Underwritten by Omega General Insurance Company
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Trupanion is Canada’s fastest-growing provider of pet insurance for dogs and cats.

Founded in 1999 as Vetinsurance in Vancouver, B.C., founder and CEO Darryl Rawlings renamed the company Trupanion as he expanded internationally.

With recent advancements in animal healthcare, veterinarians across Canada are now able to offer treatments for health conditions that were previously unavailable to most pets. These medical advancements allow pet owners the ability to provide the very best care for their beloved pets. But the cost of care often exceeds the family budget. Luckily, Trupanion provides affordable lifelong coverage for cats and dogs who enroll between the ages of 8 weeks and before their 14th birthday.

Open 24 hours a day, 7 days a week. Call us at 855.591.3190

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90% COVERAGE
The Trupanion policy picks up 90% of eligible veterinary costs, including hospital stays, diagnostic tests, medications, surgeries, and other treatments when your pet is ill or injured.

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PICK WHAT YOU PAY
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% under our comprehensive policy after it’s met.

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QUICK AND EASY CLAIMS
We settle more than 50% of our claims the day we receive them — and 80% within 7 days. That means you can focus on your pet, not your wallet.


What's covered

What's covered icon
  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

What's not covered

What's not covered icon
  • Exam fees
  • Applicable taxes
  • Wellness and preventive care
  • Pre-existing conditions

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
Dog with leash in his mouth

Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02-03-2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Mixed Breed (Dog), Gastroenteritis, $1,546.20, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), IBD - Inflammatory bowel disease, $1,546.20, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Mass(es), $550.37, claim paid on Saturday, May 28, 2016
  • •    Bouvier des Flandres, Seizure, $3,253.13, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, Osteosarcoma of bone, $288.90, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, Osteosarcoma of bone, $1,348.20, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, excessive licking, $1,348.20, claim paid on Saturday, May 28, 2016
  • •    Yorkshire Terrier, Bone fracture, $4,676.54, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Heart murmur, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Weight decreased, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Pneumonia, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Intestine thickened, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), upper respiratory congestion, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Hepatic Nodules, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Goldendoodle, Fractured tooth, $432.69, claim paid on Saturday, May 28, 2016
  • •    Springer Spaniel, Fractured tooth, $1,773.54, claim paid on Saturday, May 28, 2016
  • •    Cairn Terrier, Allergic dermatitis, $352.26, claim paid on Saturday, May 28, 2016
  • •    Cairn Terrier, Vomiting, $352.26, claim paid on Saturday, May 28, 2016
  • •    Cardigan Welsh Corgi, Hemorrhagic gastroenteritis, $370.74, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Heart murmur, $491.12, claim paid on Saturday, May 28, 2016
  • •    Border Terrier, Supraventricular arrhythmia, $1,577.02, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Polyuria and polydipsia, $257.27, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Yellow), Arthritis, $346.50, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Yellow), Alopecia, $346.50, claim paid on Saturday, May 28, 2016
  • •    Jack Russell Terrier, Snail bait ingestion, $1,259.64, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Yellow), TPLO (tibial plateau levelling osteotomy), $346.50, claim paid on Saturday, May 28, 2016
  • •    Old English Sheepdog, Vomiting, $317.37, claim paid on Saturday, May 28, 2016
  • •    Old English Sheepdog, Diarrhea, $317.37, claim paid on Saturday, May 28, 2016
  • •    Jack Russell Terrier, Diarrhea, $380.43, claim paid on Saturday, May 28, 2016
  • •    Beagle, Pyometra, $818.42, claim paid on Saturday, May 28, 2016
  • •    Havanese, Vomiting, $670.52, claim paid on Saturday, May 28, 2016
  • •    Havanese, Diarrhea, $670.52, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Respiratory distress, $482.58, claim paid on Saturday, May 28, 2016
  • •    Domestic Shorthair, Ingestion of foreign material, $1,199.75, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Chocolate), Disorder of cranial nerve 7, $653.34, claim paid on Saturday, May 28, 2016
  • •    Pug, Chocolate intoxication, $1,350.05, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Weight decreased, $327.36, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Soft stool, $327.36, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, Mass(es), $555.30, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Postoperative complication, $375.62, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Lameness, $375.62, claim paid on Saturday, May 28, 2016
  • •    American Shorthair, Chronic kidney disease, $785.04, claim paid on Saturday, May 28, 2016
  • •    Olde English Bulldog, Cough, $403.67, claim paid on Saturday, May 28, 2016
  • •    Poodle-Miniature, Abscess, $458.11, claim paid on Saturday, May 28, 2016
  • •    Poodle-Miniature, Immune mediated hemolytic anemia, $458.11, claim paid on Saturday, May 28, 2016
  • •    Poodle-Miniature, Cyst(s), $458.11, claim paid on Saturday, May 28, 2016
  • •    American Staffordshire Terrier, Carpal valgus deformity, $1,161.90, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Lameness, $365.11, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Vomiting, $707.07, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Lethargy, $707.07, claim paid on Saturday, May 28, 2016
  • •    Great Dane, Hematoma, $876.05, claim paid on Saturday, May 28, 2016
  • •    Pug, Pancreatitis, $401.40, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Animal bite wound, $308.70, claim paid on Saturday, May 28, 2016
  • •    Pug, lymphoma, $401.40, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Degenerative joint disease, $1,198.35, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Lameness, $1,198.35, claim paid on Saturday, May 28, 2016
  • •    English Springer Spaniel, Elevated liver enzymes, $265.50, claim paid on Saturday, May 28, 2016
  • •    Vizsla, Adenocarcinoma, $996.90, claim paid on Saturday, May 28, 2016
  • •    Domestic Shorthair, Puncture wound , $260.10, claim paid on Saturday, May 28, 2016
  • •    Domestic Shorthair, Subcutaneous emphysema, $260.10, claim paid on Saturday, May 28, 2016
  • •    Bichon Frise, Diarrhea, $1,087.20, claim paid on Saturday, May 28, 2016
  • •    Bichon Frise, Vomiting blood, $1,087.20, claim paid on Saturday, May 28, 2016
  • •    Great Dane, Gastric torsion, $556.49, claim paid on Saturday, May 28, 2016
  • •    Siberian Husky, Foreign material, $273.96, claim paid on Saturday, May 28, 2016
  • •    Yorkshire Terrier, Mass(es), $285.02, claim paid on Saturday, May 28, 2016
  • •    Domestic Shorthair, tumor of brain, $889.20, claim paid on Saturday, May 28, 2016
