Underwritten by Omega General Insurance Company
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Trupanion is Canada’s fastest-growing provider of pet insurance for dogs and cats.

Founded in 1999 as Vetinsurance in Vancouver, B.C., founder and CEO Darryl Rawlings renamed the company Trupanion as he expanded internationally.

With recent advancements in animal healthcare, veterinarians across Canada are now able to offer treatments for health conditions that were previously unavailable to most pets. These medical advancements allow pet owners the ability to provide the very best care for their beloved pets. But the cost of care often exceeds the family budget. Luckily, Trupanion provides affordable lifelong coverage for cats and dogs who enroll between the ages of 8 weeks and before their 14th birthday.

Open 24 hours a day, 7 days a week. Call us at 855.591.3190

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90% COVERAGE
The Trupanion policy picks up 90% of eligible veterinary costs, including hospital stays, diagnostic tests, medications, surgeries, and other treatments when your pet is ill or injured.

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PICK WHAT YOU PAY
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% under our comprehensive policy after it’s met.

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QUICK AND EASY CLAIMS
We settle more than 50% of our claims the day we receive them — and 80% within 7 days. That means you can focus on your pet, not your wallet.


What's covered

What's covered icon
  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

What's not covered

What's not covered icon
  • Exam fees
  • Applicable taxes
  • Wellness and preventive care
  • Pre-existing conditions

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
Dog with leash in his mouth

Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02-03-2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • American Pitbull Terrier, Mast cell tumor, $457.33, claim paid on Monday, July 25, 2016
  • •    Lhasa Apso, Trauma, $564.30, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), laceration, $377.10, claim paid on Monday, July 25, 2016
  • •    Dachshund - Standard Long Haired, Enteritis, $338.81, claim paid on Monday, July 25, 2016
  • •    Dachshund - Standard Long Haired, Colitis, $338.81, claim paid on Monday, July 25, 2016
  • •    Maltipoo, Bloody diarrhea, $549.78, claim paid on Monday, July 25, 2016
  • •    Maltipoo, Vomiting, $549.78, claim paid on Monday, July 25, 2016
  • •    American Cocker Spaniel, Vomiting, $296.19, claim paid on Monday, July 25, 2016
  • •    American Cocker Spaniel, Diarrhea, $296.19, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Lipoma, $268.34, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Lameness, $315.83, claim paid on Monday, July 25, 2016
  • •    Pug, Vomiting, $704.80, claim paid on Monday, July 25, 2016
  • •    Doberman Pinscher, Cutaneous hemangiosarcoma, $522.85, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Hyperadrenocorticism (Cushing's syndrome), $615.06, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Ununited anconeal process, $444.08, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Diarrhea, $444.08, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Hot spots, $444.08, claim paid on Monday, July 25, 2016
  • •    Shetland Sheepdog, Mass(es), $450.00, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Mass(es), $547.47, claim paid on Monday, July 25, 2016
  • •    Labrador Retriever (Chocolate), UTI - Urinary tract infection, $376.92, claim paid on Monday, July 25, 2016
  • •    Labrador Retriever (Chocolate), Degenerative joint disease, $376.92, claim paid on Monday, July 25, 2016
  • •    Golden Retriever, Bloat, $5,519.70, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), ALT (SGPT) level raised, $364.74, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Cushing disease, $273.20, claim paid on Monday, July 25, 2016
  • •    Golden Retriever, cruciate disease, $3,838.00, claim paid on Monday, July 25, 2016
  • •    Mixed breed Large (55 – 90lbs when full grown), GI upset, $477.94, claim paid on Monday, July 25, 2016
  • •    Bichon Frise, Glaucoma, $3,886.20, claim paid on Monday, July 25, 2016
  • •    Bichon Frise, Adenoma, $3,886.20, claim paid on Monday, July 25, 2016
  • •    Pug, AD - Atopic dermatitis, $316.53, claim paid on Monday, July 25, 2016
  • •    Cavalier King Charles Spaniel, Immune mediated hemolytic anemia, $404.19, claim paid on Monday, July 25, 2016
  • •    Cockapoo, Epilepsy, $264.33, claim paid on Monday, July 25, 2016
  • •    Cockapoo, Seizure, $264.33, claim paid on Monday, July 25, 2016
  • •    Terrier, Fever, $2,497.50, claim paid on Monday, July 25, 2016
  • •    Terrier, Gallbladder stones, $2,497.50, claim paid on Monday, July 25, 2016
  • •    Terrier, Collapse, $2,497.50, claim paid on Monday, July 25, 2016
  • •    West Highland White Terrier, Urinary incontinence, $537.19, claim paid on Monday, July 25, 2016
  • •    West Highland White Terrier, Cancerous Mass, $537.19, claim paid on Monday, July 25, 2016
  • •    Yorkshire Terrier, Bloody diarrhea, $552.67, claim paid on Monday, July 25, 2016
  • •    Yorkshire Terrier, Vomiting, $552.67, claim paid on Monday, July 25, 2016
  • •    Beagle, Urinary tract infection, $336.92, claim paid on Monday, July 25, 2016
  • •    Labradoodle, IBD - Inflammatory bowel disease, $2,041.71, claim paid on Monday, July 25, 2016
  • •    Maine Coon, Gingival hyperplasia, $611.52, claim paid on Monday, July 25, 2016
  • •    Maine Coon, Dental disease, $611.52, claim paid on Monday, July 25, 2016
  • •    Maine Coon, Feline oral resorptive lesion, $611.52, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Cat), Pancreatitis, $283.99, claim paid on Monday, July 25, 2016
  • •    Chihuahua, Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $303.30, claim paid on Monday, July 25, 2016
  • •    Irish Wolfhound, Calcinosis circumscripta, $899.88, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), dental & extractions, $896.14, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Cataract, $4,201.73, claim paid on Monday, July 25, 2016
  • •    German Shepherd, Mass(es), $575.51, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Lens-induced uveitis, $4,201.73, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Pneumonia, $352.62, claim paid on Monday, July 25, 2016
  • •    Soft Coated Wheaten Terrier, Pancreatitis, $2,275.56, claim paid on Monday, July 25, 2016
  • •    Soft Coated Wheaten Terrier, Hemorrhagic gastroenteritis, $2,275.56, claim paid on Monday, July 25, 2016
  • •    Shih Tzu, Blood in feces, $280.51, claim paid on Monday, July 25, 2016
  • •    Labradoodle, Gastric dilatation volvulus, $4,226.28, claim paid on Monday, July 25, 2016
  • •    Pembroke Welsh Corgi, Hindlimb painful, $288.00, claim paid on Monday, July 25, 2016
  • •    Pomeranian, Diarrhea, $1,332.44, claim paid on Monday, July 25, 2016
  • •    Pomeranian, GI upset, $1,332.44, claim paid on Monday, July 25, 2016
  • •    Goldendoodle, Immune thrombocytopenia, $4,569.34, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Heart murmur, $387.90, claim paid on Monday, July 25, 2016
  • •    English Cocker Spaniel, Polyuria and polydipsia, $332.28, claim paid on Monday, July 25, 2016
  • •    Pharaoh Hound, Diabetes, $261.77, claim paid on Monday, July 25, 2016
  • •    Standard Poodle, Interdigital swelling, $253.78, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Storm phobia, $748.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Weight decreased, $748.23, claim paid on Monday, July 25, 2016
