Underwritten by Omega General Insurance Company
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Trupanion is Canada’s fastest-growing provider of pet insurance for dogs and cats.

Founded in 1999 as Vetinsurance in Vancouver, B.C., founder and CEO Darryl Rawlings renamed the company Trupanion as he expanded internationally.

With recent advancements in animal healthcare, veterinarians across Canada are now able to offer treatments for health conditions that were previously unavailable to most pets. These medical advancements allow pet owners the ability to provide the very best care for their beloved pets. But the cost of care often exceeds the family budget. Luckily, Trupanion provides affordable lifelong coverage for cats and dogs who enroll between the ages of 8 weeks and before their 14th birthday.

Open 24 hours a day, 7 days a week. Call us at 855.591.3190

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90% COVERAGE
The Trupanion policy picks up 90% of eligible veterinary costs, including hospital stays, diagnostic tests, medications, surgeries, and other treatments when your pet is ill or injured.

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PICK WHAT YOU PAY
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% under our comprehensive policy after it’s met.

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QUICK AND EASY CLAIMS
We settle more than 50% of our claims the day we receive them — and 80% within 7 days. That means you can focus on your pet, not your wallet.


What's covered

What's covered icon
  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

What's not covered

What's not covered icon
  • Exam fees
  • Applicable taxes
  • Wellness and preventive care
  • Pre-existing conditions

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
Dog with leash in his mouth

Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02-03-2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Mixed Breed (Dog), UTI - Urinary tract infection, $629.78, claim paid on Saturday, September 24, 2016
  • •    Siberian Husky, UTI - Urinary tract infection, $254.17, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Anemia, $5,297.09, claim paid on Saturday, September 24, 2016
  • •    Siberian Husky, Seizure, $282.51, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diabetic ketoacidosis, $2,511.54, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diabetes, $2,511.54, claim paid on Saturday, September 24, 2016
  • •    American Pitbull Terrier, Supernumerary teeth, $804.28, claim paid on Saturday, September 24, 2016
  • •    American Pitbull Terrier, Devitalized tooth, $804.28, claim paid on Saturday, September 24, 2016
  • •    Chihuahua (Short Coat), Heart murmur, $469.55, claim paid on Saturday, September 24, 2016
  • •    German Pinscher, Puncture wound , $307.91, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $1,677.61, claim paid on Saturday, September 24, 2016
  • •    Poodle-Standard, Azotemia, $799.06, claim paid on Saturday, September 24, 2016
  • •    Poodle-Standard, pilomatricoma, $799.06, claim paid on Saturday, September 24, 2016
  • •    Poodle-Standard, pilomatricoma, $425.73, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Dietary indiscretion, $587.93, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $587.93, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, Pneumonia, $3,296.53, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, Infection, $3,296.53, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, Urinary tract infection, $3,296.53, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, decreased mobility, $3,296.53, claim paid on Saturday, September 24, 2016
  • •    Yorkshire Terrier, Hepatopathy, $368.59, claim paid on Saturday, September 24, 2016
  • •    Yorkshire Terrier, Chronic renal disease, $368.59, claim paid on Saturday, September 24, 2016
  • •    Victorian Bulldog, Fever of unknown origin, $298.24, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever (Black), Vomiting, $766.80, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever (Black), Diarrhea, $766.80, claim paid on Saturday, September 24, 2016
  • •    Giant Schnauzer, Lethargic, $5,607.04, claim paid on Saturday, September 24, 2016
  • •    Giant Schnauzer, Irregular breathing, $5,607.04, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Vomiting, $6,202.04, claim paid on Saturday, September 24, 2016
  • •    Pug, Pancreatitis, $9,161.36, claim paid on Saturday, September 24, 2016
  • •    Doberman Pinscher, Melanoma, $2,659.46, claim paid on Saturday, September 24, 2016
  • •    Russian Blue, Liver failure, $1,168.01, claim paid on Saturday, September 24, 2016
  • •    Doberman Pinscher, Lipoma, $2,659.46, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Vomiting, $256.31, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Acid reflux, $409.78, claim paid on Saturday, September 24, 2016
  • •    Bernese Mountain Dog, Kidney disease, $273.11, claim paid on Saturday, September 24, 2016
  • •    Bernese Mountain Dog, Moist dermatitis, $273.11, claim paid on Saturday, September 24, 2016
  • •    Pomeranian, Degenerative joint disease, $263.52, claim paid on Saturday, September 24, 2016
  • •    Mixed breed Small (up to 20lbs when full grown), Deciduous teeth retained, $714.15, claim paid on Saturday, September 24, 2016
  • •    English Cocker Spaniel, Cushing's disease, $431.83, claim paid on Saturday, September 24, 2016
  • •    American Pitbull Terrier, Limping, $879.99, claim paid on Saturday, September 24, 2016
  • •    Bouvier des Flandres, Mass(es), $1,366.56, claim paid on Saturday, September 24, 2016
  • •    Labradoodle, Wound, $508.75, claim paid on Saturday, September 24, 2016
  • •    Chihuahua (Short Coat), food bloat, $568.80, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Mass(es), $326.52, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Peritoneal effusion, $326.52, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Inappropriate urination and/or defecation, $1,044.37, claim paid on Saturday, September 24, 2016
  • •    Domestic Longhair, Vomiting, $1,327.61, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Soft tissue swelling, $430.72, claim paid on Saturday, September 24, 2016
  • •    Bullmastiff, IVDD Intervertebral disc disease (IVDD ), $4,853.94, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Inappropriate urination and/or defecation, $1,167.22, claim paid on Saturday, September 24, 2016
  • •    Shetland (Sheltie) sheepdog, Renal failure syndrome, $457.02, claim paid on Saturday, September 24, 2016
  • •    Shetland (Sheltie) sheepdog, Hypertension, $457.02, claim paid on Saturday, September 24, 2016
  • •    American Pitbull Terrier, Cruciate Ligament Tear, $1,620.00, claim paid on Saturday, September 24, 2016
  • •    Miniature Schnauzer, Pancreatitis, $386.51, claim paid on Saturday, September 24, 2016
  • •    Miniature Schnauzer, Vomiting, $386.51, claim paid on Saturday, September 24, 2016
  • •    Miniature Schnauzer, Decrease in appetite, $386.51, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Vomiting, $1,009.52, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diarrhea, $1,009.52, claim paid on Saturday, September 24, 2016
  • •    West Highland White Terrier, soreness, $265.51, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Autoimmune hemolytic anemia, $628.02, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Mass(es), $1,005.69, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Joint crepitus, $1,005.69, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Fractured tooth, $1,005.69, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Diminished range of motion, $1,005.69, claim paid on Saturday, September 24, 2016
  • •    Whippet, Vomiting, $2,079.86, claim paid on Saturday, September 24, 2016
