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Trupanion Blog

Trupanion's Blog is dedicated to help educate people with pet insurance and pet health information, but more importantly, to have fun!

Do dog insurance premiums increase if I submit a claim?

I often hear that people are afraid to get pet insurance and submit the “small, mundane claimes” because they fear that any claim will increase their premiums. Unlike most car insurance companies in the US, many pet insurance companies do not factor in the number of claims or the dollar amount paid out when determining dog insurance premiums.

If your pets are insured with Trupanion, well, I have good news for you: your premiums will never increase based on the number of claims you submit!

Our general mantra is that you can’t help that your dog gets sick or injured, so you shouldn’t be penalized if they do.

So, if you’ve been hanging on to that pesky $20 claim here, and $30 claim there, go ahead and submit!

About Stacy @Trupanion

Stacy Kowalchuk is a dog mom to her rescued Whippet-mix, Ellie. During the week, you can find Stacy surfing (the internet, that is) and managing Trupanion's presence in the social media world. In her free time, Stacy likes to bake, especially cupcakes! To balance her culinary affinity, she also likes to stay active, especially with activities that include her dog such as hiking and going to dog parks.

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