  • •    Boston Terrier, Pneumonia, $272.57, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Excessive sleep, $748.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Degenerative joint disease, $748.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), loss of muscle mass, $748.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), hip disease, $748.23, claim paid on Monday, July 25, 2016
  • •    Rhodesian Ridgeback, Mast cell tumor, $1,719.45, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Pain, $316.62, claim paid on Monday, July 25, 2016
  • •    Boston Terrier, Vomiting, $255.60, claim paid on Monday, July 25, 2016
  • •    Boston Terrier, Diarrhea, $255.60, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Weight decreased, $506.70, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Diarrhea, $506.70, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Hypertrophic cardiomyopathy, $506.70, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Abnormal, $506.70, claim paid on Monday, July 25, 2016
  • •    Labrador Retriever, Lameness, $441.59, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Ascites, $349.41, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Mass(es), $349.41, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Weight decreased, $349.41, claim paid on Monday, July 25, 2016
  • •    Goldendoodle, Atopy, $592.02, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Fragmented coronoid process, $401.83, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Osteoarthritis, $401.83, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Elevated liver enzymes, $2,961.16, claim paid on Monday, July 25, 2016
  • •    Miniature Smooth Haired Dachshund, Abnormal gait, $409.37, claim paid on Monday, July 25, 2016
  • •    Miniature Smooth Haired Dachshund, Involuntary trembling, $409.37, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Hindlimb painful, $345.11, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Limping, $1,239.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Abnormal, $381.65, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Urinary tract infection, $670.32, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Osteoarthritis, $308.52, claim paid on Monday, July 25, 2016
  • •    Pomeranian, Vomiting, $287.36, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Lameness, $308.52, claim paid on Monday, July 25, 2016
  • •    Australian Shepherd, Mass(es), $384.76, claim paid on Monday, July 25, 2016
  • •    Australian Shepherd, Gingivectomy, $384.76, claim paid on Monday, July 25, 2016
  • •    American Pitbull Terrier, Lump, $423.62, claim paid on Monday, July 25, 2016
  • •    American Pitbull Terrier, Cyst(s), $423.62, claim paid on Monday, July 25, 2016
  • American Pitbull Terrier, Mast cell tumor, $457.33, claim paid on Monday, July 25, 2016
  • •    Lhasa Apso, Trauma, $564.30, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), laceration, $377.10, claim paid on Monday, July 25, 2016
  • •    Dachshund - Standard Long Haired, Enteritis, $338.81, claim paid on Monday, July 25, 2016
  • •    Dachshund - Standard Long Haired, Colitis, $338.81, claim paid on Monday, July 25, 2016
  • •    Maltipoo, Bloody diarrhea, $549.78, claim paid on Monday, July 25, 2016
  • •    Maltipoo, Vomiting, $549.78, claim paid on Monday, July 25, 2016
  • •    American Cocker Spaniel, Vomiting, $296.19, claim paid on Monday, July 25, 2016
  • •    American Cocker Spaniel, Diarrhea, $296.19, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Lipoma, $268.34, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Lameness, $315.83, claim paid on Monday, July 25, 2016
  • •    Pug, Vomiting, $704.80, claim paid on Monday, July 25, 2016
  • •    Doberman Pinscher, Cutaneous hemangiosarcoma, $522.85, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Hyperadrenocorticism (Cushing's syndrome), $615.06, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Ununited anconeal process, $444.08, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Diarrhea, $444.08, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Hot spots, $444.08, claim paid on Monday, July 25, 2016
  • •    Shetland Sheepdog, Mass(es), $450.00, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Mass(es), $547.47, claim paid on Monday, July 25, 2016
  • •    Labrador Retriever (Chocolate), UTI - Urinary tract infection, $376.92, claim paid on Monday, July 25, 2016
  • •    Labrador Retriever (Chocolate), Degenerative joint disease, $376.92, claim paid on Monday, July 25, 2016
  • •    Golden Retriever, Bloat, $5,519.70, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), ALT (SGPT) level raised, $364.74, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Cushing disease, $273.20, claim paid on Monday, July 25, 2016
  • •    Golden Retriever, cruciate disease, $3,838.00, claim paid on Monday, July 25, 2016
  • •    Mixed breed Large (55 – 90lbs when full grown), GI upset, $477.94, claim paid on Monday, July 25, 2016
  • •    Bichon Frise, Glaucoma, $3,886.20, claim paid on Monday, July 25, 2016
  • •    Bichon Frise, Adenoma, $3,886.20, claim paid on Monday, July 25, 2016
  • •    Pug, AD - Atopic dermatitis, $316.53, claim paid on Monday, July 25, 2016
  • •    Cavalier King Charles Spaniel, Immune mediated hemolytic anemia, $404.19, claim paid on Monday, July 25, 2016
  • •    Cockapoo, Epilepsy, $264.33, claim paid on Monday, July 25, 2016
  • •    Cockapoo, Seizure, $264.33, claim paid on Monday, July 25, 2016
  • •    Terrier, Fever, $2,497.50, claim paid on Monday, July 25, 2016
