March 27, 2012 — Trupanion, the second-largest and fastest growing pet insurance provider and cited as the best value in the industry according to a leading consumer research study, today announced an expansion in coverage to include breeding pets. This new coverage marks a first for the pet insurance industry.
Breeding pets had previously been ineligible for coverage due to the increased risks associated with the breeding process. Pets that are not spayed or neutered more commonly develop certain conditions such as mammary gland tumors and ovarian cancer in females and testicular cancer and prostate disease in males. Females can also develop medical complications related to pregnancy.
Take Avery, for example, a one-year-old Sphyx cat from Vaudreuil Dorion, Quebec (Canada) who is insured with Trupanion as a breeding cat. When Avery became pregnant, she suffered from a difficult labor, called dystocia. Avery was admitted to an emergency clinic where she received x-rays, ultrasounds and labor inducing medication, among other treatment. Because of Trupanion’s updated coverage, Avery’s owner was able to recover 90% of the cost of treatment.
“It is important for us to be able to offer a coverage plan that benefits all dogs and cats, so we worked hard to develop a way to incorporate breeding pets,” said Darryl Rawlings, chief executive officer at Trupanion. “Now, we can help ensure these pet owners are able to provide the best care to their pets in the unfortunate event a health issue arises.”
To receive coverage for breeding-related conditions, pet owners must classify their pet as a breeding pet at the time of enrollment. Trupanion pays 90% of all covered treatment costs with no payout limits.