How Much Does Cat Insurance Cost?

The cost of a Trupanion cat health insurance plan depends on the age of your cat at enrollment, your cat’s breed, their gender and the geographical location of your cat. These factors as they apply to your specific cat are taken into account relative to the average costs of a cat to determine your premium.

A flexible deductible option is also available to increase or decrease your monthly premium so you can be assured it will fit your budget. A deductible is the amount of your veterinary bill for which you are responsible before Trupanion starts to cover the costs. You have the option of any deductible amount between $50 and $1,000, as well as the option for no deductible at all.

Trupanion will never raise premiums based on the amount of claims made over your cat’s lifetime or due to your cat aging. The only adjustments you will see in your premium will be based on veterinary inflation or an increase in scope of treatments available for veterinary care.