Underwritten by Omega General Insurance Company
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Trupanion is Canada’s fastest-growing provider of pet insurance for dogs and cats.

Founded in 1999 as Vetinsurance in Vancouver, B.C., founder and CEO Darryl Rawlings renamed the company Trupanion as he expanded internationally.

With recent advancements in animal healthcare, veterinarians across Canada are now able to offer treatments for health conditions that were previously unavailable to most pets. These medical advancements allow pet owners the ability to provide the very best care for their beloved pets. But the cost of care often exceeds the family budget. Luckily, Trupanion provides affordable lifelong coverage for cats and dogs who enroll between the ages of 8 weeks and before their 14th birthday.

Open 24 hours a day, 7 days a week. Call us at 855.591.3190

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90% COVERAGE
The Trupanion policy picks up 90% of eligible veterinary costs, including hospital stays, diagnostic tests, medications, surgeries, and other treatments when your pet is ill or injured.

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PICK WHAT YOU PAY
Looking to save without sacrificing coverage? Pick a deductible that works for your family budget. Anywhere from $0 to $1,000, you’ll still be covered at 90% under our comprehensive policy after it’s met.

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QUICK AND EASY CLAIMS
We settle more than 50% of our claims the day we receive them — and 80% within 7 days. That means you can focus on your pet, not your wallet.


What's covered

What's covered icon
  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

What's not covered

What's not covered icon
  • Exam fees
  • Applicable taxes
  • Wellness and preventive care
  • Pre-existing conditions

Dog Insurance

Dogs deserve coverage that's as unconditional as their love. Trupanion's plan includes everything from allergies to cancer, diabetes and more.

Learn more about dog insurance
Dog with leash in his mouth

Cat Insurance

Your kitty is too precious not to be protected, which is why we cover hurt paws, kidney disease, and most other health issues both big and small.

