Underwritten by American Pet Insurance Company
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Trupanion Online Support

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We're more than pet insurance. We're medical insurance for cats and dogs you can count on.

Medical insurance for your pet covers veterinary bills for unexpected injuries and illnesses. 

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The Trupanion Promise

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We won't impose limits or caps on your coverage
We will cover any illness or injury your pet runs in to that isn’t pre-existing. Whether it’s $100 or $100,000, we’ll pay 90% of your vet bill.

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We let you pick what you pay
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% after it’s met.

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Your claims will be hassle-free
We won’t drop your coverage for filing claims, having an unlucky pet, for any reason at all. We settle most claims within 7 days and can even pay your veterinarian directly so you don't have to pay out of pocket.

Terms and conditions apply. See the policy for details.


Not every pet insurance provider can make these promises. We can because we're different than the rest. 


covered

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

not-covered

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness and preventive care
  • Pre-existing conditions


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CUSTOMER CENTER

Manage your policy, file a claim, add another pet, and much more.


Give us a call at 855.210.8749, get your pet's quote online or learn more about our plan.

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
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Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02/03/2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Mixed Breed (Dog), Drug Ingestion, $862.09, claim paid on Monday, May 2, 2016
  • •    Miniature Smooth Haired Dachshund, Cervical pain, $654.06, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Cat), Periodontal disease, $630.73, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Diabetes, $288.00, claim paid on Monday, May 2, 2016
  • •    Miniature Smooth Haired Dachshund, Crystalluria, $263.35, claim paid on Monday, May 2, 2016
  • •    Maltese, Inappropriate urination, $342.00, claim paid on Monday, May 2, 2016
  • •    Maltese, Polyuria and polydipsia, $342.00, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Hematochezia, $507.36, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Whipworm infection, $507.36, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $1,274.02, claim paid on Monday, May 2, 2016
  • •    Beagle, Hepatitis, $523.75, claim paid on Monday, May 2, 2016
  • •    Beagle, Hepatic Microvascular Dysplasia, $523.75, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Bone fracture, $485.75, claim paid on Monday, May 2, 2016
  • •    Havanese, Deciduous teeth retained, $369.75, claim paid on Monday, May 2, 2016
  • •    Labradoodle, Glaucoma, $800.37, claim paid on Monday, May 2, 2016
  • •    Labradoodle, Inappropriate urination, $800.37, claim paid on Monday, May 2, 2016
  • •    Labradoodle, Otitis, $800.37, claim paid on Monday, May 2, 2016
  • •    Labradoodle, Polyuria, $800.37, claim paid on Monday, May 2, 2016
  • •    Springer Spaniel, Cyst(s), $317.70, claim paid on Monday, May 2, 2016
  • •    Springer Spaniel, Dermal Mass, $317.70, claim paid on Monday, May 2, 2016
  • •    Shih Tzu, Hair loss, $329.97, claim paid on Monday, May 2, 2016
  • •    Shih Tzu, Yeast dermatitis, $329.97, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), ALT (SGPT) level raised, $1,055.76, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), ALT (SGPT) level raised, $261.34, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), indolent ulcer, $570.56, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Malignant melanoma, $2,461.71, claim paid on Monday, May 2, 2016
  • •    English Bulldog, Entropion, $450.00, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Fibrosarcoma, $255.86, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Mast cell tumor, $593.60, claim paid on Monday, May 2, 2016
  • •    Chihuahua, Bloody diarrhea, $778.82, claim paid on Monday, May 2, 2016
  • •    Chihuahua, Vomiting, $778.82, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Cat), Vomiting, $254.34, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Malignant melanoma, $917.47, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Carcinoma, $498.35, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Periodontal disease, $1,348.78, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Malignant melanoma, $1,348.78, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Urolithiasis, $1,071.14, claim paid on Monday, May 2, 2016
