • •    Border Terrier, Azotemia, $341.15, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever, Weight decreased, $382.05, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever, Lameness, $382.05, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever, decreased appetite, $382.05, claim paid on Tuesday, May 24, 2016
  • •    Pyrenean Mountain Dog (Great Pyrenees), Mass(es), $993.37, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), luxating patella, $794.66, claim paid on Tuesday, May 24, 2016
  • •    Poodle-Toy, Bone fracture, $2,462.25, claim paid on Tuesday, May 24, 2016
  • •    Boxer, Limping, $1,193.18, claim paid on Tuesday, May 24, 2016
  • •    Schnoodle, Involuntary trembling, $503.74, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever (Yellow), Mast cell tumor, $382.50, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Infection due to Giardia, $270.88, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Moist dermatitis, $270.88, claim paid on Tuesday, May 24, 2016
  • •    French Bulldog, Mass(es), $490.46, claim paid on Tuesday, May 24, 2016
  • •    Shiba Inu, Fractured tooth, $677.93, claim paid on Tuesday, May 24, 2016
  • •    French Bulldog, Herniation, $490.46, claim paid on Tuesday, May 24, 2016
  • •    Labradoodle, Cruciate ligament damage, $5,095.03, claim paid on Tuesday, May 24, 2016
  • •    Border Terrier, Adenoma, $526.28, claim paid on Tuesday, May 24, 2016
  • •    Poodle-Toy, Tumor, $1,414.25, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Ataxia, $2,410.08, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Involuntary trembling, $2,410.08, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Walking hunched, $2,410.08, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Anemia, $643.43, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Rash, $643.43, claim paid on Tuesday, May 24, 2016
  • •    Maltese, Teeth extraction, $396.90, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Low red blood cell numbers, $643.43, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Lethargy, $2,036.52, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Joint effusion, $2,036.52, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Lameness, $2,036.52, claim paid on Tuesday, May 24, 2016
  • •    Shih Tzu, Labwork - Abnormal, $1,593.00, claim paid on Tuesday, May 24, 2016
  • •    Schnoodle, Involuntary trembling, $503.74, claim paid on Tuesday, May 24, 2016
  • •    Chihuahua, Corneal ulcer, $1,214.17, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Liver disease, $325.46, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Hypoadrenocorticism (Addison's disease), $319.50, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Mass effect, $319.50, claim paid on Tuesday, May 24, 2016
  • •    Bernese Mountain Dog, Dietary indiscretion, $518.76, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever (Black), Diarrhea, $383.46, claim paid on Tuesday, May 24, 2016
  • •    Bernese Mountain Dog, Gastroenteritis, $518.76, claim paid on Tuesday, May 24, 2016
  • •    Bull Terrier, Cushing's disease, $310.50, claim paid on Tuesday, May 24, 2016
  • •    Bull Terrier, Low thyroid levels, $310.50, claim paid on Tuesday, May 24, 2016
  • •    Bull Terrier, Blood work - abnormal, $310.50, claim paid on Tuesday, May 24, 2016
  • •    Papillon, Mass(es), $825.32, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Cruciate Rupture (ACL, CCL), $993.49, claim paid on Tuesday, May 24, 2016
  • •    Australian Shepherd, straining to urinate, $342.00, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Enteritis, $252.12, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Clostridium, $252.12, claim paid on Tuesday, May 24, 2016
  • •    Cavalier King Charles Spaniel, heart disease, $279.00, claim paid on Tuesday, May 24, 2016
  • •    Goldendoodle, Cruciate Ligament Tear, $3,739.61, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever (Black), foxtail in nares, $316.80, claim paid on Tuesday, May 24, 2016
  • •    Airedale Terrier, Diarrhea, $443.25, claim paid on Tuesday, May 24, 2016
  • •    Flat-Coated Retriever, Ataxia, $313.43, claim paid on Tuesday, May 24, 2016
  • •    Flat-Coated Retriever, Toxin ingestion, $313.43, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $6,003.92, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), ulcer, $6,003.92, claim paid on Tuesday, May 24, 2016
  • •    Domestic Mediumhair, Vomiting, $348.86, claim paid on Tuesday, May 24, 2016
  • •    Domestic Mediumhair, Diarrhea, $348.86, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $3,336.41, claim paid on Tuesday, May 24, 2016
  • •    German Shepherd, foxtail in skin, $478.80, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $1,093.13, claim paid on Tuesday, May 24, 2016
  • •    Vizsla, Otitis, $265.86, claim paid on Tuesday, May 24, 2016
  • •    Vizsla, Yeast, $265.86, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $372.78, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Cat), Fever, $757.31, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Cat), Lethargy, $757.31, claim paid on Tuesday, May 24, 2016
