Underwritten by Omega General Insurance Company
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Trupanion is Canada’s fastest-growing provider of pet insurance for dogs and cats.

Founded in 1999 as Vetinsurance in Vancouver, B.C., founder and CEO Darryl Rawlings renamed the company Trupanion as he expanded internationally.

With recent advancements in animal healthcare, veterinarians across Canada are now able to offer treatments for health conditions that were previously unavailable to most pets. These medical advancements allow pet owners the ability to provide the very best care for their beloved pets. But the cost of care often exceeds the family budget. Luckily, Trupanion provides affordable lifelong coverage for cats and dogs who enroll between the ages of 8 weeks and 14 years of age.

Open 24 hours a day, 7 days a week. Call us at 855.591.3190

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90% COVERAGE
The Trupanion policy picks up 90% of eligible veterinary costs, including hospital stays, diagnostic tests, medications, surgeries, and other treatments when your pet is ill or injured.

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PICK WHAT YOU PAY
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% under our comprehensive policy after it’s met.

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QUICK AND EASY CLAIMS
We settle more than 50% of our claims the day we receive them — and 80% within 7 days. That means you can focus on your pet, not your wallet.


What's covered

What's covered icon
  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

What's not covered

What's not covered icon
  • Exam fees
  • Applicable taxes
  • Wellness and preventive care
  • Pre-existing conditions

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
Dog with leash in his mouth

Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02-03-2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Snoodle, Foreign body, $1,329.98, claim paid on Thursday, April 28, 2016
  • •    Pug, lymphoma, $814.05, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Gastrointestinal Upset, $488.96, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $488.96, claim paid on Thursday, April 28, 2016
  • •    Poodle-Miniature, Hypothyroidism, $943.43, claim paid on Thursday, April 28, 2016
  • •    Poodle-Miniature, histiocytic sarcoma, $943.43, claim paid on Thursday, April 28, 2016
  • •    Terrier, Mass(es), $355.62, claim paid on Thursday, April 28, 2016
  • •    Terrier, Decrease in appetite, $355.62, claim paid on Thursday, April 28, 2016
  • •    Terrier, Diarrhea, $355.62, claim paid on Thursday, April 28, 2016
  • •    Labradoodle, Dental disease, $351.70, claim paid on Thursday, April 28, 2016
  • •    Labradoodle, Fractured teeth, $351.70, claim paid on Thursday, April 28, 2016
  • •    Pembroke Welsh Corgi, Bacterial gastroenteritis, $819.25, claim paid on Thursday, April 28, 2016
  • •    Jack Russell Terrier, Vomiting, $287.33, claim paid on Thursday, April 28, 2016
  • •    Jack Russell Terrier, Lethargic, $287.33, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Pancreatitis, $559.90, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Mast cell tumor, $559.90, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Pancreatitis, $435.14, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Vomiting, $381.87, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Decrease in appetite, $381.87, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Bloody nasal discharge, $381.87, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, DKA, $4,565.91, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Limping, $461.70, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Limping, $403.20, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Asthma, $529.38, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Vomiting, $334.26, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Diarrhea, $334.26, claim paid on Thursday, April 28, 2016
  • •    Shih Tzu, Paresis, $468.00, claim paid on Thursday, April 28, 2016
  • •    Whippet, Forelimb lameness, $324.00, claim paid on Thursday, April 28, 2016
  • •    Great Dane, Dog bite - wound, $671.40, claim paid on Thursday, April 28, 2016
  • •    Shih Tzu, Intoxication, $658.44, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Lameness, $993.49, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Lameness, $310.05, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), ACL Tear, $1,890.83, claim paid on Thursday, April 28, 2016
  • •    Beagle, muscle neck injury, $523.80, claim paid on Thursday, April 28, 2016
  • •    Shetland (Sheltie) sheepdog, kidney issues, $349.17, claim paid on Thursday, April 28, 2016
  • •    English Bulldog, Aspiration pneumonia, $2,954.05, claim paid on Thursday, April 28, 2016
  • •    English Bulldog, Regurgitation, $2,954.05, claim paid on Thursday, April 28, 2016
  • •    Afghan Hound, Fibrocartilagenous emboli of spinal cord, $317.55, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Pancreatitis, $416.34, claim paid on Thursday, April 28, 2016
  • •    Pharaoh Hound, Abnormal gait, $415.80, claim paid on Thursday, April 28, 2016
  • •    Airedale Terrier, Kidney failure, $315.41, claim paid on Thursday, April 28, 2016
  • •    Pharaoh Hound, Strain, $415.80, claim paid on Thursday, April 28, 2016
  • •    Pug, Epistaxis, $521.97, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Primary copper storage disease, $253.26, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Elevated liver enzymes, $253.26, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Primary copper storage disease, $871.61, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Elevated liver enzymes, $871.61, claim paid on Thursday, April 28, 2016
  • •    Brussels Griffon (Brabancon), Medial luxation of patella, $1,153.58, claim paid on Thursday, April 28, 2016
  • •    Brussels Griffon (Brabancon), Back pain, $1,153.58, claim paid on Thursday, April 28, 2016
  • •    Bernese Mountain Dog, Foreign body, $1,098.00, claim paid on Thursday, April 28, 2016
  • •    Maltese, Lethargic, $399.82, claim paid on Thursday, April 28, 2016
  • •    Maltese, Pain, $399.82, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Primary copper storage disease, $252.90, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Elevated liver enzymes, $252.90, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever, Cruciate Rupture (ACL, CCL), $4,921.85, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Mass(es), $283.77, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Mass(es), $2,524.17, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Seizure, $906.54, claim paid on Thursday, April 28, 2016
  • •    Golden Retriever, Enlargement of lymph nodes, $744.30, claim paid on Thursday, April 28, 2016
  • •    Golden Retriever, lymphoma, $368.09, claim paid on Thursday, April 28, 2016
  • •    Australian Stumpy Tail Cattle, Lameness, $3,628.79, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Anemia, $354.05, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Dropped hock, $354.05, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Polyuria and polydipsia, $354.05, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Vasovagal syncope, $354.05, claim paid on Thursday, April 28, 2016
  • •    Australian Stumpy Tail Cattle, Lameness, $547.36, claim paid on Thursday, April 28, 2016
  • •    English Bulldog, Masticatory myositis, $485.33, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Bone deformity, $406.72, claim paid on Thursday, April 28, 2016
  • •    Bernese Mountain Dog, Foreign material, $2,572.49, claim paid on Thursday, April 28, 2016
