Underwritten by Omega General Insurance Company
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Trupanion is Canada’s fastest-growing provider of medical insurance for cats and dogs.

Founded in 1999 as Vetinsurance in Vancouver, B.C., founder and CEO Darryl Rawlings renamed the company Trupanion as he expanded internationally.

With recent advancements in animal healthcare, veterinarians across Canada are now able to offer treatments for health conditions that were previously unavailable to most pets. These medical advancements allow pet owners the ability to provide the very best care for their beloved pets. But the cost of care often exceeds the family budget. Luckily, Trupanion provides affordable lifelong coverage for cats and dogs who enroll between the ages of 8 weeks and before their 14th birthday.

Open 24 hours a day, 7 days a week. Call us at 855.591.3190

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90% COVERAGE
The Trupanion policy picks up 90% of eligible veterinary costs, including hospital stays, diagnostic tests, medications, surgeries, and other treatments when your pet is ill or injured.

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PICK WHAT YOU PAY
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% under our comprehensive policy after it’s met.

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QUICK AND EASY CLAIMS
We settle more than 50% of our claims the day we receive them — and 80% within 7 days. That means you can focus on your pet, not your wallet.


What's covered

What's covered icon
  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

What's not covered

What's not covered icon
  • Exam fees
  • Applicable taxes
  • Wellness and preventive care
  • Pre-existing conditions

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
Dog with leash in his mouth

Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02-03-2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Shih Tzu, Stranguria, $304.96, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Periodontal disease, $541.66, claim paid on Saturday, December 3, 2016
  • •    Weimaraner, Degenerative joint disease, $327.48, claim paid on Saturday, December 3, 2016
  • •    Weimaraner, heart disease, $327.48, claim paid on Saturday, December 3, 2016
  • •    Weimaraner, Degenerative joint disease(Osteoarthritis), $327.48, claim paid on Saturday, December 3, 2016
  • •    Weimaraner, Bicavitary effusion, $327.48, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Cat), Weak, $330.79, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Cat), Pain, $330.79, claim paid on Saturday, December 3, 2016
  • •    Shiba Inu, Cruciate Rupture (ACL, CCL), $306.00, claim paid on Saturday, December 3, 2016
  • •    Shiba Inu, Discomfort of spine, $306.00, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Bleeding, $262.08, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Wound, $262.08, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Itchy, $262.08, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, Hypothyroidism, $1,503.58, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, Elbow dysplasia, $1,503.58, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, Cyst(s), $1,503.58, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, spindle cell proliferation, $1,503.58, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Mast cell tumor, $1,440.21, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Hip dysplasia, $2,644.20, claim paid on Saturday, December 3, 2016
  • •    Cairn Terrier, Lameness, $379.92, claim paid on Saturday, December 3, 2016
  • •    Chihuahua, Hyperadrenocorticism (Cushing's syndrome), $363.12, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $1,150.96, claim paid on Saturday, December 3, 2016
  • •    Miniature Smooth Haired Dachshund, Unable to walk, $11,671.49, claim paid on Saturday, December 3, 2016
  • •    Miniature Smooth Haired Dachshund, Pain, $11,671.49, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, Swollen, $692.55, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, joint issues, $692.55, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Pemphigus, $292.94, claim paid on Saturday, December 3, 2016
  • •    Dachshund - Standard Smooth Haired, Hepatic adenoma, $1,109.21, claim paid on Saturday, December 3, 2016
  • •    Whippet, Iliopsoas strain, $288.00, claim paid on Saturday, December 3, 2016
  • •    Rottweiler, ACL Tear, $4,222.42, claim paid on Saturday, December 3, 2016
  • •    Dachshund - Standard Smooth Haired, Hepatic adenoma, $2,774.69, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), dog attack, $3,770.71, claim paid on Saturday, December 3, 2016
  • •    Dachshund - Standard Smooth Haired, Adenocarcinoma, $3,445.02, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Dental disease, $646.22, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Tooth extraction, $646.22, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, Pancreatitis, $1,485.90, claim paid on Saturday, December 3, 2016
  • •    Soft Coated Wheaten Terrier, Abscess, $1,700.37, claim paid on Saturday, December 3, 2016
  • •    French Bulldog, Fracture, $1,016.82, claim paid on Saturday, December 3, 2016
  • •    Miniature Schnauzer, Urinary incontinence, $307.44, claim paid on Saturday, December 3, 2016
  • •    Miniature Schnauzer, Elevated Triglycerides, $307.44, claim paid on Saturday, December 3, 2016
  • •    Miniature Schnauzer, Allergy (Allergic), $307.44, claim paid on Saturday, December 3, 2016
  • •    Labradoodle, Chocolate intoxication, $555.37, claim paid on Saturday, December 3, 2016
  • •    American Bulldog, Foreign material ingestion(Ingestion of foreign material), $654.74, claim paid on Saturday, December 3, 2016
  • •    Boston Terrier, Spindle cell sarcoma, $3,909.33, claim paid on Saturday, December 3, 2016
  • •    Boston Terrier, Mass of elbow, $3,909.33, claim paid on Saturday, December 3, 2016
  • •    Cockapoo, Drug poisoning, $1,334.39, claim paid on Saturday, December 3, 2016
  • •    Havanese, Dermatitis, $295.43, claim paid on Saturday, December 3, 2016
  • •    Havanese, Seizure, $295.43, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, UTI - Urinary tract infection, $280.67, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever (Black), Injury, $2,672.87, claim paid on Saturday, December 3, 2016
  • •    Maltipoo, Urine stream interrupted, $661.95, claim paid on Saturday, December 3, 2016
  • •    Mixed breed Large (55 – 90lbs when full grown), Foreign body, $356.20, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $3,783.82, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, Lameness, $296.22, claim paid on Saturday, December 3, 2016
  • •    Maltipoo, Crystalluria, $267.30, claim paid on Saturday, December 3, 2016
  • •    Maltipoo, Cystitis, $267.30, claim paid on Saturday, December 3, 2016
  • •    German Shepherd, Foreign body, $450.00, claim paid on Saturday, December 3, 2016
  • •    Dalmatian, Pain, $630.00, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Seizure, $2,701.52, claim paid on Saturday, December 3, 2016
  • •    Goldendoodle, Infection, $1,537.71, claim paid on Saturday, December 3, 2016
  • •    Goldendoodle, Discharge, $1,537.71, claim paid on Saturday, December 3, 2016
  • •    Goldendoodle, Foreign material, $1,537.71, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Allergy (Allergic), $1,656.23, claim paid on Saturday, December 3, 2016
  • •    Belgian Malinois, Pericardial effusion, $386.11, claim paid on Saturday, December 3, 2016
