Underwritten by Omega General Insurance Company
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Trupanion is Canada’s fastest-growing provider of pet insurance for dogs and cats.

Founded in 1999 as Vetinsurance in Vancouver, B.C., founder and CEO Darryl Rawlings renamed the company Trupanion as he expanded internationally.

With recent advancements in animal healthcare, veterinarians across Canada are now able to offer treatments for health conditions that were previously unavailable to most pets. These medical advancements allow pet owners the ability to provide the very best care for their beloved pets. But the cost of care often exceeds the family budget. Luckily, Trupanion provides affordable lifelong coverage for cats and dogs who enroll between the ages of 8 weeks and 14 years of age.

Open 24 hours a day, 7 days a week. Call us at 855.591.3190

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WE HAVE ONE SIMPLE PLAN
We don’t have different plans with confusing coverage levels.

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WE’RE EXPERTS IN THE INDUSTRY
We don’t do anything but pet medical insurance and we pride ourselves on being experts in everything we do.

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WE WON'T MAKE YOU WAIT
We settle 60% of our claims the day we receive them — and 80% within 7 days. That means you can focus on your pet, not your wallet.


What's covered

What's covered icon
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices
  • Carts

What's not covered

What's not covered icon
  • Exam fees
  • Any applicable taxes
  • Wellness and preventive care (including flea treatments, dental cleanings, and vaccinations)
  • Pre-existing conditions - if your pet shows signs or symptoms of a condition prior to coverage commencement, then it is considered pre-existing and is not eligible for coverage

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
Dog with leash in his mouth

Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02-03-2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Mixed Breed (Dog), Mass(es), $1,113.53, claim paid on Friday, February 12, 2016
  • •    Doberman Pinscher, Foreign material ingestion(Ingestion of foreign material), $3,343.32, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Pneumonia, $261.00, claim paid on Friday, February 12, 2016
  • •    Persian, Pancreatitis, $10,495.80, claim paid on Friday, February 12, 2016
  • •    Persian, Foreign body, $10,495.80, claim paid on Friday, February 12, 2016
  • •    Belgian Sheepdog, Lethargy, $439.20, claim paid on Friday, February 12, 2016
  • •    Goldendoodle, Diarrhea, $314.93, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever (Chocolate), Cranial cruciate ligament tear, $2,685.19, claim paid on Friday, February 12, 2016
  • •    Miniature Long Haired Dachshund, Otitis, $267.09, claim paid on Friday, February 12, 2016
  • •    Miniature Long Haired Dachshund, Gastroenteritis, $267.09, claim paid on Friday, February 12, 2016
  • •    Miniature Long Haired Dachshund, Cervical pain, $3,496.87, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Limping, $3,950.15, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Elbow dysplasia, $3,950.15, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Gastric perforation, $4,261.00, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Mass(es), $3,167.87, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Seizure, $3,167.87, claim paid on Friday, February 12, 2016
  • •    Soft Coated Wheaten Terrier, Fractured tooth, $688.48, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $496.91, claim paid on Friday, February 12, 2016
  • •    Maltipoo, Canine parvovirus infection, $1,421.10, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Cranial cruciate ligament tear, $4,089.15, claim paid on Friday, February 12, 2016
  • •    American Bulldog, Horner's syndrome, $411.86, claim paid on Friday, February 12, 2016
  • •    American Bulldog, Weight management diet, $411.86, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $5,135.33, claim paid on Friday, February 12, 2016
  • •    Leonberger, Vomiting, $333.03, claim paid on Friday, February 12, 2016
  • •    Cavalier King Charles Spaniel, Heart murmur, $633.60, claim paid on Friday, February 12, 2016
  • •    Cavalier King Charles Spaniel, Urinary tract infection, $633.60, claim paid on Friday, February 12, 2016
  • •    Bichon Frise, Heart murmur, $405.00, claim paid on Friday, February 12, 2016
  • •    Domestic Shorthair, Stomatitis, $1,164.29, claim paid on Friday, February 12, 2016
  • •    Domestic Shorthair, Resorptive lesions, $1,164.29, claim paid on Friday, February 12, 2016
  • •    Boxer, Mast cell tumor, $1,461.60, claim paid on Friday, February 12, 2016
  • •    American Bulldog, Bone fracture, $1,691.91, claim paid on Friday, February 12, 2016
  • •    Siamese, Vomiting, $1,747.15, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Vomiting, $483.89, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, UTI - Urinary tract infection, $483.89, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Vomiting, $433.36, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever, digestion issues, $574.14, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Regurgitation, $412.53, claim paid on Friday, February 12, 2016
  • •    Pekingese, Swollen, $608.76, claim paid on Friday, February 12, 2016
  • •    Pekingese, Swollen, $264.50, claim paid on Friday, February 12, 2016
  • •    Maltese, decreased vision, $405.00, claim paid on Friday, February 12, 2016
  • •    Chihuahua, Periodontitis, $269.87, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Mass(es), $782.06, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Dental disease, $782.06, claim paid on Friday, February 12, 2016
  • •    Pomeranian, luxating patella, $482.89, claim paid on Friday, February 12, 2016
  • •    Petit Basset Griffon Vendeen, Periodontal disease, $311.43, claim paid on Friday, February 12, 2016
  • •    Chihuahua (Short Coat), Heart murmur, $1,143.00, claim paid on Friday, February 12, 2016
  • •    Chihuahua (Short Coat), Elevated liver enzymes, $1,143.00, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Sneezing, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Diarrhea, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Upper respiratory infection, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Discharge from eye, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Ear infection, external, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Urinary tract infection, $324.00, claim paid on Friday, February 12, 2016
  • •    Soft Coated Wheaten Terrier, IBD - Inflammatory bowel disease(Inflammatory bowel disease), $711.61, claim paid on Friday, February 12, 2016
  • •    Puggle, Dental disease, $799.70, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Lipoma, $540.58, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Dental disease, $540.58, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Animal bite wound, $841.61, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Animal bite wound, $862.82, claim paid on Friday, February 12, 2016
  • •    Domestic Shorthair, Pain, $1,027.80, claim paid on Friday, February 12, 2016
  • •    Domestic Shorthair, Distended Stomach, $1,027.80, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Animal bite wound, $808.91, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Hypothyroidism, $342.18, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Animal bite wound, $1,015.81, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Lethargic, $342.18, claim paid on Friday, February 12, 2016