  • •    American Pitbull Terrier, Elongated soft palate, $643.47, claim paid on Monday, May 2, 2016
  • •    Labrador Retriever, Dog bite - wound, $510.76, claim paid on Monday, May 2, 2016
  • •    Cavalier King Charles Spaniel, Mass(es), $3,975.75, claim paid on Monday, May 2, 2016
  • •    Cavalier King Charles Spaniel, Intervertebral disc disease, $3,975.75, claim paid on Monday, May 2, 2016
  • •    Goldendoodle, Toxin ingestion, $279.00, claim paid on Monday, May 2, 2016
  • •    Goldendoodle, Toxin ingestion, $458.98, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $2,042.67, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Arthritis, $307.31, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Behavior modification aid, $307.31, claim paid on Monday, May 2, 2016
  • •    Bernese Mountain Dog, Lameness, $1,768.41, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Pancreatitis, $261.28, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Cervical pain, $3,712.52, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, dog attack, $3,712.52, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Arthritis, $311.30, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), luxating patella, $1,674.00, claim paid on Monday, May 2, 2016
  • •    English Springer Spaniel, Gastroenteritis, $301.82, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Liver disease, $524.48, claim paid on Monday, May 2, 2016
  • •    English Springer Spaniel, Small Intestine Bacterial Growth, $301.82, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Nodule(s), $524.48, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Arthritis, $336.28, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Gastritis, $336.28, claim paid on Monday, May 2, 2016
  • •    Tibetan Spaniel, Infection, $496.22, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Pulmonary contusion, $309.45, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Fracture of pelvic symphysis, $309.45, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Arthritis, $413.84, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Dermatitis, $441.70, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Otitis, $441.70, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Hypothyroid, $441.70, claim paid on Monday, May 2, 2016
  • •    Cane Corso, Hypoadrenocorticism (Addison's disease), $319.28, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Hyperadrenocorticism (Cushing's syndrome), $261.82, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $4,558.80, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, Vomiting, $285.03, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, vestibular episode, $285.03, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Cardiomegaly, $773.55, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Comedone, $256.32, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Shortness of breath, $773.55, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Fibroma, $611.67, claim paid on Monday, May 2, 2016
  • •    Bernese Mountain Dog, lymphoma, $307.80, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Prolapse, $2,760.73, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Hematochezia, $2,760.73, claim paid on Monday, May 2, 2016
  • •    Beagle, Diabetes, $1,729.80, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Cardiomegaly, $499.50, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Shortness of breath, $499.50, claim paid on Monday, May 2, 2016
  • •    Pembroke Welsh Corgi, Diabetes insipidus, $1,741.50, claim paid on Monday, May 2, 2016
  • •    Pembroke Welsh Corgi, Pituitary mass, $1,741.50, claim paid on Monday, May 2, 2016
  • •    Poodle-Miniature, Juvenile Pubic Symphysiodesis (juvenile pubic symphysiodesis), $348.23, claim paid on Monday, May 2, 2016
  • •    Miniature Smooth Haired Dachshund, Insulinoma, $913.09, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Vomiting, $647.10, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Bowel obstruction, $647.10, claim paid on Monday, May 2, 2016
  • •    Boxer, Allergy (Allergic), $328.28, claim paid on Monday, May 2, 2016
  • •    English Bulldog, Brachycephalic airway syndrome, $3,125.70, claim paid on Monday, May 2, 2016
  • •    Pembroke Welsh Corgi, Diabetes insipidus, $1,173.60, claim paid on Monday, May 2, 2016
  • •    Pembroke Welsh Corgi, Pituitary mass, $1,173.60, claim paid on Monday, May 2, 2016
