I’ve been reading a lot of sites lately about pet insurance, and have read where many people are asking if pet insurance is really worth it. I’m questioned why people would seriously ask this, because if it came down to decision time where it was either save my pet’s life or have them put down, I would do whatever it took to save them. Obviously the big factor here is money? So the question that really comes to my mind is, what is the price of your pet’s life and health?
Most pet owners would agree that pets are an extension of our families, and we would do anything to help them in times of need. But the hard truth is that accidents an illnesses happen and we are forced to make tough decisions. Maybe 50 years ago, we didn’t have the advancements in veterinarian medicine we do today, so families didn’t have a choice. If their pet was hurt, the most humane thing to do was to put them down. But today, we can provide treatments needed and pets are living longer then ever. But at the same time, these advancements come with a price.
So I guess my answer for those who are asking if pet insurance is worth it, is actually a question. If something did happen to your dog or cat, and in order to save their life it would cost between $2,000 – $5,000, would you have the money to save them? To me, that is why pet insurance is essential. I would rather invest in my pets life with a little bit of security each month then ever having to make a decision if they should live or die because of money.
I can remember in my childhood where out family dog Spike was hit by a car and his back legs where broken, and my parents trying to explain to me and my siblings that the only thing they could do was to put him out of his misery. We didn’t understand this because if one of us broke a leg, we would go to the doctor and get fixed. So why couldn’t Spike? Today I understand the factor was only about money, and if we had pet insurance then, that Spike would have lived many more years with our family.