Trupanion Pet Insurance Covers Congenital Eye Conditions - The Trupanion Blog
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Trupanion Pet Insurance Covers Congenital Eye Conditions

Congenital eye conditions are common in several dog breeds and Trupanion is one of the few pet insurance providers that covers treatment for these conditions.

( March 21, 2011 — Hereditary and congenital eye conditions are not typically covered by pet insuranceproviders, as they are by definition present at birth. Trupanion, North America’s fastest-growing pet insurance provider, is one of the few providers that will not automatically dismiss these conditions as pre-existing.

Trupanion’s policy states that as long as the pet had full policy coverage before the first signs or symptoms of the condition were noted, treatment for the condition is covered. The following are all common claims paid by Trupanion, which pays 90% of the actual bill with no limits.

Glaucoma – Glaucoma occurs when fluid in the eye is unable to drain, causing excessive pressure and damage to the optic nerve. If not treated quickly, blurred vision, blindness, and permanent loss of vision can result. Symptoms include dilated pupils, cornea cloudiness, increased size of blood vessels in the eye, and protrusion of the eye. Treatment includes medication and surgery, which can cost between $1,000 and $3,000.
Breeds prone to Glaucoma: Basset Hound, Beagle, Chinese Crested, Chow Chow, Miniature Poodle, Standard Poodle, Welsh Terrier

Entropion – Entropion is characterized by the inward rolling of the eyelids, which causes the eyelashes to rub directly on the eye. Symptoms include sensitivity to light, eye pain, nerve damage, and decreased vision. Treatment is possible with surgery, and can cost up to several hundred dollars.
Breeds prone to Entropion: Akita, Bernese Mountain Dog, Bulldog, English Springer Spaniel, Great Dane, Lhasa Apso, Schipperke, Shar Pei, Shih Tzu, Toy Poodle

Ectropion – The direct opposite of entropion, ectropion is the turning out of the eyelid so the inner surface is exposed. Symptoms include dry eyes, excess tearing, redness of the eye, and chronic conjunctivitis. It can also be treated with a surgical repair of the eyelid, which may cost up to several hundred dollars.
Breeds prone to Ectropion: Basset Hound, Bloodhound, Bulldog, Cocker Spaniel, German Shorthaired Pointer, Newfoundland, Rottweiler, Saint Bernard

Cherry Eye – Cherry eye is a common eye defect in which the gland of the third eyelid protrudes. This visible tear gland appears as a bright red bulge in the corner of the eye. If animals scratch or rub on the eye area it can create an ulcer. Treatment includes surgical gland repositioning, steroids, and antibiotics. Costs for treatment can range between $100 and $900.
Breeds prone to Cherry Eye: Beagle, Bulldog, Cane Corso, Cocker Spaniel, Neapolitan Mastiff, Weimaraner

Pet owners should pay attention to symptoms related to eye issues, especially if they have a breed prone to these congenital conditions. If caught early, many of these issues can be treated and corrected.

Choosing a pet insurance provider that covers hereditary and congenital issues can help alleviate the emotional and financial stress pet owners feel when their pet develops a series illness. Being able to choose treatment regardless of cost can help pet owners keep their pets healthy for longer.

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