  • •    Whippet, Lethargy, $2,079.86, claim paid on Saturday, September 24, 2016
  • •    Whippet, Therapeutic agent toxicity, $2,079.86, claim paid on Saturday, September 24, 2016
  • •    Soft Coated Wheaten Terrier, Pneumothorax, $3,132.28, claim paid on Saturday, September 24, 2016
  • •    Soft Coated Wheaten Terrier, Difficulty breathing, $3,132.28, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Disease of liver, $323.37, claim paid on Saturday, September 24, 2016
  • •    American Staffordshire Terrier, Diarrhea, $610.24, claim paid on Saturday, September 24, 2016
  • •    American Staffordshire Terrier, Dental disease, $610.24, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Cruciate ligament damage, $323.37, claim paid on Saturday, September 24, 2016
  • •    Australian Shepherd, Tumor, $634.48, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, GI upset, $2,297.09, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $375.96, claim paid on Saturday, September 24, 2016
  • •    Boxer, Infection, $1,071.90, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Wound, $648.89, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, Vomiting, $1,049.44, claim paid on Saturday, September 24, 2016
  • •    Domestic Longhair, Chylous pleural effusion, $581.40, claim paid on Saturday, September 24, 2016
  • •    Goldendoodle, Foreign material ingestion(Ingestion of foreign material), $2,330.87, claim paid on Saturday, September 24, 2016
  • •    Black Russian Terrier, lymphoma, $489.20, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Back pain, $2,946.60, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), IVDD Intervertebral disc disease (IVDD ), $2,946.60, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Lump, $451.04, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Vomiting, $2,386.18, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Fever, $2,386.18, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Swelling, $2,386.18, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Hives, $2,386.18, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Pancreatitis, $1,233.83, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Autoimmune thrombocytopenia, $1,233.83, claim paid on Saturday, September 24, 2016
  • •    English Bulldog, Cushing disease, $323.73, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $454.43, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diarrhea, $454.43, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Lameness, $454.43, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), cruciate disease, $454.43, claim paid on Saturday, September 24, 2016
  • •    Black Russian Terrier, lymphoma, $1,110.57, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diarrhea, $501.68, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $501.68, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $501.68, claim paid on Saturday, September 24, 2016
  • Mixed Breed (Dog), UTI - Urinary tract infection, $629.78, claim paid on Saturday, September 24, 2016
  • •    Siberian Husky, UTI - Urinary tract infection, $254.17, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Anemia, $5,297.09, claim paid on Saturday, September 24, 2016
  • •    Siberian Husky, Seizure, $282.51, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diabetic ketoacidosis, $2,511.54, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diabetes, $2,511.54, claim paid on Saturday, September 24, 2016
  • •    American Pitbull Terrier, Supernumerary teeth, $804.28, claim paid on Saturday, September 24, 2016
  • •    American Pitbull Terrier, Devitalized tooth, $804.28, claim paid on Saturday, September 24, 2016
  • •    Chihuahua (Short Coat), Heart murmur, $469.55, claim paid on Saturday, September 24, 2016
  • •    German Pinscher, Puncture wound , $307.91, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $1,677.61, claim paid on Saturday, September 24, 2016
  • •    Poodle-Standard, Azotemia, $799.06, claim paid on Saturday, September 24, 2016
  • •    Poodle-Standard, pilomatricoma, $799.06, claim paid on Saturday, September 24, 2016
  • •    Poodle-Standard, pilomatricoma, $425.73, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Dietary indiscretion, $587.93, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Foreign material ingestion(Ingestion of foreign material), $587.93, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, Pneumonia, $3,296.53, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, Infection, $3,296.53, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, Urinary tract infection, $3,296.53, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, decreased mobility, $3,296.53, claim paid on Saturday, September 24, 2016
  • •    Yorkshire Terrier, Hepatopathy, $368.59, claim paid on Saturday, September 24, 2016
  • •    Yorkshire Terrier, Chronic renal disease, $368.59, claim paid on Saturday, September 24, 2016
  • •    Victorian Bulldog, Fever of unknown origin, $298.24, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever (Black), Vomiting, $766.80, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever (Black), Diarrhea, $766.80, claim paid on Saturday, September 24, 2016
  • •    Giant Schnauzer, Lethargic, $5,607.04, claim paid on Saturday, September 24, 2016
  • •    Giant Schnauzer, Irregular breathing, $5,607.04, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Vomiting, $6,202.04, claim paid on Saturday, September 24, 2016
  • •    Pug, Pancreatitis, $9,161.36, claim paid on Saturday, September 24, 2016
  • •    Doberman Pinscher, Melanoma, $2,659.46, claim paid on Saturday, September 24, 2016
  • •    Russian Blue, Liver failure, $1,168.01, claim paid on Saturday, September 24, 2016
  • •    Doberman Pinscher, Lipoma, $2,659.46, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Vomiting, $256.31, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Acid reflux, $409.78, claim paid on Saturday, September 24, 2016