  • •    Maltese, Mitral valve dysplasia, $542.70, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), TPLO (tibial plateau levelling osteotomy), $2,079.16, claim paid on Friday, February 12, 2016
  • •    Singapura, Anorexia, $280.67, claim paid on Friday, February 12, 2016
  • •    Brittany Spaniel, Laryngeal paralysis, $2,991.60, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Cough, $654.46, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Pneumonia, $317.03, claim paid on Friday, February 12, 2016
  • •    Havanese, Lethargy, $296.46, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Cough, $317.03, claim paid on Friday, February 12, 2016
  • •    Havanese, Idiopathic thrombocytopenic purpura, $296.46, claim paid on Friday, February 12, 2016
  • •    Pug, Mass(es), $1,148.80, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Cough, $1,231.61, claim paid on Friday, February 12, 2016
  • •    American Shorthair, Animal bite wound, $2,422.17, claim paid on Friday, February 12, 2016
  • •    American Shorthair, Fracture, $2,422.17, claim paid on Friday, February 12, 2016
  • •    Poodle-Toy, Dermatitis, $362.64, claim paid on Friday, February 12, 2016
  • •    Poodle-Toy, Strain, $362.64, claim paid on Friday, February 12, 2016
  • •    Poodle-Toy, Disc disease in the spine of the neck, $362.64, claim paid on Friday, February 12, 2016
  • •    Catahoula Cur/Leopard Dog, Nausea, $433.04, claim paid on Friday, February 12, 2016
  • •    Catahoula Cur/Leopard Dog, Bloated, $433.04, claim paid on Friday, February 12, 2016
  • •    Cavalier King Charles Spaniel, Diarrhea, $392.29, claim paid on Friday, February 12, 2016
  • •    Doberman Pinscher, Lipoma, $549.34, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Limping, $792.49, claim paid on Friday, February 12, 2016
  • •    Havanese, Conjunctivitis, $466.20, claim paid on Friday, February 12, 2016
  • •    Havanese, skin infection due to allergies, $466.20, claim paid on Friday, February 12, 2016
  • •    French Bulldog, Seizure, $324.00, claim paid on Friday, February 12, 2016
  • •    French Bulldog, tumor of brain, $324.00, claim paid on Friday, February 12, 2016
  • •    Chow Chow, Cruciate Rupture (ACL, CCL), $4,451.27, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Retained deciduous tooth, $547.90, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Elevated liver enzymes, $547.90, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever, cruciate ligament injury (Cruciate ligament injury), $4,713.52, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever, Aspiration pneumonia, $4,841.46, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever, Mast cell tumor, $1,050.31, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Abscess, $325.53, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Broken nail, $1,384.02, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Vomiting, $1,384.02, claim paid on Friday, February 12, 2016
  • Mixed Breed (Dog), Mass(es), $1,113.53, claim paid on Friday, February 12, 2016
  • •    Doberman Pinscher, Foreign material ingestion(Ingestion of foreign material), $3,343.32, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Pneumonia, $261.00, claim paid on Friday, February 12, 2016
  • •    Persian, Pancreatitis, $10,495.80, claim paid on Friday, February 12, 2016
  • •    Persian, Foreign body, $10,495.80, claim paid on Friday, February 12, 2016
  • •    Belgian Sheepdog, Lethargy, $439.20, claim paid on Friday, February 12, 2016
  • •    Goldendoodle, Diarrhea, $314.93, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever (Chocolate), Cranial cruciate ligament tear, $2,685.19, claim paid on Friday, February 12, 2016
  • •    Miniature Long Haired Dachshund, Otitis, $267.09, claim paid on Friday, February 12, 2016
  • •    Miniature Long Haired Dachshund, Gastroenteritis, $267.09, claim paid on Friday, February 12, 2016
  • •    Miniature Long Haired Dachshund, Cervical pain, $3,496.87, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Limping, $3,950.15, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Elbow dysplasia, $3,950.15, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Gastric perforation, $4,261.00, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Mass(es), $3,167.87, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Seizure, $3,167.87, claim paid on Friday, February 12, 2016
  • •    Soft Coated Wheaten Terrier, Fractured tooth, $688.48, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $496.91, claim paid on Friday, February 12, 2016
  • •    Maltipoo, Canine parvovirus infection, $1,421.10, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Cranial cruciate ligament tear, $4,089.15, claim paid on Friday, February 12, 2016
  • •    American Bulldog, Horner's syndrome, $411.86, claim paid on Friday, February 12, 2016
  • •    American Bulldog, Weight management diet, $411.86, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $5,135.33, claim paid on Friday, February 12, 2016
  • •    Leonberger, Vomiting, $333.03, claim paid on Friday, February 12, 2016
  • •    Cavalier King Charles Spaniel, Heart murmur, $633.60, claim paid on Friday, February 12, 2016
  • •    Cavalier King Charles Spaniel, Urinary tract infection, $633.60, claim paid on Friday, February 12, 2016
  • •    Bichon Frise, Heart murmur, $405.00, claim paid on Friday, February 12, 2016
  • •    Domestic Shorthair, Stomatitis, $1,164.29, claim paid on Friday, February 12, 2016
  • •    Domestic Shorthair, Resorptive lesions, $1,164.29, claim paid on Friday, February 12, 2016
  • •    Boxer, Mast cell tumor, $1,461.60, claim paid on Friday, February 12, 2016
  • •    American Bulldog, Bone fracture, $1,691.91, claim paid on Friday, February 12, 2016
