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Pet Insurance Claim of the Week: Gastroenteritis


Every week when I comb through claim reports looking for one to feature, it’s not uncommon to scroll past various forms of gastrointestinal issues among dogs and cats. Our pets sometimes have sensitive stomachs and may vomit or experience diarrhea before we can really determine the cause. Sometimes there is a bigger underlying issue, and sometimes they just ate something that upset their tummies.

This week’s featured claim is an example of what a trip to the vet for gastroenteritis can look like.

Trudy the 3-year-old dachshund-mix was presented to the veterinary clinic where she received IV fluids, medication, and radiographs to take a look at her insides. I’m crossing my fingers that her radiographs come back looking normal!

Total claim amount: $683.03
Deductible applied: -$0
Exam fees: -$117.12
10% co-insurance: -$56.59
Trupanion repaid: $509.32

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3 Responses to Pet Insurance Claim of the Week: Gastroenteritis

  1. Anna says:

    We had to change our little shiz shu’s diet to one that is grain free, including treats. He hasn’t had any gastrointestinal problems since his food is grain, especially wheat, free. Canned: Wellness and Halo Dried: Royal Cainine

  2. Monica Becher says:

    I’m lost. Why would Trupanion pay a portion of this if the deductible is zero? Was this a reoccurring condition in the dog (so the lady had already paid her deductible before)? Is there a general stomach category so anytime the dog has a stomach issue the medical expenses are applied towards paying off the deductible or would the st
    Particular stomach condition need to be the same one again ?

    • Stacy says:

      Hi Monica,
      Once the deductible has been met (or if the policyholder has chosen $0 deductible) then coverage kicks in and we cover 90% of eligible costs. In this case, the exam fee is a direct exclusion of our policy, but we covered 90% of the remainder of the costs which you can see in the breakdown. I hope that makes sense!

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