  • •    American Pitbull Terrier, Soft tissue sarcoma - Hemangiopericytoma, $1,631.97, claim paid on Thursday, April 28, 2016
  • •    Labradoodle, Fractured tooth, $1,791.14, claim paid on Thursday, April 28, 2016
  • •    Newfoundland, Non-weight-bearing, $4,334.85, claim paid on Thursday, April 28, 2016
  • •    Newfoundland, Injury, $4,334.85, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Stumbling, $371.61, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Vomiting, $291.82, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Diarrhea, $291.82, claim paid on Thursday, April 28, 2016
  • •    American Staffordshire Terrier, Swollen, $2,188.18, claim paid on Thursday, April 28, 2016
  • •    American Staffordshire Terrier, Laboratory Values out of reference range, $2,188.18, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Periodontal disease, $607.38, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), dental & extractions, $607.38, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Chocolate), Elbow dysplasia, $804.55, claim paid on Thursday, April 28, 2016
  • •    Boston Terrier, Dentigerous cyst, $2,074.27, claim paid on Thursday, April 28, 2016
  • •    Boston Terrier, Deciduous teeth retained, $2,074.27, claim paid on Thursday, April 28, 2016
  • •    Boxer, Allergy, $489.15, claim paid on Thursday, April 28, 2016
  • •    West Highland White Terrier, Broken tooth, $1,095.62, claim paid on Thursday, April 28, 2016
  • •    American Shorthair, Malocclusion, $285.52, claim paid on Thursday, April 28, 2016
  • •    Australian Shepherd, Elevated liver enzymes, $1,033.36, claim paid on Thursday, April 28, 2016
  • •    American Shorthair, Tooth extraction, $285.52, claim paid on Thursday, April 28, 2016
  • •    American Shorthair, Abnormal, $285.52, claim paid on Thursday, April 28, 2016
  • •    American Shorthair, Flea allergy, $285.52, claim paid on Thursday, April 28, 2016
  • •    Labradoodle, Cyst(s), $506.61, claim paid on Thursday, April 28, 2016
  • •    Beagle, Intervertebral disc disorder, $4,469.11, claim paid on Thursday, April 28, 2016
  • •    German Shepherd, Spondylosis, $310.10, claim paid on Thursday, April 28, 2016
  • •    German Shepherd, Lameness, $310.10, claim paid on Thursday, April 28, 2016
  • •    Cocker Spaniel, Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $11,313.27, claim paid on Thursday, April 28, 2016
  • •    Boxer, Protein-losing nephropathy, $1,469.58, claim paid on Thursday, April 28, 2016
  • •    French Bulldog, Mass(es), $437.85, claim paid on Thursday, April 28, 2016
  • •    Soft Coated Wheaten Terrier, Abnormal, $476.55, claim paid on Thursday, April 28, 2016
  • •    Soft Coated Wheaten Terrier, Hyperplasia, $476.55, claim paid on Thursday, April 28, 2016
  • •    Soft Coated Wheaten Terrier, Allergy (Allergic), $1,582.65, claim paid on Thursday, April 28, 2016
  • Snoodle, Foreign body, $1,329.98, claim paid on Thursday, April 28, 2016
  • •    Pug, lymphoma, $814.05, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Gastrointestinal Upset, $488.96, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $488.96, claim paid on Thursday, April 28, 2016
  • •    Poodle-Miniature, Hypothyroidism, $943.43, claim paid on Thursday, April 28, 2016
  • •    Poodle-Miniature, histiocytic sarcoma, $943.43, claim paid on Thursday, April 28, 2016
  • •    Terrier, Mass(es), $355.62, claim paid on Thursday, April 28, 2016
  • •    Terrier, Decrease in appetite, $355.62, claim paid on Thursday, April 28, 2016
  • •    Terrier, Diarrhea, $355.62, claim paid on Thursday, April 28, 2016
  • •    Labradoodle, Dental disease, $351.70, claim paid on Thursday, April 28, 2016
  • •    Labradoodle, Fractured teeth, $351.70, claim paid on Thursday, April 28, 2016
  • •    Pembroke Welsh Corgi, Bacterial gastroenteritis, $819.25, claim paid on Thursday, April 28, 2016
  • •    Jack Russell Terrier, Vomiting, $287.33, claim paid on Thursday, April 28, 2016
  • •    Jack Russell Terrier, Lethargic, $287.33, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Pancreatitis, $559.90, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Mast cell tumor, $559.90, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Pancreatitis, $435.14, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Vomiting, $381.87, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Decrease in appetite, $381.87, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Yellow), Bloody nasal discharge, $381.87, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, DKA, $4,565.91, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Limping, $461.70, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Limping, $403.20, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Asthma, $529.38, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Vomiting, $334.26, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Diarrhea, $334.26, claim paid on Thursday, April 28, 2016
  • •    Shih Tzu, Paresis, $468.00, claim paid on Thursday, April 28, 2016
  • •    Whippet, Forelimb lameness, $324.00, claim paid on Thursday, April 28, 2016
  • •    Great Dane, Dog bite - wound, $671.40, claim paid on Thursday, April 28, 2016
  • •    Shih Tzu, Intoxication, $658.44, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Lameness, $993.49, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Lameness, $310.05, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), ACL Tear, $1,890.83, claim paid on Thursday, April 28, 2016
  • •    Beagle, muscle neck injury, $523.80, claim paid on Thursday, April 28, 2016
  • •    Shetland (Sheltie) sheepdog, kidney issues, $349.17, claim paid on Thursday, April 28, 2016
  • •    English Bulldog, Aspiration pneumonia, $2,954.05, claim paid on Thursday, April 28, 2016