  • •    Bernese Mountain Dog, Kidney disease, $273.11, claim paid on Saturday, September 24, 2016
  • •    Bernese Mountain Dog, Moist dermatitis, $273.11, claim paid on Saturday, September 24, 2016
  • •    Pomeranian, Degenerative joint disease, $263.52, claim paid on Saturday, September 24, 2016
  • •    Mixed breed Small (up to 20lbs when full grown), Deciduous teeth retained, $714.15, claim paid on Saturday, September 24, 2016
  • •    English Cocker Spaniel, Cushing's disease, $431.83, claim paid on Saturday, September 24, 2016
  • •    American Pitbull Terrier, Limping, $879.99, claim paid on Saturday, September 24, 2016
  • •    Bouvier des Flandres, Mass(es), $1,366.56, claim paid on Saturday, September 24, 2016
  • •    Labradoodle, Wound, $508.75, claim paid on Saturday, September 24, 2016
  • •    Chihuahua (Short Coat), food bloat, $568.80, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Mass(es), $326.52, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Peritoneal effusion, $326.52, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Inappropriate urination and/or defecation, $1,044.37, claim paid on Saturday, September 24, 2016
  • •    Domestic Longhair, Vomiting, $1,327.61, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Soft tissue swelling, $430.72, claim paid on Saturday, September 24, 2016
  • •    Bullmastiff, IVDD Intervertebral disc disease (IVDD ), $4,853.94, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Inappropriate urination and/or defecation, $1,167.22, claim paid on Saturday, September 24, 2016
  • •    Shetland (Sheltie) sheepdog, Renal failure syndrome, $457.02, claim paid on Saturday, September 24, 2016
  • •    Shetland (Sheltie) sheepdog, Hypertension, $457.02, claim paid on Saturday, September 24, 2016
  • •    American Pitbull Terrier, Cruciate Ligament Tear, $1,620.00, claim paid on Saturday, September 24, 2016
  • •    Miniature Schnauzer, Pancreatitis, $386.51, claim paid on Saturday, September 24, 2016
  • •    Miniature Schnauzer, Vomiting, $386.51, claim paid on Saturday, September 24, 2016
  • •    Miniature Schnauzer, Decrease in appetite, $386.51, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Vomiting, $1,009.52, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diarrhea, $1,009.52, claim paid on Saturday, September 24, 2016
  • •    West Highland White Terrier, soreness, $265.51, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Autoimmune hemolytic anemia, $628.02, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Mass(es), $1,005.69, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Joint crepitus, $1,005.69, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Fractured tooth, $1,005.69, claim paid on Saturday, September 24, 2016
  • •    Golden Retriever, Diminished range of motion, $1,005.69, claim paid on Saturday, September 24, 2016
  • •    Whippet, Vomiting, $2,079.86, claim paid on Saturday, September 24, 2016
  • •    Whippet, Lethargy, $2,079.86, claim paid on Saturday, September 24, 2016
  • •    Whippet, Therapeutic agent toxicity, $2,079.86, claim paid on Saturday, September 24, 2016
  • •    Soft Coated Wheaten Terrier, Pneumothorax, $3,132.28, claim paid on Saturday, September 24, 2016
  • •    Soft Coated Wheaten Terrier, Difficulty breathing, $3,132.28, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Disease of liver, $323.37, claim paid on Saturday, September 24, 2016
  • •    American Staffordshire Terrier, Diarrhea, $610.24, claim paid on Saturday, September 24, 2016
  • •    American Staffordshire Terrier, Dental disease, $610.24, claim paid on Saturday, September 24, 2016
  • •    Labrador Retriever, Cruciate ligament damage, $323.37, claim paid on Saturday, September 24, 2016
  • •    Australian Shepherd, Tumor, $634.48, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, GI upset, $2,297.09, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $375.96, claim paid on Saturday, September 24, 2016
  • •    Boxer, Infection, $1,071.90, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Wound, $648.89, claim paid on Saturday, September 24, 2016
  • •    German Shepherd, Vomiting, $1,049.44, claim paid on Saturday, September 24, 2016
  • •    Domestic Longhair, Chylous pleural effusion, $581.40, claim paid on Saturday, September 24, 2016
  • •    Goldendoodle, Foreign material ingestion(Ingestion of foreign material), $2,330.87, claim paid on Saturday, September 24, 2016
  • •    Black Russian Terrier, lymphoma, $489.20, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Back pain, $2,946.60, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), IVDD Intervertebral disc disease (IVDD ), $2,946.60, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Lump, $451.04, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Vomiting, $2,386.18, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Fever, $2,386.18, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Swelling, $2,386.18, claim paid on Saturday, September 24, 2016
  • •    Domestic Shorthair, Hives, $2,386.18, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Pancreatitis, $1,233.83, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Autoimmune thrombocytopenia, $1,233.83, claim paid on Saturday, September 24, 2016
  • •    English Bulldog, Cushing disease, $323.73, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Mass(es), $454.43, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diarrhea, $454.43, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Lameness, $454.43, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), cruciate disease, $454.43, claim paid on Saturday, September 24, 2016
  • •    Black Russian Terrier, lymphoma, $1,110.57, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Diarrhea, $501.68, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Cranial cruciate ligament tear, $501.68, claim paid on Saturday, September 24, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $501.68, claim paid on Saturday, September 24, 2016
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