  • •    American Cocker Spaniel, Otitis, $475.76, claim paid on Saturday, May 28, 2016
  • •    Puggle, Fractured teeth, $1,081.07, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Pancreatitis, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Azotemia, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, HT - Hypertension, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, CHF - Congestive heart failure, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Diabetes, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Black), Otitis externa, $433.13, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Black), Lameness, $433.13, claim paid on Saturday, May 28, 2016
  • •    Great Dane, Arthritis, $580.46, claim paid on Saturday, May 28, 2016
  • •    Great Dane, Heart murmur, $580.46, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Lipoma, $612.77, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Back pain, $612.77, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Abnormal, $612.77, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Foreign body, $1,436.54, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Gastroenteritis, $1,436.54, claim paid on Saturday, May 28, 2016
  • •    English Bulldog, Distichiasis, $1,855.03, claim paid on Saturday, May 28, 2016
  • •    Miniature Schnauzer, Foreign body, $338.21, claim paid on Saturday, May 28, 2016
  • •    Miniature Schnauzer, Vomiting, $338.21, claim paid on Saturday, May 28, 2016
  • •    Golden Retriever, Lameness, $2,472.71, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Black), laceration, $492.09, claim paid on Saturday, May 28, 2016
  • •    French Bulldog, Diarrhea, $690.44, claim paid on Saturday, May 28, 2016
  • •    Pyrenean Mountain Dog (Great Pyrenees), Bladder stone, $352.99, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), hip problem, $2,234.38, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, laceration, $268.64, claim paid on Saturday, May 28, 2016
  • •    English Springer Spaniel, immune mediated disease, $781.43, claim paid on Saturday, May 28, 2016
  • •    Chihuahua, Blood glucose level above normal, $324.34, claim paid on Saturday, May 28, 2016
  • •    Chihuahua, Decreased eosinophils, $324.34, claim paid on Saturday, May 28, 2016
  • •    Chihuahua, Increased neutrophils/white blood cells, $324.34, claim paid on Saturday, May 28, 2016
  • •    Bichon Frise, Otitis externa, $256.60, claim paid on Saturday, May 28, 2016
  • •    Bichon Frise, Elevated liver enzymes, $256.60, claim paid on Saturday, May 28, 2016
  • •    American Pitbull Terrier, Gastroenteritis, $292.19, claim paid on Saturday, May 28, 2016
  • •    West Highland White Terrier, Urinary tract infection, $318.76, claim paid on Saturday, May 28, 2016
  • •    West Highland White Terrier, Difficulty jumping, $318.76, claim paid on Saturday, May 28, 2016
  • Mixed Breed (Dog), Gastroenteritis, $1,546.20, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), IBD - Inflammatory bowel disease, $1,546.20, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Mass(es), $550.37, claim paid on Saturday, May 28, 2016
  • •    Bouvier des Flandres, Seizure, $3,253.13, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, Osteosarcoma of bone, $288.90, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, Osteosarcoma of bone, $1,348.20, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, excessive licking, $1,348.20, claim paid on Saturday, May 28, 2016
  • •    Yorkshire Terrier, Bone fracture, $4,676.54, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Heart murmur, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Weight decreased, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Pneumonia, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Intestine thickened, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), upper respiratory congestion, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Hepatic Nodules, $2,389.61, claim paid on Saturday, May 28, 2016
  • •    Goldendoodle, Fractured tooth, $432.69, claim paid on Saturday, May 28, 2016
  • •    Springer Spaniel, Fractured tooth, $1,773.54, claim paid on Saturday, May 28, 2016
  • •    Cairn Terrier, Allergic dermatitis, $352.26, claim paid on Saturday, May 28, 2016
  • •    Cairn Terrier, Vomiting, $352.26, claim paid on Saturday, May 28, 2016
  • •    Cardigan Welsh Corgi, Hemorrhagic gastroenteritis, $370.74, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Heart murmur, $491.12, claim paid on Saturday, May 28, 2016
  • •    Border Terrier, Supraventricular arrhythmia, $1,577.02, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Polyuria and polydipsia, $257.27, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Yellow), Arthritis, $346.50, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Yellow), Alopecia, $346.50, claim paid on Saturday, May 28, 2016
  • •    Jack Russell Terrier, Snail bait ingestion, $1,259.64, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Yellow), TPLO (tibial plateau levelling osteotomy), $346.50, claim paid on Saturday, May 28, 2016
  • •    Old English Sheepdog, Vomiting, $317.37, claim paid on Saturday, May 28, 2016
  • •    Old English Sheepdog, Diarrhea, $317.37, claim paid on Saturday, May 28, 2016
  • •    Jack Russell Terrier, Diarrhea, $380.43, claim paid on Saturday, May 28, 2016
  • •    Beagle, Pyometra, $818.42, claim paid on Saturday, May 28, 2016
  • •    Havanese, Vomiting, $670.52, claim paid on Saturday, May 28, 2016
  • •    Havanese, Diarrhea, $670.52, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Respiratory distress, $482.58, claim paid on Saturday, May 28, 2016