Learn more about cat insurance
Kitten

Trupanion in the News

Read more news
02-03-2016 Trupanion Rolls Out New Veterinary Software to Save Veterinarians Time and Effort
Recent claims paid:
  • Border Collie, Lump, $368.82, claim paid on Tuesday, August 30, 2016
  • •    Pug, Periodontal disease, $1,790.27, claim paid on Tuesday, August 30, 2016
  • •    Abyssinian, Cystitis, $580.55, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Hypoadrenocorticism (Addison's disease), $435.94, claim paid on Tuesday, August 30, 2016
  • •    Greyhound, Lump, $1,564.56, claim paid on Tuesday, August 30, 2016
  • •    Greyhound, Lump, $688.50, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Papilloma, $445.00, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), lymphoma, $2,342.19, claim paid on Tuesday, August 30, 2016
  • •    Sphynx, Foreign body in digestive tract, $2,209.68, claim paid on Tuesday, August 30, 2016
  • •    Labrador Retriever (Chocolate), Foreign material ingestion(Ingestion of foreign material), $674.09, claim paid on Tuesday, August 30, 2016
  • •    Cavalier King Charles Spaniel, Furunculosis, $466.83, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Loss of appetite, $3,537.37, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Lethargic, $3,537.37, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Polyuria and polydipsia, $3,537.37, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Loss of appetite, $435.36, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Otitis externa, $435.36, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Lethargic, $435.36, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Polyuria and polydipsia, $435.36, claim paid on Tuesday, August 30, 2016
  • •    Rottweiler, Cranial cruciate ligament tear, $2,297.69, claim paid on Tuesday, August 30, 2016
  • •    Bernese Mountain Dog, Pain, $274.23, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $599.73, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Injury, $1,712.10, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, Abnormal gait, $2,836.61, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, Intervertebral disc disease, $2,836.61, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Injury, $1,539.79, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, Neurologic , $2,836.61, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $588.91, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $298.32, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $300.29, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $304.22, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $339.99, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Animal bite wound, $643.95, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, laceration, $643.95, claim paid on Tuesday, August 30, 2016
  • •    Basset Hound, Lymphadenopathy, $616.50, claim paid on Tuesday, August 30, 2016
  • •    American Shorthair, Aural hematoma, $615.60, claim paid on Tuesday, August 30, 2016
  • •    Boston Terrier, Cervical pain, $287.48, claim paid on Tuesday, August 30, 2016
  • •    Boston Terrier, Neck stiffness, $287.48, claim paid on Tuesday, August 30, 2016
  • •    Boston Terrier, Limping, $287.48, claim paid on Tuesday, August 30, 2016
  • •    Border Collie, Diarrhea, $306.15, claim paid on Tuesday, August 30, 2016
  • •    Goldendoodle, Mass(es), $290.03, claim paid on Tuesday, August 30, 2016
  • •    Goldendoodle, Cranial cruciate ligament tear, $290.03, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Carcinoma, $4,475.79, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Mass(es), $672.30, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Carcinoma, $653.18, claim paid on Tuesday, August 30, 2016
  • •    Labradoodle, Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $274.67, claim paid on Tuesday, August 30, 2016
  • •    Siberian, Foreign body, $1,280.36, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $296.10, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Vomiting, $269.71, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Diarrhea, $269.71, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Sarcoma, $379.74, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Tumor, $379.74, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Abnormal, $1,009.67, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Ataxic gait, $1,009.67, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, Carcinoma, $1,464.56, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, IBD - Inflammatory bowel disease, $1,464.56, claim paid on Tuesday, August 30, 2016
  • •    Havanese, Anorexia, $918.62, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, Foreign body, $803.70, claim paid on Tuesday, August 30, 2016
  • •    Dalmatian, Foreign body in digestive tract, $1,041.11, claim paid on Tuesday, August 30, 2016
  • •    Great Dane, Hypoadrenocorticism (Addison's disease), $3,699.69, claim paid on Tuesday, August 30, 2016
  • •    Dalmatian, Seizure, $1,041.11, claim paid on Tuesday, August 30, 2016
  • •    Rat Terrier, Anxiety, $472.50, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Diarrhea, $305.53, claim paid on Tuesday, August 30, 2016
  • •    Schipperke, Diabetes, $264.44, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, lymphoma, $536.04, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, lymphoma, $250.13, claim paid on Tuesday, August 30, 2016
  • •    Saint Bernard, Osteosarcoma of bone, $348.80, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Vomiting, $264.60, claim paid on Tuesday, August 30, 2016