  • •    Greater Swiss Mountain Dog, Seizure, $555.55, claim paid on Monday, May 2, 2016
  • •    Miniature Schnauzer, Dental disease, $1,274.03, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Fractured teeth, $909.99, claim paid on Monday, May 2, 2016
  • •    French Bulldog, Umbilical hernia, $1,703.68, claim paid on Monday, May 2, 2016
  • •    French Bulldog, Brachycephalic airway syndrome, $1,703.68, claim paid on Monday, May 2, 2016
  • •    American Pitbull Terrier, Histiocytoma, $1,598.34, claim paid on Monday, May 2, 2016
  • •    American Pitbull Terrier, Fracture of tooth(Fracture of tooth), $1,598.34, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, Vomiting, $7,094.70, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, Weight decreased, $7,094.70, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, lymphoma, $668.17, claim paid on Monday, May 2, 2016
  • Mixed Breed (Dog), Drug Ingestion, $862.09, claim paid on Monday, May 2, 2016
  • •    Miniature Smooth Haired Dachshund, Cervical pain, $654.06, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Cat), Periodontal disease, $630.73, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Diabetes, $288.00, claim paid on Monday, May 2, 2016
  • •    Miniature Smooth Haired Dachshund, Crystalluria, $263.35, claim paid on Monday, May 2, 2016
  • •    Maltese, Inappropriate urination, $342.00, claim paid on Monday, May 2, 2016
  • •    Maltese, Polyuria and polydipsia, $342.00, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Hematochezia, $507.36, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Whipworm infection, $507.36, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $1,274.02, claim paid on Monday, May 2, 2016
  • •    Beagle, Hepatitis, $523.75, claim paid on Monday, May 2, 2016
  • •    Beagle, Hepatic Microvascular Dysplasia, $523.75, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Bone fracture, $485.75, claim paid on Monday, May 2, 2016
  • •    Havanese, Deciduous teeth retained, $369.75, claim paid on Monday, May 2, 2016
  • •    Labradoodle, Glaucoma, $800.37, claim paid on Monday, May 2, 2016
  • •    Labradoodle, Inappropriate urination, $800.37, claim paid on Monday, May 2, 2016
  • •    Labradoodle, Otitis, $800.37, claim paid on Monday, May 2, 2016
  • •    Labradoodle, Polyuria, $800.37, claim paid on Monday, May 2, 2016
  • •    Springer Spaniel, Cyst(s), $317.70, claim paid on Monday, May 2, 2016
  • •    Springer Spaniel, Dermal Mass, $317.70, claim paid on Monday, May 2, 2016
  • •    Shih Tzu, Hair loss, $329.97, claim paid on Monday, May 2, 2016
  • •    Shih Tzu, Yeast dermatitis, $329.97, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), ALT (SGPT) level raised, $1,055.76, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), ALT (SGPT) level raised, $261.34, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), indolent ulcer, $570.56, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Malignant melanoma, $2,461.71, claim paid on Monday, May 2, 2016
  • •    English Bulldog, Entropion, $450.00, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Fibrosarcoma, $255.86, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Mast cell tumor, $593.60, claim paid on Monday, May 2, 2016
  • •    Chihuahua, Bloody diarrhea, $778.82, claim paid on Monday, May 2, 2016
  • •    Chihuahua, Vomiting, $778.82, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Cat), Vomiting, $254.34, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Malignant melanoma, $917.47, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Carcinoma, $498.35, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Periodontal disease, $1,348.78, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Malignant melanoma, $1,348.78, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Urolithiasis, $1,071.14, claim paid on Monday, May 2, 2016
  • •    American Pitbull Terrier, Elongated soft palate, $643.47, claim paid on Monday, May 2, 2016
  • •    Labrador Retriever, Dog bite - wound, $510.76, claim paid on Monday, May 2, 2016
  • •    Cavalier King Charles Spaniel, Mass(es), $3,975.75, claim paid on Monday, May 2, 2016
  • •    Cavalier King Charles Spaniel, Intervertebral disc disease, $3,975.75, claim paid on Monday, May 2, 2016
  • •    Goldendoodle, Toxin ingestion, $279.00, claim paid on Monday, May 2, 2016
  • •    Goldendoodle, Toxin ingestion, $458.98, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $2,042.67, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Arthritis, $307.31, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Behavior modification aid, $307.31, claim paid on Monday, May 2, 2016