  • •    Poodle-Miniature, Seizure, $596.69, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Mass(es), $418.43, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Mass(es), $328.48, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Atelectasis, $1,157.60, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Tracheal collapse, $1,157.60, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Mass(es), $1,157.60, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Cough, $1,157.60, claim paid on Saturday, December 3, 2016
  • •    Chihuahua, Mass(es), $922.95, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Vacuolar hepatopathy, $296.13, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Elevated liver enzymes, $296.13, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Incontinence, $442.98, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Vacuolar hepatopathy, $279.36, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Elevated liver enzymes, $279.36, claim paid on Saturday, December 3, 2016
  • •    Siamese, Neoplasm, $723.60, claim paid on Saturday, December 3, 2016
  • •    Siamese, Vomiting, $723.60, claim paid on Saturday, December 3, 2016
  • •    Siamese, Weight decreased, $723.60, claim paid on Saturday, December 3, 2016
  • •    Siamese, Cough, $723.60, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), lymphoma, $324.90, claim paid on Saturday, December 3, 2016
  • •    Siamese, Lower Airway Disease, $723.60, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever (Yellow), Osteoarthritis, $462.60, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever (Yellow), AD - Atopic dermatitis, $462.60, claim paid on Saturday, December 3, 2016
  • •    Norfolk Terrier, Cherry eye, $660.71, claim paid on Saturday, December 3, 2016
  • •    Irish Wolfhound, Scrolled Cartilage, $372.37, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Arthritis, $315.81, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Vacuolar hepatopathy, $929.23, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Elevated liver enzymes, $929.23, claim paid on Saturday, December 3, 2016
  • •    Goldendoodle, Kidney disease, $283.05, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Vomiting, $253.66, claim paid on Saturday, December 3, 2016
  • •    Hovawart, UTI - Urinary tract infection, $299.70, claim paid on Saturday, December 3, 2016
  • •    Shetland Sheepdog, Vomiting, $1,139.00, claim paid on Saturday, December 3, 2016
  • •    Boston Terrier, Mass(es), $1,347.83, claim paid on Saturday, December 3, 2016
  • •    Hovawart, Diarrhea, $277.20, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, Vomiting, $417.73, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, Mass(es), $1,273.59, claim paid on Saturday, December 3, 2016
  • •    Hovawart, Diarrhea, $258.75, claim paid on Saturday, December 3, 2016
  • •    German Shepherd, Gastroenteritis, $2,615.18, claim paid on Saturday, December 3, 2016
  • Shih Tzu, Stranguria, $304.96, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Periodontal disease, $541.66, claim paid on Saturday, December 3, 2016
  • •    Weimaraner, Degenerative joint disease, $327.48, claim paid on Saturday, December 3, 2016
  • •    Weimaraner, heart disease, $327.48, claim paid on Saturday, December 3, 2016
  • •    Weimaraner, Degenerative joint disease(Osteoarthritis), $327.48, claim paid on Saturday, December 3, 2016
  • •    Weimaraner, Bicavitary effusion, $327.48, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Cat), Weak, $330.79, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Cat), Pain, $330.79, claim paid on Saturday, December 3, 2016
  • •    Shiba Inu, Cruciate Rupture (ACL, CCL), $306.00, claim paid on Saturday, December 3, 2016
  • •    Shiba Inu, Discomfort of spine, $306.00, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Bleeding, $262.08, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Wound, $262.08, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Itchy, $262.08, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, Hypothyroidism, $1,503.58, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, Elbow dysplasia, $1,503.58, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, Cyst(s), $1,503.58, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, spindle cell proliferation, $1,503.58, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Mast cell tumor, $1,440.21, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Hip dysplasia, $2,644.20, claim paid on Saturday, December 3, 2016
  • •    Cairn Terrier, Lameness, $379.92, claim paid on Saturday, December 3, 2016
  • •    Chihuahua, Hyperadrenocorticism (Cushing's syndrome), $363.12, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $1,150.96, claim paid on Saturday, December 3, 2016
  • •    Miniature Smooth Haired Dachshund, Unable to walk, $11,671.49, claim paid on Saturday, December 3, 2016
  • •    Miniature Smooth Haired Dachshund, Pain, $11,671.49, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, Swollen, $692.55, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, joint issues, $692.55, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Pemphigus, $292.94, claim paid on Saturday, December 3, 2016
  • •    Dachshund - Standard Smooth Haired, Hepatic adenoma, $1,109.21, claim paid on Saturday, December 3, 2016
  • •    Whippet, Iliopsoas strain, $288.00, claim paid on Saturday, December 3, 2016
  • •    Rottweiler, ACL Tear, $4,222.42, claim paid on Saturday, December 3, 2016
  • •    Dachshund - Standard Smooth Haired, Hepatic adenoma, $2,774.69, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), dog attack, $3,770.71, claim paid on Saturday, December 3, 2016
  • •    Dachshund - Standard Smooth Haired, Adenocarcinoma, $3,445.02, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Dental disease, $646.22, claim paid on Saturday, December 3, 2016
