Pet Insurance Providers Coverage Comparison

This comparison chart provides a quick glance of the benefits for each of the below providers.

Click here to view a larger version of the comparison chart.

Compare Pet Insurance Providers for Yourself
  TRUPANION PC Financial PetCare Petsecure Pets Plus Us OSPCA
Provides 90% coverage for treatments of injuries & illnesses Yes No Varies per Plan No Varies per Plan Varies per Pet’s Age
Has no financial limits: Per year, per illness or per pet Yes No No Varies per Plan No Varies per Plan
Covers approved surgeries, diagnostic tests, medications and hospital stays Yes Yes Yes Yes Yes Yes
Covers therapeutic pet foods and dietary supplements Yes Yes Yes No No Yes
Pays customer based on actual veterinarian bill – NOT on pre-determined benefits schedule Yes Yes Yes Yes Yes Yes
Freedom to use any veterinarian at any hospital of your choice Yes Yes Yes Yes Yes Yes
Allows customers to choose their own deductible amount
(including a $0 deductible)
Yes No No No No No

These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of November 12, 2013, as well as a series of company-specific phone interviews conducted from October 22-26, 2012.

If you have any questions for us, or need help understanding anything relating to coverage for your pet, please call our pet-loving customer care team at 800.569.7913. We love talking about pets!