  • •    Bernese Mountain Dog, Lameness, $1,768.41, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Pancreatitis, $261.28, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, Cervical pain, $3,712.52, claim paid on Monday, May 2, 2016
  • •    Yorkshire Terrier, dog attack, $3,712.52, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Arthritis, $311.30, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), luxating patella, $1,674.00, claim paid on Monday, May 2, 2016
  • •    English Springer Spaniel, Gastroenteritis, $301.82, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Liver disease, $524.48, claim paid on Monday, May 2, 2016
  • •    English Springer Spaniel, Small Intestine Bacterial Growth, $301.82, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Nodule(s), $524.48, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Arthritis, $336.28, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Gastritis, $336.28, claim paid on Monday, May 2, 2016
  • •    Tibetan Spaniel, Infection, $496.22, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Pulmonary contusion, $309.45, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Fracture of pelvic symphysis, $309.45, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Arthritis, $413.84, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Dermatitis, $441.70, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Otitis, $441.70, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Hypothyroid, $441.70, claim paid on Monday, May 2, 2016
  • •    Cane Corso, Hypoadrenocorticism (Addison's disease), $319.28, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Hyperadrenocorticism (Cushing's syndrome), $261.82, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $4,558.80, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, Vomiting, $285.03, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, vestibular episode, $285.03, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Cardiomegaly, $773.55, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Comedone, $256.32, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Shortness of breath, $773.55, claim paid on Monday, May 2, 2016
  • •    Newfoundland, Fibroma, $611.67, claim paid on Monday, May 2, 2016
  • •    Bernese Mountain Dog, lymphoma, $307.80, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Prolapse, $2,760.73, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Hematochezia, $2,760.73, claim paid on Monday, May 2, 2016
  • •    Beagle, Diabetes, $1,729.80, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Cardiomegaly, $499.50, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Shortness of breath, $499.50, claim paid on Monday, May 2, 2016
  • •    Pembroke Welsh Corgi, Diabetes insipidus, $1,741.50, claim paid on Monday, May 2, 2016
  • •    Pembroke Welsh Corgi, Pituitary mass, $1,741.50, claim paid on Monday, May 2, 2016
  • •    Poodle-Miniature, Juvenile Pubic Symphysiodesis (juvenile pubic symphysiodesis), $348.23, claim paid on Monday, May 2, 2016
  • •    Miniature Smooth Haired Dachshund, Insulinoma, $913.09, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Vomiting, $647.10, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Bowel obstruction, $647.10, claim paid on Monday, May 2, 2016
  • •    Boxer, Allergy (Allergic), $328.28, claim paid on Monday, May 2, 2016
  • •    English Bulldog, Brachycephalic airway syndrome, $3,125.70, claim paid on Monday, May 2, 2016
  • •    Pembroke Welsh Corgi, Diabetes insipidus, $1,173.60, claim paid on Monday, May 2, 2016
  • •    Pembroke Welsh Corgi, Pituitary mass, $1,173.60, claim paid on Monday, May 2, 2016
  • •    Greater Swiss Mountain Dog, Seizure, $555.55, claim paid on Monday, May 2, 2016
  • •    Miniature Schnauzer, Dental disease, $1,274.03, claim paid on Monday, May 2, 2016
  • •    Mixed Breed (Dog), Fractured teeth, $909.99, claim paid on Monday, May 2, 2016
  • •    French Bulldog, Umbilical hernia, $1,703.68, claim paid on Monday, May 2, 2016
  • •    French Bulldog, Brachycephalic airway syndrome, $1,703.68, claim paid on Monday, May 2, 2016
  • •    American Pitbull Terrier, Histiocytoma, $1,598.34, claim paid on Monday, May 2, 2016
  • •    American Pitbull Terrier, Fracture of tooth(Fracture of tooth), $1,598.34, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, Vomiting, $7,094.70, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, Weight decreased, $7,094.70, claim paid on Monday, May 2, 2016
  • •    Domestic Shorthair, lymphoma, $668.17, claim paid on Monday, May 2, 2016
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