  • •    Poodle-Toy, Tooth extraction, $646.22, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, Pancreatitis, $1,485.90, claim paid on Saturday, December 3, 2016
  • •    Soft Coated Wheaten Terrier, Abscess, $1,700.37, claim paid on Saturday, December 3, 2016
  • •    French Bulldog, Fracture, $1,016.82, claim paid on Saturday, December 3, 2016
  • •    Miniature Schnauzer, Urinary incontinence, $307.44, claim paid on Saturday, December 3, 2016
  • •    Miniature Schnauzer, Elevated Triglycerides, $307.44, claim paid on Saturday, December 3, 2016
  • •    Miniature Schnauzer, Allergy (Allergic), $307.44, claim paid on Saturday, December 3, 2016
  • •    Labradoodle, Chocolate intoxication, $555.37, claim paid on Saturday, December 3, 2016
  • •    American Bulldog, Foreign material ingestion(Ingestion of foreign material), $654.74, claim paid on Saturday, December 3, 2016
  • •    Boston Terrier, Spindle cell sarcoma, $3,909.33, claim paid on Saturday, December 3, 2016
  • •    Boston Terrier, Mass of elbow, $3,909.33, claim paid on Saturday, December 3, 2016
  • •    Cockapoo, Drug poisoning, $1,334.39, claim paid on Saturday, December 3, 2016
  • •    Havanese, Dermatitis, $295.43, claim paid on Saturday, December 3, 2016
  • •    Havanese, Seizure, $295.43, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, UTI - Urinary tract infection, $280.67, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever (Black), Injury, $2,672.87, claim paid on Saturday, December 3, 2016
  • •    Maltipoo, Urine stream interrupted, $661.95, claim paid on Saturday, December 3, 2016
  • •    Mixed breed Large (55 – 90lbs when full grown), Foreign body, $356.20, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $3,783.82, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever, Lameness, $296.22, claim paid on Saturday, December 3, 2016
  • •    Maltipoo, Crystalluria, $267.30, claim paid on Saturday, December 3, 2016
  • •    Maltipoo, Cystitis, $267.30, claim paid on Saturday, December 3, 2016
  • •    German Shepherd, Foreign body, $450.00, claim paid on Saturday, December 3, 2016
  • •    Dalmatian, Pain, $630.00, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Seizure, $2,701.52, claim paid on Saturday, December 3, 2016
  • •    Goldendoodle, Infection, $1,537.71, claim paid on Saturday, December 3, 2016
  • •    Goldendoodle, Discharge, $1,537.71, claim paid on Saturday, December 3, 2016
  • •    Goldendoodle, Foreign material, $1,537.71, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Allergy (Allergic), $1,656.23, claim paid on Saturday, December 3, 2016
  • •    Belgian Malinois, Pericardial effusion, $386.11, claim paid on Saturday, December 3, 2016
  • •    Poodle-Miniature, Seizure, $596.69, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Mass(es), $418.43, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Mass(es), $328.48, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Atelectasis, $1,157.60, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Tracheal collapse, $1,157.60, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Mass(es), $1,157.60, claim paid on Saturday, December 3, 2016
  • •    Yorkshire Terrier, Cough, $1,157.60, claim paid on Saturday, December 3, 2016
  • •    Chihuahua, Mass(es), $922.95, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Vacuolar hepatopathy, $296.13, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Elevated liver enzymes, $296.13, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Incontinence, $442.98, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Vacuolar hepatopathy, $279.36, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Elevated liver enzymes, $279.36, claim paid on Saturday, December 3, 2016
  • •    Siamese, Neoplasm, $723.60, claim paid on Saturday, December 3, 2016
  • •    Siamese, Vomiting, $723.60, claim paid on Saturday, December 3, 2016
  • •    Siamese, Weight decreased, $723.60, claim paid on Saturday, December 3, 2016
  • •    Siamese, Cough, $723.60, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), lymphoma, $324.90, claim paid on Saturday, December 3, 2016
  • •    Siamese, Lower Airway Disease, $723.60, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever (Yellow), Osteoarthritis, $462.60, claim paid on Saturday, December 3, 2016
  • •    Labrador Retriever (Yellow), AD - Atopic dermatitis, $462.60, claim paid on Saturday, December 3, 2016
  • •    Norfolk Terrier, Cherry eye, $660.71, claim paid on Saturday, December 3, 2016
  • •    Irish Wolfhound, Scrolled Cartilage, $372.37, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Arthritis, $315.81, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Vacuolar hepatopathy, $929.23, claim paid on Saturday, December 3, 2016
  • •    Golden Retriever, Elevated liver enzymes, $929.23, claim paid on Saturday, December 3, 2016
  • •    Goldendoodle, Kidney disease, $283.05, claim paid on Saturday, December 3, 2016
  • •    Mixed Breed (Dog), Vomiting, $253.66, claim paid on Saturday, December 3, 2016
  • •    Hovawart, UTI - Urinary tract infection, $299.70, claim paid on Saturday, December 3, 2016
  • •    Shetland Sheepdog, Vomiting, $1,139.00, claim paid on Saturday, December 3, 2016
  • •    Boston Terrier, Mass(es), $1,347.83, claim paid on Saturday, December 3, 2016
  • •    Hovawart, Diarrhea, $277.20, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, Vomiting, $417.73, claim paid on Saturday, December 3, 2016
  • •    Domestic Shorthair, Mass(es), $1,273.59, claim paid on Saturday, December 3, 2016
  • •    Hovawart, Diarrhea, $258.75, claim paid on Saturday, December 3, 2016
  • •    German Shepherd, Gastroenteritis, $2,615.18, claim paid on Saturday, December 3, 2016
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