  • •    Miniature Schnauzer, Gastritis, $1,531.75, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Bone fracture, $2,576.17, claim paid on Tuesday, May 24, 2016
  • •    Pomeranian, Vomiting, $405.60, claim paid on Tuesday, May 24, 2016
  • •    Pomeranian, Diarrhea, $405.60, claim paid on Tuesday, May 24, 2016
  • •    Domestic Shorthair, Difficulty breathing, $668.50, claim paid on Tuesday, May 24, 2016
  • •    Domestic Shorthair, dog attack, $668.50, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Hip Luxation, $664.52, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $664.52, claim paid on Tuesday, May 24, 2016
  • •    Akita, Bone fracture, $2,042.55, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Anxiety, $258.68, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Aggression, $258.68, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Lameness, $258.68, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Otitis, $427.06, claim paid on Tuesday, May 24, 2016
  • •    Domestic Mediumhair, Anorexia, $930.63, claim paid on Tuesday, May 24, 2016
  • •    Miniature Australian Shepherd, Follicular cyst, $613.66, claim paid on Tuesday, May 24, 2016
  • •    Miniature Australian Shepherd, Broken tooth, $613.66, claim paid on Tuesday, May 24, 2016
  • •    Pembroke Welsh Corgi, Degenerative disc disease, $3,664.32, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $425.39, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Papule, $425.39, claim paid on Tuesday, May 24, 2016
  • •    English Bulldog, Bone fracture, $267.48, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Increased respiratory rate, $803.81, claim paid on Tuesday, May 24, 2016
  • •    Beagle, Blepharitis, $1,595.61, claim paid on Tuesday, May 24, 2016
  • •    Cavalier King Charles Spaniel, Marijuana ingestion, $429.30, claim paid on Tuesday, May 24, 2016
  • •    Yorkshire Terrier, Deciduous teeth retained, $357.98, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Lameness, $4,079.70, claim paid on Tuesday, May 24, 2016
  • Dogue de Bordeaux, Hypothyroidism, $283.19, claim paid on Tuesday, May 24, 2016
  • •    Dogue de Bordeaux, Rocky Mountain spotted fever, $283.19, claim paid on Tuesday, May 24, 2016
  • •    Dogue de Bordeaux, irritation, $283.19, claim paid on Tuesday, May 24, 2016
  • •    Dogue de Bordeaux, Ear infection, external, $283.19, claim paid on Tuesday, May 24, 2016
  • •    Cairn Terrier, Mass(es), $984.71, claim paid on Tuesday, May 24, 2016
  • •    Cairn Terrier, Lethargy, $984.71, claim paid on Tuesday, May 24, 2016
  • •    Cairn Terrier, Decrease in appetite, $984.71, claim paid on Tuesday, May 24, 2016
  • •    Cairn Terrier, Elevated liver enzymes, $984.71, claim paid on Tuesday, May 24, 2016
  • •    Pointer, Bone fracture, $517.04, claim paid on Tuesday, May 24, 2016
  • •    Goldendoodle, Vomiting, $263.30, claim paid on Tuesday, May 24, 2016
  • •    Scottish (Scottie)/Aberdeen Terrier, Seizure, $2,696.68, claim paid on Tuesday, May 24, 2016
  • •    Goldendoodle, Anorexia, $263.30, claim paid on Tuesday, May 24, 2016
  • •    Border Terrier, Azotemia, $341.15, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever, Weight decreased, $382.05, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever, Lameness, $382.05, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever, decreased appetite, $382.05, claim paid on Tuesday, May 24, 2016
  • •    Pyrenean Mountain Dog (Great Pyrenees), Mass(es), $993.37, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), luxating patella, $794.66, claim paid on Tuesday, May 24, 2016
  • •    Poodle-Toy, Bone fracture, $2,462.25, claim paid on Tuesday, May 24, 2016
  • •    Boxer, Limping, $1,193.18, claim paid on Tuesday, May 24, 2016
  • •    Schnoodle, Involuntary trembling, $503.74, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever (Yellow), Mast cell tumor, $382.50, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Infection due to Giardia, $270.88, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Moist dermatitis, $270.88, claim paid on Tuesday, May 24, 2016
  • •    French Bulldog, Mass(es), $490.46, claim paid on Tuesday, May 24, 2016
  • •    Shiba Inu, Fractured tooth, $677.93, claim paid on Tuesday, May 24, 2016
  • •    French Bulldog, Herniation, $490.46, claim paid on Tuesday, May 24, 2016
  • •    Labradoodle, Cruciate ligament damage, $5,095.03, claim paid on Tuesday, May 24, 2016
  • •    Border Terrier, Adenoma, $526.28, claim paid on Tuesday, May 24, 2016
  • •    Poodle-Toy, Tumor, $1,414.25, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Ataxia, $2,410.08, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Involuntary trembling, $2,410.08, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Walking hunched, $2,410.08, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Anemia, $643.43, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Rash, $643.43, claim paid on Tuesday, May 24, 2016
  • •    Maltese, Teeth extraction, $396.90, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Low red blood cell numbers, $643.43, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Lethargy, $2,036.52, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Joint effusion, $2,036.52, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Lameness, $2,036.52, claim paid on Tuesday, May 24, 2016