  • •    Terrier, Gallbladder stones, $2,497.50, claim paid on Monday, July 25, 2016
  • •    Terrier, Collapse, $2,497.50, claim paid on Monday, July 25, 2016
  • •    West Highland White Terrier, Urinary incontinence, $537.19, claim paid on Monday, July 25, 2016
  • •    West Highland White Terrier, Cancerous Mass, $537.19, claim paid on Monday, July 25, 2016
  • •    Yorkshire Terrier, Bloody diarrhea, $552.67, claim paid on Monday, July 25, 2016
  • •    Yorkshire Terrier, Vomiting, $552.67, claim paid on Monday, July 25, 2016
  • •    Beagle, Urinary tract infection, $336.92, claim paid on Monday, July 25, 2016
  • •    Labradoodle, IBD - Inflammatory bowel disease, $2,041.71, claim paid on Monday, July 25, 2016
  • •    Maine Coon, Gingival hyperplasia, $611.52, claim paid on Monday, July 25, 2016
  • •    Maine Coon, Dental disease, $611.52, claim paid on Monday, July 25, 2016
  • •    Maine Coon, Feline oral resorptive lesion, $611.52, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Cat), Pancreatitis, $283.99, claim paid on Monday, July 25, 2016
  • •    Chihuahua, Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $303.30, claim paid on Monday, July 25, 2016
  • •    Irish Wolfhound, Calcinosis circumscripta, $899.88, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), dental & extractions, $896.14, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Cataract, $4,201.73, claim paid on Monday, July 25, 2016
  • •    German Shepherd, Mass(es), $575.51, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Lens-induced uveitis, $4,201.73, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Pneumonia, $352.62, claim paid on Monday, July 25, 2016
  • •    Soft Coated Wheaten Terrier, Pancreatitis, $2,275.56, claim paid on Monday, July 25, 2016
  • •    Soft Coated Wheaten Terrier, Hemorrhagic gastroenteritis, $2,275.56, claim paid on Monday, July 25, 2016
  • •    Shih Tzu, Blood in feces, $280.51, claim paid on Monday, July 25, 2016
  • •    Labradoodle, Gastric dilatation volvulus, $4,226.28, claim paid on Monday, July 25, 2016
  • •    Pembroke Welsh Corgi, Hindlimb painful, $288.00, claim paid on Monday, July 25, 2016
  • •    Pomeranian, Diarrhea, $1,332.44, claim paid on Monday, July 25, 2016
  • •    Pomeranian, GI upset, $1,332.44, claim paid on Monday, July 25, 2016
  • •    Goldendoodle, Immune thrombocytopenia, $4,569.34, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Heart murmur, $387.90, claim paid on Monday, July 25, 2016
  • •    English Cocker Spaniel, Polyuria and polydipsia, $332.28, claim paid on Monday, July 25, 2016
  • •    Pharaoh Hound, Diabetes, $261.77, claim paid on Monday, July 25, 2016
  • •    Standard Poodle, Interdigital swelling, $253.78, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Storm phobia, $748.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Weight decreased, $748.23, claim paid on Monday, July 25, 2016
  • •    Boston Terrier, Pneumonia, $272.57, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Excessive sleep, $748.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Degenerative joint disease, $748.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), loss of muscle mass, $748.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), hip disease, $748.23, claim paid on Monday, July 25, 2016
  • •    Rhodesian Ridgeback, Mast cell tumor, $1,719.45, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Pain, $316.62, claim paid on Monday, July 25, 2016
  • •    Boston Terrier, Vomiting, $255.60, claim paid on Monday, July 25, 2016
  • •    Boston Terrier, Diarrhea, $255.60, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Weight decreased, $506.70, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Diarrhea, $506.70, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Hypertrophic cardiomyopathy, $506.70, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Abnormal, $506.70, claim paid on Monday, July 25, 2016
  • •    Labrador Retriever, Lameness, $441.59, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Ascites, $349.41, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Mass(es), $349.41, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Weight decreased, $349.41, claim paid on Monday, July 25, 2016
  • •    Goldendoodle, Atopy, $592.02, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Fragmented coronoid process, $401.83, claim paid on Monday, July 25, 2016
  • •    Bernese Mountain Dog, Osteoarthritis, $401.83, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Elevated liver enzymes, $2,961.16, claim paid on Monday, July 25, 2016
  • •    Miniature Smooth Haired Dachshund, Abnormal gait, $409.37, claim paid on Monday, July 25, 2016
  • •    Miniature Smooth Haired Dachshund, Involuntary trembling, $409.37, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Hindlimb painful, $345.11, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Limping, $1,239.23, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Abnormal, $381.65, claim paid on Monday, July 25, 2016
  • •    Domestic Shorthair, Urinary tract infection, $670.32, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Osteoarthritis, $308.52, claim paid on Monday, July 25, 2016
  • •    Pomeranian, Vomiting, $287.36, claim paid on Monday, July 25, 2016
  • •    Mixed Breed (Dog), Lameness, $308.52, claim paid on Monday, July 25, 2016
  • •    Australian Shepherd, Mass(es), $384.76, claim paid on Monday, July 25, 2016
  • •    Australian Shepherd, Gingivectomy, $384.76, claim paid on Monday, July 25, 2016
  • •    American Pitbull Terrier, Lump, $423.62, claim paid on Monday, July 25, 2016
  • •    American Pitbull Terrier, Cyst(s), $423.62, claim paid on Monday, July 25, 2016
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