In order to avoid any pre-existing conditions that would be excluded from your cat insurance plan, it is in your best interest to purchase pet insurance for your cat while he or she is still a young, healthy kitten. Because of their curious and rambunctious nature, younger pets have the highest frequency of claims, so insuring a cat as early as possible will protect them from all future accidents and illnesses.
Also, enrolling your kitten between the ages of eight weeks and one year guarantees you’ll pay Trupanion’s lowest rates. And even with veterinary inflation, cat owners who enroll their cats as kittens will always pay significantly less than if they originally enrolled their cat at an older age.
That said, Trupanion does offer pet insurance for older cats up to 14 years old. And no matter what age your cat is at enrollment, Trupanion will cover him with a lifetime cat insurance policy.