  • •    Domestic Shorthair, Ingestion of foreign material, $1,199.75, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Chocolate), Disorder of cranial nerve 7, $653.34, claim paid on Saturday, May 28, 2016
  • •    Pug, Chocolate intoxication, $1,350.05, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Weight decreased, $327.36, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Soft stool, $327.36, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, Mass(es), $555.30, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Postoperative complication, $375.62, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Lameness, $375.62, claim paid on Saturday, May 28, 2016
  • •    American Shorthair, Chronic kidney disease, $785.04, claim paid on Saturday, May 28, 2016
  • •    Olde English Bulldog, Cough, $403.67, claim paid on Saturday, May 28, 2016
  • •    Poodle-Miniature, Abscess, $458.11, claim paid on Saturday, May 28, 2016
  • •    Poodle-Miniature, Immune mediated hemolytic anemia, $458.11, claim paid on Saturday, May 28, 2016
  • •    Poodle-Miniature, Cyst(s), $458.11, claim paid on Saturday, May 28, 2016
  • •    American Staffordshire Terrier, Carpal valgus deformity, $1,161.90, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Lameness, $365.11, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Vomiting, $707.07, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Cat), Lethargy, $707.07, claim paid on Saturday, May 28, 2016
  • •    Great Dane, Hematoma, $876.05, claim paid on Saturday, May 28, 2016
  • •    Pug, Pancreatitis, $401.40, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Animal bite wound, $308.70, claim paid on Saturday, May 28, 2016
  • •    Pug, lymphoma, $401.40, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Degenerative joint disease, $1,198.35, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Lameness, $1,198.35, claim paid on Saturday, May 28, 2016
  • •    English Springer Spaniel, Elevated liver enzymes, $265.50, claim paid on Saturday, May 28, 2016
  • •    Vizsla, Adenocarcinoma, $996.90, claim paid on Saturday, May 28, 2016
  • •    Domestic Shorthair, Puncture wound , $260.10, claim paid on Saturday, May 28, 2016
  • •    Domestic Shorthair, Subcutaneous emphysema, $260.10, claim paid on Saturday, May 28, 2016
  • •    Bichon Frise, Diarrhea, $1,087.20, claim paid on Saturday, May 28, 2016
  • •    Bichon Frise, Vomiting blood, $1,087.20, claim paid on Saturday, May 28, 2016
  • •    Great Dane, Gastric torsion, $556.49, claim paid on Saturday, May 28, 2016
  • •    Siberian Husky, Foreign material, $273.96, claim paid on Saturday, May 28, 2016
  • •    Yorkshire Terrier, Mass(es), $285.02, claim paid on Saturday, May 28, 2016
  • •    Domestic Shorthair, tumor of brain, $889.20, claim paid on Saturday, May 28, 2016
  • •    American Cocker Spaniel, Otitis, $475.76, claim paid on Saturday, May 28, 2016
  • •    Puggle, Fractured teeth, $1,081.07, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Pancreatitis, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Azotemia, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, HT - Hypertension, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, CHF - Congestive heart failure, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Diabetes, $6,014.70, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Black), Otitis externa, $433.13, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Black), Lameness, $433.13, claim paid on Saturday, May 28, 2016
  • •    Great Dane, Arthritis, $580.46, claim paid on Saturday, May 28, 2016
  • •    Great Dane, Heart murmur, $580.46, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Lipoma, $612.77, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Back pain, $612.77, claim paid on Saturday, May 28, 2016
  • •    Poodle-Toy, Abnormal, $612.77, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Foreign body, $1,436.54, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), Gastroenteritis, $1,436.54, claim paid on Saturday, May 28, 2016
  • •    English Bulldog, Distichiasis, $1,855.03, claim paid on Saturday, May 28, 2016
  • •    Miniature Schnauzer, Foreign body, $338.21, claim paid on Saturday, May 28, 2016
  • •    Miniature Schnauzer, Vomiting, $338.21, claim paid on Saturday, May 28, 2016
  • •    Golden Retriever, Lameness, $2,472.71, claim paid on Saturday, May 28, 2016
  • •    Labrador Retriever (Black), laceration, $492.09, claim paid on Saturday, May 28, 2016
  • •    French Bulldog, Diarrhea, $690.44, claim paid on Saturday, May 28, 2016
  • •    Pyrenean Mountain Dog (Great Pyrenees), Bladder stone, $352.99, claim paid on Saturday, May 28, 2016
  • •    Mixed Breed (Dog), hip problem, $2,234.38, claim paid on Saturday, May 28, 2016
  • •    German Shepherd, laceration, $268.64, claim paid on Saturday, May 28, 2016
  • •    English Springer Spaniel, immune mediated disease, $781.43, claim paid on Saturday, May 28, 2016
  • •    Chihuahua, Blood glucose level above normal, $324.34, claim paid on Saturday, May 28, 2016
  • •    Chihuahua, Decreased eosinophils, $324.34, claim paid on Saturday, May 28, 2016
  • •    Chihuahua, Increased neutrophils/white blood cells, $324.34, claim paid on Saturday, May 28, 2016
  • •    Bichon Frise, Otitis externa, $256.60, claim paid on Saturday, May 28, 2016
  • •    Bichon Frise, Elevated liver enzymes, $256.60, claim paid on Saturday, May 28, 2016
  • •    American Pitbull Terrier, Gastroenteritis, $292.19, claim paid on Saturday, May 28, 2016
  • •    West Highland White Terrier, Urinary tract infection, $318.76, claim paid on Saturday, May 28, 2016
  • •    West Highland White Terrier, Difficulty jumping, $318.76, claim paid on Saturday, May 28, 2016
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