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Trupanion Becomes First to Cover Therapeutic Pet Foods, Supplements

Trupanion Dog KissTrupanion has become the first pet insurance provider to offer therapeutic and preventative pet foods and nutritional supplements for pets, available exclusively through veterinary hospitals, in their core coverage. These added benefits are now available to current and future policyholders.

The expanded coverage will include the cost of therapeutic pet food for two months, as well as the cost of dietary supplements recommended by a veterinarian.

Therapeutic pet foods and nutritional supplements can help improve the health of pets with a variety of conditions, from joint heath to skin health and are often recommended by veterinarians. Until now, the cost of these foods and supplements was always an out-of-pocket expense for pet owners, but Trupanion policyholders will now be able to recover these costs.

“We want to be able to give pet owners every opportunity to afford the very best care for their pets,” said Darryl Rawlings, Chief Executive Officer at Trupanion. “Adding these new benefits to our coverage is just the next step in our continual effort to improve our offering while maintaining the best value in the market.”

In addition to this new coverage, Trupanion has entered into an agreement with Hill’s Pet Nutrition, which offers a full line of therapeutic and wellness foods, including the Hill’s® Prescription Diet® pet foods and Science Diet® Healthy Advantage™ pet food.

“We listen to pet owners and veterinarians every day and evaluate policy improvements on a regular basis,” said Rawlings. “We look forward to announcing more benefits to our coverage in the near future.”

About Heather @FamilyAndFur

Heather Kalinowski lives in the Seattle area with her husband, newborn son, and two rescued pups – an Italian Greyhound named Ava and a Spaniel mix named Jackson. She enjoys reading, writing, spending time with her family, and volunteering with Italian Greyhound Rescue. Google+

12 Responses to Trupanion Becomes First to Cover Therapeutic Pet Foods, Supplements

  1. Great news!!!

    We have a few questions we hope you can help us with:
    Does Trupanion only cover Hills foods?
    What about pets who will need prescription food for a lifelong condition or longer than 2 months?
    Will this cover the “Healthy Pet” types of foods as well? Not necessary prescription but still Hills.

    Thank you 🙂

    • Stacy says:

      Great questions! The coverage is not limited to Hills® brand.
      We cover ½ of the cost of therapeutic pet food to assist in the care of the pet for 2 months, and after the two months, the coverage converts to a discount on your pet insurance premium.
      The only foods and supplements eligible for coverage are those prescribed to directly treat an accident or illness that is covered under our policy.

  2. Can you please define supplements?

    And does the supplements work the same way as the food — 50% off for 2 months and then a discount on pet insurance?

    • Stacy says:

      Dietary supplements include supplements, vitamins and nutraceuticals that are prescribed and dispensed by your veterinarian in the treatment of injuries and symptomatic illnesses covered by the policy and not for routine/preventive care. Supplements must be manufactured with a guaranteed anyalysis and have undergone saftety and efficacy testing.
      Supplements are not limited to 2 months, but please feel free to give us a call with questions about specific situations. 800-569-7913

  3. Jennifer says:

    How does this work exactly? Do you need to buy supplements from the vet? My 2 year old dog has mild hip dysplasia. The anti inflammatories help, but I don’t want to keep her on those long term. I’ve been buying glucosamine and omega 3 from the grocery store, as well as a joint supplement from the pet store. Can I continue buying these and submit a claim or does the vet need to write a prescription for them? My vet suggested giving her these. Thanks for the info and for being such an awesome company!!

    • Stacy says:

      Coverage for food and supplement works similar to the rest of our coverage (for diagnostics, surgeries, and medications). This means, if your pet gets sick or injured and your veterinarian treats him and prescribes a special diet or supplements, then those would be eligible for coverage. For your particular situation, I would suggest calling your claims adjuster or you can just file a claim for consideration.

  4. Helen says:

    Is the optional coverage available for existing policyholders whose pets already require the medications/therapy? And what is the cost of the new option?

    • Stacy says:

      Hi Helen,
      This coverage is an enhancement to our existing policy at no extra cost to you. There are a few last states in the US which are still pending insurance department approval, but for the most part, this coverage is available to all of Canada and most of the US.
      If your pet is receiving food or supplements to help with a covered accident or illness that has occurred within the last 90 days, I would recommend submitting a claim for consideration.

  5. Ana says:

    Hi, I have an over weight dog and my doctor recommended a reducing diet like O/M or R/D, will I still be covered for this?
    Thank you

    • Stacy says:

      Hi Ana,
      Unfortunately obesity is a preventable condition, so the costs to treat it including diet foods would not be eligible for coverage.

  6. Tony Mueting says:


    My pet has a chronic GI condition, he requires HP Royal Canine food due to a sensitive stomach and also skin allergies.

    Does Trupanion cover therapeutic food beyond the 2 months? My vet said that my pet will have to be on this hydrolized protein food at least for a year.

    Thank you!

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