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Dog Insurance in Canada

The breadth and depth of our medical insurance coverage for dogs comes from our absolute love of dogs. Every dog. Breed, size, age, mix, you name it. We love dogs. And we love seeing dogs get well.

We understand pooches from head to tail

No matter what kind of dog you have, we’ve probably had experience helping another owner with that same type of dog get the best medical care their dog needed for an illness or injury. Our dog insurance also covers congenital or hereditary conditions.

We’ve been helping Canadians and their dogs since 1998, and we’d like to help you, too. We’d love for you to say: “Do whatever it takes,” to your veterinarian.

We offer fair premiums and deductible amounts

When you get a dog insurance quote from us, it is very thoroughly researched to be fair and affordable. We base it on your specific dog – breed, age, gender, and whether he/she has been neutered/spayed -- our research about other dogs like yours, the cost of veterinary care in your area, and your deductible amount.

We reimburse 90% of all covered costs*

If your puppy, adult, or senior gets sick or injured, we reimburse 90% of all covered costs of veterinary care, including: diagnostic testing, surgeries, medications, hospitalization, and medical care from emergency veterinary clinics and veterinary specialists. You are responsible for applicable taxes, the exam fee, and your deductible (if you choose to have one).

We don’t have payout limits

Without payout limits, you can take your dog to the veterinarian for an accident or illness whenever you need to. We’ll continue to help you as long as your dog needs us to.


Bella

Bella

"When we brought home our yellow lab pup, Bella, she seemed very healthy. At about 9 months, we noticed she was have trouble with her back legs. She was diagnosed with bilateral medial patellar luxation. The x-rays, surgeries, medications, and check-up visits to our veterinarian totaled over $10,000, and Trupanion paid 90%. She is now a happy, healthy 4-year-old dog, taking special vitamins for her knees. Thanks to Trupanion for all they are doing for Bella."
Lynda S., Toronto, ON 

Ruby

Ruby

"My sweet golden retriever/Newfoundland, Ruby, was diagnosed with advanced hip dysplasia at only 6 months old! She has had to have multiple surgeries, but lives a happy, albeit slow life. She is my absolute joy, and I owe my continued time with her to Trupanion."
Jennifer J., Vancouver, B.C. 

"In less than a month as a new customer, we submitted nearly $9,000 in veterinary bills to Trupanion. They responded quickly, provided us with constant updates, and we were pleasantly surprised by the amount reimbursed. We have strongly recommended Trupanion to all our pet-loving friends. "In less than a month as a new customer, we submitted nearly $9,000 in veterinary bills to Trupanion. They responded quickly, provided us with constant updates, and we were pleasantly surprised by the amount reimbursed. We have strongly recommended Trupanion to all our pet-loving friends."
- Ren A., Ojai, CA
Condition: Rat poison ingestion and snake bite
Trupanion Paid: $6,643.91
"Trupanion has saved Cheech’s life. We've already spent over $25,000 and are nowhere close to being finished with treatments or medications. Trupanion has been there every step of the way. Cheech is not a pet to me, he's like a child, and Trupanion has helped me keep him here longer than he would have been. For that I am forever grateful for the help, love, and support. Thank you, Trupanion, ..." Read More "Trupanion has saved Cheech’s life. We've already spent over $25,000 and are nowhere close to being finished with treatments or medications. Trupanion has been there every step of the way. Cheech is not a pet to me, he's like a child, and Trupanion has helped me keep him here longer than he would have been. For that I am forever grateful for the help, love, and support. Thank you, Trupanion, for saving my boy."
- Ary, Brentwood, CA
Condition: Valley Fever
Trupanion Paid: $27,429.85
"Our regular vet recommended we look into Trupanion. He told us that Trupanion was the best company he'd worked with. This sentiment was echoed at each step of Chief’s journey. They've been wonderful. We've had over $40,000 in bills so far, and Trupanion has happily paid 90% as promised. Needless to say, we highly recommend Trupanion to any pet owner. Their dedication has been just as..." Read More "Our regular vet recommended we look into Trupanion. He told us that Trupanion was the best company he'd worked with. This sentiment was echoed at each step of Chief’s journey. They've been wonderful. We've had over $40,000 in bills so far, and Trupanion has happily paid 90% as promised. Needless to say, we highly recommend Trupanion to any pet owner. Their dedication has been just as critical to Chief’s survival as the skill of his vets."
- Kent & Amanda M., Navato, CA
Condition: Respiratory arrest and paralysis
Trupanion Paid: $39,308.40
"By the time Elphie was out of recovery and ready for pick up, my claim was approved! I was able to simply pick her up and go home. It was such a relief not having to deal with any unnecessary forms or multiple phone calls regarding billing. All I had to think about was my dog. Elphie and I thank you. "By the time Elphie was out of recovery and ready for pick up, my claim was approved! I was able to simply pick her up and go home. It was such a relief not having to deal with any unnecessary forms or multiple phone calls regarding billing. All I had to think about was my dog. Elphie and I thank you."
- Maria O., Fairfield, CA
Condition: Ingested fish hooks
Trupanion Paid: $1,082.72
"If you love and treat your animals as though they're your children, as I do, you can’t afford not to have Trupanion! I tell everyone I know with pets the value of having Trupanion. Trupanion helps me give my Junior the very best care so he can live a long and healthy life. "If you love and treat your animals as though they're your children, as I do, you can’t afford not to have Trupanion! I tell everyone I know with pets the value of having Trupanion. Trupanion helps me give my Junior the very best care so he can live a long and healthy life."
- Steve J., Napa, CA
Condition: Foxtail in nose, limping, small bone breaks
Trupanion Paid: $12,665.09
"Knowing that Neville was covered by Trupanion left no doubt in my mind that we could move ahead with his medical care and allowed me to focus on his recovery. Every night when Neville climbs under the covers with me and snuggles up, I think of how grateful I am for the gift Trupanion gave us and the gift of life that they gave to Neville. "Knowing that Neville was covered by Trupanion left no doubt in my mind that we could move ahead with his medical care and allowed me to focus on his recovery. Every night when Neville climbs under the covers with me and snuggles up, I think of how grateful I am for the gift Trupanion gave us and the gift of life that they gave to Neville."
- Kristyn K., Livermore, CA
Condition: Urinary blockage
Trupanion Paid: $7,328.07

* Terms and conditions apply, see our policy for details. Residents of Canada, see our policy here.

Trupanion Provides Peace of Mind

  1. One Simple Plan

    To get comprehensive coverage without complexity.

  2. 90% Coverage

    To ease your financial commitment in a time of worry.

  3. No Payout Limits

    To get your pet the best care, whatever the cost.

  4. Vet Direct Pay

    So you don't wait for reimbursement checks.

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