  • •    Shih Tzu, Labwork - Abnormal, $1,593.00, claim paid on Tuesday, May 24, 2016
  • •    Schnoodle, Involuntary trembling, $503.74, claim paid on Tuesday, May 24, 2016
  • •    Chihuahua, Corneal ulcer, $1,214.17, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Liver disease, $325.46, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Hypoadrenocorticism (Addison's disease), $319.50, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Mass effect, $319.50, claim paid on Tuesday, May 24, 2016
  • •    Bernese Mountain Dog, Dietary indiscretion, $518.76, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever (Black), Diarrhea, $383.46, claim paid on Tuesday, May 24, 2016
  • •    Bernese Mountain Dog, Gastroenteritis, $518.76, claim paid on Tuesday, May 24, 2016
  • •    Bull Terrier, Cushing's disease, $310.50, claim paid on Tuesday, May 24, 2016
  • •    Bull Terrier, Low thyroid levels, $310.50, claim paid on Tuesday, May 24, 2016
  • •    Bull Terrier, Blood work - abnormal, $310.50, claim paid on Tuesday, May 24, 2016
  • •    Papillon, Mass(es), $825.32, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Cruciate Rupture (ACL, CCL), $993.49, claim paid on Tuesday, May 24, 2016
  • •    Australian Shepherd, straining to urinate, $342.00, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Enteritis, $252.12, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Clostridium, $252.12, claim paid on Tuesday, May 24, 2016
  • •    Cavalier King Charles Spaniel, heart disease, $279.00, claim paid on Tuesday, May 24, 2016
  • •    Goldendoodle, Cruciate Ligament Tear, $3,739.61, claim paid on Tuesday, May 24, 2016
  • •    Labrador Retriever (Black), foxtail in nares, $316.80, claim paid on Tuesday, May 24, 2016
  • •    Airedale Terrier, Diarrhea, $443.25, claim paid on Tuesday, May 24, 2016
  • •    Flat-Coated Retriever, Ataxia, $313.43, claim paid on Tuesday, May 24, 2016
  • •    Flat-Coated Retriever, Toxin ingestion, $313.43, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $6,003.92, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), ulcer, $6,003.92, claim paid on Tuesday, May 24, 2016
  • •    Domestic Mediumhair, Vomiting, $348.86, claim paid on Tuesday, May 24, 2016
  • •    Domestic Mediumhair, Diarrhea, $348.86, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $3,336.41, claim paid on Tuesday, May 24, 2016
  • •    German Shepherd, foxtail in skin, $478.80, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $1,093.13, claim paid on Tuesday, May 24, 2016
  • •    Vizsla, Otitis, $265.86, claim paid on Tuesday, May 24, 2016
  • •    Vizsla, Yeast, $265.86, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $372.78, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Cat), Fever, $757.31, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Cat), Lethargy, $757.31, claim paid on Tuesday, May 24, 2016
  • •    Miniature Schnauzer, Gastritis, $1,531.75, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Bone fracture, $2,576.17, claim paid on Tuesday, May 24, 2016
  • •    Pomeranian, Vomiting, $405.60, claim paid on Tuesday, May 24, 2016
  • •    Pomeranian, Diarrhea, $405.60, claim paid on Tuesday, May 24, 2016
  • •    Domestic Shorthair, Difficulty breathing, $668.50, claim paid on Tuesday, May 24, 2016
  • •    Domestic Shorthair, dog attack, $668.50, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Hip Luxation, $664.52, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $664.52, claim paid on Tuesday, May 24, 2016
  • •    Akita, Bone fracture, $2,042.55, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Anxiety, $258.68, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Aggression, $258.68, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Lameness, $258.68, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Otitis, $427.06, claim paid on Tuesday, May 24, 2016
  • •    Domestic Mediumhair, Anorexia, $930.63, claim paid on Tuesday, May 24, 2016
  • •    Miniature Australian Shepherd, Follicular cyst, $613.66, claim paid on Tuesday, May 24, 2016
  • •    Miniature Australian Shepherd, Broken tooth, $613.66, claim paid on Tuesday, May 24, 2016
  • •    Pembroke Welsh Corgi, Degenerative disc disease, $3,664.32, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $425.39, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Papule, $425.39, claim paid on Tuesday, May 24, 2016
  • •    English Bulldog, Bone fracture, $267.48, claim paid on Tuesday, May 24, 2016
  • •    Golden Retriever, Increased respiratory rate, $803.81, claim paid on Tuesday, May 24, 2016
  • •    Beagle, Blepharitis, $1,595.61, claim paid on Tuesday, May 24, 2016
  • •    Cavalier King Charles Spaniel, Marijuana ingestion, $429.30, claim paid on Tuesday, May 24, 2016
  • •    Yorkshire Terrier, Deciduous teeth retained, $357.98, claim paid on Tuesday, May 24, 2016
  • •    Mixed Breed (Dog), Lameness, $4,079.70, claim paid on Tuesday, May 24, 2016
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