  • •    Nova Scotia Duck Tolling Retriever, Hip dysplasia, $3,600.00, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Hip dysplasia, $263.95, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Iliopsoas strain, $263.95, claim paid on Tuesday, August 30, 2016
  • •    Doberman Pinscher, Cruciate injury , $3,170.90, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Fever, $1,198.75, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Cushing's disease, $269.37, claim paid on Tuesday, August 30, 2016
  • •    Poodle-Miniature, Abscess, $434.43, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, Cough, $293.57, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, Enlarged lymph node, $293.57, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, lymphoma, $293.57, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Carcinoma, $3,295.40, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Lesion, $3,295.40, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Limping, $593.34, claim paid on Tuesday, August 30, 2016
  • •    Boxer, Mast cell tumor, $586.91, claim paid on Tuesday, August 30, 2016
  • •    Dachshund - Standard Wire Haired, Diabetes, $253.58, claim paid on Tuesday, August 30, 2016
  • •    Dachshund - Standard Wire Haired, Abnormal, $253.58, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Lameness, $343.32, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Vomiting, $1,087.27, claim paid on Tuesday, August 30, 2016
  • •    Dachshund, Leukopenia, $410.77, claim paid on Tuesday, August 30, 2016
  • •    Dachshund, Abnormal, $410.77, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Vaccine-induced fibrosarcoma, $3,025.08, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Otitis, $1,487.16, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Lameness, $1,487.16, claim paid on Tuesday, August 30, 2016
  • •    Puli, Epilepsy, $289.16, claim paid on Tuesday, August 30, 2016
  • •    Puli, Seizure, $289.16, claim paid on Tuesday, August 30, 2016
  • •    Puli, Otitis, $289.16, claim paid on Tuesday, August 30, 2016
  • •    Pomeranian, Foreign material ingestion(Ingestion of foreign material), $1,107.67, claim paid on Tuesday, August 30, 2016
  • •    Chesapeake Bay Retriever, Bloody diarrhea, $342.83, claim paid on Tuesday, August 30, 2016
  • •    Chesapeake Bay Retriever, Vomiting, $342.83, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Lethargy, $1,405.38, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Otitis, $1,405.38, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Anorexia, $1,405.38, claim paid on Tuesday, August 30, 2016
  • •    Siberian Husky, Mass(es), $444.03, claim paid on Tuesday, August 30, 2016
  • Border Collie, Lump, $368.82, claim paid on Tuesday, August 30, 2016
  • •    Pug, Periodontal disease, $1,790.27, claim paid on Tuesday, August 30, 2016
  • •    Abyssinian, Cystitis, $580.55, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Hypoadrenocorticism (Addison's disease), $435.94, claim paid on Tuesday, August 30, 2016
  • •    Greyhound, Lump, $1,564.56, claim paid on Tuesday, August 30, 2016
  • •    Greyhound, Lump, $688.50, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Papilloma, $445.00, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), lymphoma, $2,342.19, claim paid on Tuesday, August 30, 2016
  • •    Sphynx, Foreign body in digestive tract, $2,209.68, claim paid on Tuesday, August 30, 2016
  • •    Labrador Retriever (Chocolate), Foreign material ingestion(Ingestion of foreign material), $674.09, claim paid on Tuesday, August 30, 2016
  • •    Cavalier King Charles Spaniel, Furunculosis, $466.83, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Loss of appetite, $3,537.37, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Lethargic, $3,537.37, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Polyuria and polydipsia, $3,537.37, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Loss of appetite, $435.36, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Otitis externa, $435.36, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Lethargic, $435.36, claim paid on Tuesday, August 30, 2016
  • •    Irish Setter, Polyuria and polydipsia, $435.36, claim paid on Tuesday, August 30, 2016
  • •    Rottweiler, Cranial cruciate ligament tear, $2,297.69, claim paid on Tuesday, August 30, 2016
  • •    Bernese Mountain Dog, Pain, $274.23, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $599.73, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Injury, $1,712.10, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, Abnormal gait, $2,836.61, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, Intervertebral disc disease, $2,836.61, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Injury, $1,539.79, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, Neurologic , $2,836.61, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $588.91, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $298.32, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $300.29, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $304.22, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Mass(es), $339.99, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Animal bite wound, $643.95, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, laceration, $643.95, claim paid on Tuesday, August 30, 2016
  • •    Basset Hound, Lymphadenopathy, $616.50, claim paid on Tuesday, August 30, 2016
