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Trupanion Blog

Trupanion's Blog is dedicated to help educate people with pet insurance and pet health information, but more importantly, to have fun!

Safety Tips For Your Pet This Halloween

hweenOctober can be a fun-filled month of activities.  Haunted houses, ghost walks, hayrides, fall festivals and of course, Halloween fill our calendars.  While humans love this sort of thing, our four legged friends are not always fans.  In fact, Halloween can be a particularly hazardous time for pets unless some common sense precautions are taken.  Here are a few things to keep in mind that will help protect your pets.


Costuming is something we humans enjoy and understand.  Pets however, may not take to costuming very well.  Typically if a dog or cat is used to wearing a sweater, raincoat or blanket, putting a costume on him won’t make a bit of difference.  He won’t know or care if he’s wearing a Green Bay Packers sweater or something that makes him look like Dracula’s dog.  If he’s not used to wearing a sweater or blanket, resistance and one seriously mournful look is what you’ll get.  Generally costumes should not be left on your pet while he is unattended due to risk of strangulation and accidental ingestion. Anytime you put your pet in a costume, or clothing of any kind, check for:

Lifelong Joint Problems For a Young Puppy

Ruby - David Rawlings - Image 1 (small)“Though I just recently enrolled my baby kitty Steve with Trupanion, my bigger story is that of my beloved dog Ruby. My sweet golden retriever/Newfoundland cross puppy that came into my life when she was 12 weeks old. I found her at a farm surrounded by her siblings, parents and horses! She immediately became part of my heart within only hours of meeting her. While I immediately enrolled her with Trupanion, I never imagined how much that policy would mean for the both of us.

I began to notice when she was around 5 months old, that Ruby would click as we were training. When she was spayed at 6 months I asked my vet to X-ray her. When I arrived to pick her up the vet brought me into a room and showed me what my little girl had been dealing with. She diagnosed Ruby with advanced hip dysplasia at only 6 months old! Immediately, we sought out orthopedic specialists at Canada West Veterinary Hospital, who told us that we would have to wait until her bones had fully matured. Once she had grown enough, Ruby was re-x-rayed only to find out her front legs had “joint mice” which are painful bone spurs in the front leg joints.

Trupanion Reviews – Week of 10/24

We were in the same situation for our 2 bullys. They are 3 and 5 and both have had costly services. Trupanion has saved us over $10,000 and makes the process so painless and pays out claims in less than a week! Our vet recommended them and it is the best decision we have ever made! -Anju L.


We got our Bella almost three yrs ago and for piece of mind we bought trupanion insurance. Well that turned out to be the best thing we ever did. Soon after she was diagnosed w hip dysplasia and then this summer she tore her acl (ccl). Trupanion had been by our side through it all. The expense alone of maintaining joint medications is something I would not have been able to do w o the coverage. Every pill has been covered as well as xrays.

As far as her knee….Bella had TPLO surgery this summer. The cost of this surgery plus hydrotherapy after has exceeded 6000. Trupanion has always reimbursed us w in days of submitting claims. The surgery itself was 4900 and I submitted the claim on a Tuesday and had money back by Thursday morning. I can’t thank trupanion enough. There may have been a different ending had I not had the policy. I am a single mom and could have never found a way to cover that surgery or maintain med for her hip.

I just wanted to recognize your company and say thanks. You also have the kindest greatest helpful staff I’ve ever dealt with

Thanks again trupanion


Aubrey M. and Bella



Best pet insurance we have ever had. Tiffany had elbow displacia. Her surgery cost was $2500. and they paid 90% which was $2300 and we had the check before the credit card bill came. She had an e-ray on the left leg and again they paid 90%. They don’t pay for shots or regular visits but the major things they are great…I would highly recommend them if you care about your pet. -Susie C.

Had yet “another” great experience with Trupanion Pet Insurance today. Nothing short of the BEST customer service and coverage in general. Anyone with a pet I cannot recommend Trupanion enough!!! -Cathy B.

Finding a Little Help

Charlie - Michelle Rosen - Image 1 (small)

When my husband Sebastien and I bought a bulldog puppy, we were so grateful that we talked to friends who were also owners that shared with us the high costs of veterinary care required for this breed during their lifetime. We immediately started researching health insurance companies. Trupanion came out on top because it was easier to submit paperwork and more affordable.

We knew that we would need health insurance in order to be able to afford our new furry, four-legged friend, so we trusted Trupanion to help us. We enrolled in a monthly program at a reasonable rate that has allowed us to receive reimbursements for his various ailments, which has included some significant costs such as: reoccurring ear infections, tail fold surgery, and CCL surgery. Now he is only four years old and these costs would easily have been over $10,000 out of pocket. While we hope the worst of major surgeries are behind us, we know that it’s likely he will tear his other CCL and will face physical challenges as he ages. We are so relieved that we are able to give him the best care because of Trupanion. We want the best for our Charlie and being able to give him the best care has given us peace of mind. Thank you, Trupanion!

Jenn and Sebastien

Littleton, Massachusetts

Enrolled: December 2010
Condition: CCL Rupture, Tail Fold Infection, Ear Infections
Total Paid: $9,718.44

Charlie - Michelle Rosen - Image 3

Pet Insurance Claim of the Week: Cat ate shoe string

Bandit the 10-month-old domestic short hair is apparently still enjoying his curious kitten phase, because he recently played with and swallowed a shoe string. This resulted in his first big veterinary visit and overnight stay.

Bandit’s veterinarian took radiographs to assess the situation, and determined that surgery would be required. After the string was surgically removed, Bandit was given medication and kept at the hospital overnight for monitoring and recovery.

We hope he has a quick recovery so he can get back to enjoying kittenhood!

Total claim amount: $3,124.00
Deductible applied: -$0.00
Ineligible costs (exam fees): -$142.00
10% co-insurance: -$298.20
Eligible for coverage: $2,683.80