The tricky thing about dog insurance is that in order to make it most beneficial to you, you need to get it when you don’t need it. That is, you should sign your dog up when it is perfectly healthy, that way you lower the risk of any pre-existing conditions not being covered by the insurance.
We often find that people need it most when they don’t have it, such as right after they have found out their dog was diagnosed with cancer. Unfortunately, dog insurance doesn’t cover the costs of issues that are diagnosed before the start of the policy.
That’s the tricky part. When you don’t have dog insurance, you need it, but when you have it, you may not need it for a while. Best to just sign your dog up for insurance now, that way you can be sure that you’ll have it when you need it.
*Photo of Jude from Jeanne G. on Trupanion’s Facebook page.