OCD stands for osteochondritis dissecans and is a condition in which the cartilage becomes detached from the bones at joint locations, most typically in the shoulders. It is more common among larger breeds and can be seen in puppies that grow too rapidly.
It is best to get this condition surgically corrected to prevent lameness and limping.
Pet insurance claim amount: $4,860.01
Deductible applied: -$218.97*
Exam fees: -$0.00
10% co-pay: -$464.10
Trupanion repaid: $4,176.94
Trupanion’s pet insurance policy covers the costs of OCD so long as the condition is not pre-existing to your policy coverage.
*The reason this number is unusual is because part of their $500 deductible had already been applied to a previous claim.