  • •    English Bulldog, Regurgitation, $2,954.05, claim paid on Thursday, April 28, 2016
  • •    Afghan Hound, Fibrocartilagenous emboli of spinal cord, $317.55, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Pancreatitis, $416.34, claim paid on Thursday, April 28, 2016
  • •    Pharaoh Hound, Abnormal gait, $415.80, claim paid on Thursday, April 28, 2016
  • •    Airedale Terrier, Kidney failure, $315.41, claim paid on Thursday, April 28, 2016
  • •    Pharaoh Hound, Strain, $415.80, claim paid on Thursday, April 28, 2016
  • •    Pug, Epistaxis, $521.97, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Primary copper storage disease, $253.26, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Elevated liver enzymes, $253.26, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Primary copper storage disease, $871.61, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Elevated liver enzymes, $871.61, claim paid on Thursday, April 28, 2016
  • •    Brussels Griffon (Brabancon), Medial luxation of patella, $1,153.58, claim paid on Thursday, April 28, 2016
  • •    Brussels Griffon (Brabancon), Back pain, $1,153.58, claim paid on Thursday, April 28, 2016
  • •    Bernese Mountain Dog, Foreign body, $1,098.00, claim paid on Thursday, April 28, 2016
  • •    Maltese, Lethargic, $399.82, claim paid on Thursday, April 28, 2016
  • •    Maltese, Pain, $399.82, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Primary copper storage disease, $252.90, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Black), Elevated liver enzymes, $252.90, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever, Cruciate Rupture (ACL, CCL), $4,921.85, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Mass(es), $283.77, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Mass(es), $2,524.17, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Seizure, $906.54, claim paid on Thursday, April 28, 2016
  • •    Golden Retriever, Enlargement of lymph nodes, $744.30, claim paid on Thursday, April 28, 2016
  • •    Golden Retriever, lymphoma, $368.09, claim paid on Thursday, April 28, 2016
  • •    Australian Stumpy Tail Cattle, Lameness, $3,628.79, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Anemia, $354.05, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Dropped hock, $354.05, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Polyuria and polydipsia, $354.05, claim paid on Thursday, April 28, 2016
  • •    Domestic Shorthair, Vasovagal syncope, $354.05, claim paid on Thursday, April 28, 2016
  • •    Australian Stumpy Tail Cattle, Lameness, $547.36, claim paid on Thursday, April 28, 2016
  • •    English Bulldog, Masticatory myositis, $485.33, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Bone deformity, $406.72, claim paid on Thursday, April 28, 2016
  • •    Bernese Mountain Dog, Foreign material, $2,572.49, claim paid on Thursday, April 28, 2016
  • •    American Pitbull Terrier, Soft tissue sarcoma - Hemangiopericytoma, $1,631.97, claim paid on Thursday, April 28, 2016
  • •    Labradoodle, Fractured tooth, $1,791.14, claim paid on Thursday, April 28, 2016
  • •    Newfoundland, Non-weight-bearing, $4,334.85, claim paid on Thursday, April 28, 2016
  • •    Newfoundland, Injury, $4,334.85, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Stumbling, $371.61, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Vomiting, $291.82, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Diarrhea, $291.82, claim paid on Thursday, April 28, 2016
  • •    American Staffordshire Terrier, Swollen, $2,188.18, claim paid on Thursday, April 28, 2016
  • •    American Staffordshire Terrier, Laboratory Values out of reference range, $2,188.18, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), Periodontal disease, $607.38, claim paid on Thursday, April 28, 2016
  • •    Mixed Breed (Dog), dental & extractions, $607.38, claim paid on Thursday, April 28, 2016
  • •    Labrador Retriever (Chocolate), Elbow dysplasia, $804.55, claim paid on Thursday, April 28, 2016
  • •    Boston Terrier, Dentigerous cyst, $2,074.27, claim paid on Thursday, April 28, 2016
  • •    Boston Terrier, Deciduous teeth retained, $2,074.27, claim paid on Thursday, April 28, 2016
  • •    Boxer, Allergy, $489.15, claim paid on Thursday, April 28, 2016
  • •    West Highland White Terrier, Broken tooth, $1,095.62, claim paid on Thursday, April 28, 2016
  • •    American Shorthair, Malocclusion, $285.52, claim paid on Thursday, April 28, 2016
  • •    Australian Shepherd, Elevated liver enzymes, $1,033.36, claim paid on Thursday, April 28, 2016
  • •    American Shorthair, Tooth extraction, $285.52, claim paid on Thursday, April 28, 2016
  • •    American Shorthair, Abnormal, $285.52, claim paid on Thursday, April 28, 2016
  • •    American Shorthair, Flea allergy, $285.52, claim paid on Thursday, April 28, 2016
  • •    Labradoodle, Cyst(s), $506.61, claim paid on Thursday, April 28, 2016
  • •    Beagle, Intervertebral disc disorder, $4,469.11, claim paid on Thursday, April 28, 2016
  • •    German Shepherd, Spondylosis, $310.10, claim paid on Thursday, April 28, 2016
  • •    German Shepherd, Lameness, $310.10, claim paid on Thursday, April 28, 2016
  • •    Cocker Spaniel, Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $11,313.27, claim paid on Thursday, April 28, 2016
  • •    Boxer, Protein-losing nephropathy, $1,469.58, claim paid on Thursday, April 28, 2016
  • •    French Bulldog, Mass(es), $437.85, claim paid on Thursday, April 28, 2016
  • •    Soft Coated Wheaten Terrier, Abnormal, $476.55, claim paid on Thursday, April 28, 2016
  • •    Soft Coated Wheaten Terrier, Hyperplasia, $476.55, claim paid on Thursday, April 28, 2016
  • •    Soft Coated Wheaten Terrier, Allergy (Allergic), $1,582.65, claim paid on Thursday, April 28, 2016
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