This week’s featured claim is for a 10-year-old Maltese who has an upcoming cataract surgery scheduled. Cataracts occur when the crystalline lens of the eye becomes clouded. The more cloudy and opaque it gets, the more light is blocked and the animal cannot see.
There are many causes of cataracts, the main reason being hereditary which can occur at any age in one or both eyes. They may also be caused by diabetes, low blood calcium, or exposure to toxic substances.
Though there is no way to ‘un-cloud’ a lens, cataracts can be treated by surgically removing them. After a successful surgery, the dog or cat will be able to see again.
Karl the dog saw his veterinarian for an assessment and surgery was recommended for both of his eyes. His owner filled out a pre-approval form with us to learn in advance if and how much would be covered by insurance. The vet invoice includes diagnostic tests, hospitalization, IV fluids, anesthesia, surgery, supplies, monitoring, and medication. We wish him a smooth surgery and a quick recovery!
Total claim amount: $4,278.78
Deductible applied: -$0
10% co-insurance: -$427.88
Eligible for coverage: $3,850.90