  • •    Siamese, Vomiting, $1,747.15, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Vomiting, $483.89, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, UTI - Urinary tract infection, $483.89, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Vomiting, $433.36, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever, digestion issues, $574.14, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Regurgitation, $412.53, claim paid on Friday, February 12, 2016
  • •    Pekingese, Swollen, $608.76, claim paid on Friday, February 12, 2016
  • •    Pekingese, Swollen, $264.50, claim paid on Friday, February 12, 2016
  • •    Maltese, decreased vision, $405.00, claim paid on Friday, February 12, 2016
  • •    Chihuahua, Periodontitis, $269.87, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Mass(es), $782.06, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Dental disease, $782.06, claim paid on Friday, February 12, 2016
  • •    Pomeranian, luxating patella, $482.89, claim paid on Friday, February 12, 2016
  • •    Petit Basset Griffon Vendeen, Periodontal disease, $311.43, claim paid on Friday, February 12, 2016
  • •    Chihuahua (Short Coat), Heart murmur, $1,143.00, claim paid on Friday, February 12, 2016
  • •    Chihuahua (Short Coat), Elevated liver enzymes, $1,143.00, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Sneezing, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Diarrhea, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Upper respiratory infection, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Discharge from eye, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Ear infection, external, $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $355.89, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Urinary tract infection, $324.00, claim paid on Friday, February 12, 2016
  • •    Soft Coated Wheaten Terrier, IBD - Inflammatory bowel disease(Inflammatory bowel disease), $711.61, claim paid on Friday, February 12, 2016
  • •    Puggle, Dental disease, $799.70, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Lipoma, $540.58, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Dental disease, $540.58, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Animal bite wound, $841.61, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Animal bite wound, $862.82, claim paid on Friday, February 12, 2016
  • •    Domestic Shorthair, Pain, $1,027.80, claim paid on Friday, February 12, 2016
  • •    Domestic Shorthair, Distended Stomach, $1,027.80, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Animal bite wound, $808.91, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Hypothyroidism, $342.18, claim paid on Friday, February 12, 2016
  • •    Yorkshire Terrier, Animal bite wound, $1,015.81, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Lethargic, $342.18, claim paid on Friday, February 12, 2016
  • •    Maltese, Mitral valve dysplasia, $542.70, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), TPLO (tibial plateau levelling osteotomy), $2,079.16, claim paid on Friday, February 12, 2016
  • •    Singapura, Anorexia, $280.67, claim paid on Friday, February 12, 2016
  • •    Brittany Spaniel, Laryngeal paralysis, $2,991.60, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Cough, $654.46, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Pneumonia, $317.03, claim paid on Friday, February 12, 2016
  • •    Havanese, Lethargy, $296.46, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Cough, $317.03, claim paid on Friday, February 12, 2016
  • •    Havanese, Idiopathic thrombocytopenic purpura, $296.46, claim paid on Friday, February 12, 2016
  • •    Pug, Mass(es), $1,148.80, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Cough, $1,231.61, claim paid on Friday, February 12, 2016
  • •    American Shorthair, Animal bite wound, $2,422.17, claim paid on Friday, February 12, 2016
  • •    American Shorthair, Fracture, $2,422.17, claim paid on Friday, February 12, 2016
  • •    Poodle-Toy, Dermatitis, $362.64, claim paid on Friday, February 12, 2016
  • •    Poodle-Toy, Strain, $362.64, claim paid on Friday, February 12, 2016
  • •    Poodle-Toy, Disc disease in the spine of the neck, $362.64, claim paid on Friday, February 12, 2016
  • •    Catahoula Cur/Leopard Dog, Nausea, $433.04, claim paid on Friday, February 12, 2016
  • •    Catahoula Cur/Leopard Dog, Bloated, $433.04, claim paid on Friday, February 12, 2016
  • •    Cavalier King Charles Spaniel, Diarrhea, $392.29, claim paid on Friday, February 12, 2016
  • •    Doberman Pinscher, Lipoma, $549.34, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Limping, $792.49, claim paid on Friday, February 12, 2016
  • •    Havanese, Conjunctivitis, $466.20, claim paid on Friday, February 12, 2016
  • •    Havanese, skin infection due to allergies, $466.20, claim paid on Friday, February 12, 2016
  • •    French Bulldog, Seizure, $324.00, claim paid on Friday, February 12, 2016
  • •    French Bulldog, tumor of brain, $324.00, claim paid on Friday, February 12, 2016
  • •    Chow Chow, Cruciate Rupture (ACL, CCL), $4,451.27, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Retained deciduous tooth, $547.90, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Elevated liver enzymes, $547.90, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever, cruciate ligament injury (Cruciate ligament injury), $4,713.52, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever, Aspiration pneumonia, $4,841.46, claim paid on Friday, February 12, 2016
  • •    Labrador Retriever, Mast cell tumor, $1,050.31, claim paid on Friday, February 12, 2016
  • •    Mixed Breed (Dog), Abscess, $325.53, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Broken nail, $1,384.02, claim paid on Friday, February 12, 2016
  • •    Golden Retriever, Vomiting, $1,384.02, claim paid on Friday, February 12, 2016
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