  • •    American Shorthair, Aural hematoma, $615.60, claim paid on Tuesday, August 30, 2016
  • •    Boston Terrier, Cervical pain, $287.48, claim paid on Tuesday, August 30, 2016
  • •    Boston Terrier, Neck stiffness, $287.48, claim paid on Tuesday, August 30, 2016
  • •    Boston Terrier, Limping, $287.48, claim paid on Tuesday, August 30, 2016
  • •    Border Collie, Diarrhea, $306.15, claim paid on Tuesday, August 30, 2016
  • •    Goldendoodle, Mass(es), $290.03, claim paid on Tuesday, August 30, 2016
  • •    Goldendoodle, Cranial cruciate ligament tear, $290.03, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Carcinoma, $4,475.79, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Mass(es), $672.30, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Carcinoma, $653.18, claim paid on Tuesday, August 30, 2016
  • •    Labradoodle, Hit by car(Victim, pedestrian in vehicular AND/OR traffic accident), $274.67, claim paid on Tuesday, August 30, 2016
  • •    Siberian, Foreign body, $1,280.36, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Allergy (Allergic), $296.10, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Vomiting, $269.71, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Diarrhea, $269.71, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Sarcoma, $379.74, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Tumor, $379.74, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Abnormal, $1,009.67, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Ataxic gait, $1,009.67, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, Carcinoma, $1,464.56, claim paid on Tuesday, August 30, 2016
  • •    American Pitbull Terrier, IBD - Inflammatory bowel disease, $1,464.56, claim paid on Tuesday, August 30, 2016
  • •    Havanese, Anorexia, $918.62, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, Foreign body, $803.70, claim paid on Tuesday, August 30, 2016
  • •    Dalmatian, Foreign body in digestive tract, $1,041.11, claim paid on Tuesday, August 30, 2016
  • •    Great Dane, Hypoadrenocorticism (Addison's disease), $3,699.69, claim paid on Tuesday, August 30, 2016
  • •    Dalmatian, Seizure, $1,041.11, claim paid on Tuesday, August 30, 2016
  • •    Rat Terrier, Anxiety, $472.50, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Diarrhea, $305.53, claim paid on Tuesday, August 30, 2016
  • •    Schipperke, Diabetes, $264.44, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, lymphoma, $536.04, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, lymphoma, $250.13, claim paid on Tuesday, August 30, 2016
  • •    Saint Bernard, Osteosarcoma of bone, $348.80, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Vomiting, $264.60, claim paid on Tuesday, August 30, 2016
  • •    Nova Scotia Duck Tolling Retriever, Hip dysplasia, $3,600.00, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Hip dysplasia, $263.95, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Iliopsoas strain, $263.95, claim paid on Tuesday, August 30, 2016
  • •    Doberman Pinscher, Cruciate injury , $3,170.90, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Fever, $1,198.75, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Cushing's disease, $269.37, claim paid on Tuesday, August 30, 2016
  • •    Poodle-Miniature, Abscess, $434.43, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, Cough, $293.57, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, Enlarged lymph node, $293.57, claim paid on Tuesday, August 30, 2016
  • •    English Bulldog, lymphoma, $293.57, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Carcinoma, $3,295.40, claim paid on Tuesday, August 30, 2016
  • •    Golden Retriever, Lesion, $3,295.40, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Limping, $593.34, claim paid on Tuesday, August 30, 2016
  • •    Boxer, Mast cell tumor, $586.91, claim paid on Tuesday, August 30, 2016
  • •    Dachshund - Standard Wire Haired, Diabetes, $253.58, claim paid on Tuesday, August 30, 2016
  • •    Dachshund - Standard Wire Haired, Abnormal, $253.58, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Lameness, $343.32, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Vomiting, $1,087.27, claim paid on Tuesday, August 30, 2016
  • •    Dachshund, Leukopenia, $410.77, claim paid on Tuesday, August 30, 2016
  • •    Dachshund, Abnormal, $410.77, claim paid on Tuesday, August 30, 2016
  • •    Domestic Shorthair, Vaccine-induced fibrosarcoma, $3,025.08, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Otitis, $1,487.16, claim paid on Tuesday, August 30, 2016
  • •    Shar Pei, Lameness, $1,487.16, claim paid on Tuesday, August 30, 2016
  • •    Puli, Epilepsy, $289.16, claim paid on Tuesday, August 30, 2016
  • •    Puli, Seizure, $289.16, claim paid on Tuesday, August 30, 2016
  • •    Puli, Otitis, $289.16, claim paid on Tuesday, August 30, 2016
  • •    Pomeranian, Foreign material ingestion(Ingestion of foreign material), $1,107.67, claim paid on Tuesday, August 30, 2016
  • •    Chesapeake Bay Retriever, Bloody diarrhea, $342.83, claim paid on Tuesday, August 30, 2016
  • •    Chesapeake Bay Retriever, Vomiting, $342.83, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Lethargy, $1,405.38, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Otitis, $1,405.38, claim paid on Tuesday, August 30, 2016
  • •    Mixed Breed (Dog), Anorexia, $1,405.38, claim paid on Tuesday, August 30, 2016
  • •    Siberian Husky, Mass(es), $444.03, claim paid on Tuesday, August 30, 2016
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