Kitten Insurance

Young kittens are cute and cuddly, but they can also be crazy and mischievous. That's where insurance can help. Our one simple plan provides medical insurance for cats, and it's a great idea to sign up while your kitten is young to help protect against the unexpected.
Kitten lying down licking front paws.

Enroll early

Your new kitten is at the perfect age to start pet insurance coverage. The best time to enroll your pet is while they are still young and healthy in order to avoid any pre-existing conditions that are excluded from your insurance plan. Because of their curious and rambunctious nature, younger pets have the highest frequency of claims, so insuring your kitten as early as possible can help protect them from any future injuries and illnesses.

Also, enrolling your kitten between the ages of eight weeks and one year guarantees that you’ll pay Trupanion’s lowest rates. Even with veterinary inflation, those who enroll their cats as kittens will pay significantly less than if they originally enrolled their cat at an older age.


When getting a quote for your new kitten, we recommend choosing a low deductible to start out with for your policy. Kittens can be unpredictable in their youth, but a low-deductible pet insurance plan can help reduce the amount you pay out of pocket during an emergency.

Breeding cats

If you plan to keep your kitten intact for breeding purposes, you can enroll them as a breeding pet for coverage of breeding-related conditions. Please see our sample policy for full details.

Despite all this kitten talk, Trupanion does offer insurance for older cats. As long as you sign your cat up by their 14th birthday, your cat can receive lifetime insurance coverage from Trupanion's policy.

Sample claims

Violetta and Musetta

Musetta, 4 months old

Diagnosis: ingested sewing needle

Trupanion Paid: $531.72


Stella, 6 months old

Diagnosis: swallowed string

Trupanion Paid: $2,144.57

*Terms and conditions apply. See the policy for details.

 3 Reasons to Choose Trupanion

  1. One Simple Plan

    One simple and comprehensive plan

  2. 90% Coverage

    We cover 90% of actual veterinary costs*

  3. No Payout Limits

    No dollar limits on the cost of care if your pet becomes sick or injured


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