Your new kitten is at the perfect age to start pet insurance coverage. The best time to enroll your pet is while they are still young and healthy in order to avoid any pre-existing conditions that are excluded from your insurance plan. Because of their curious and rambunctious nature, younger pets have the highest frequency of claims, so insuring your kitten as early as possible can help protect them from any future injuries and illnesses.
Also, enrolling your kitten between the ages of eight weeks and one year guarantees that you’ll pay Trupanion’s lowest rates. Even with veterinary inflation, those who enroll their cats as kittens will pay significantly less than if they originally enrolled their cat at an older age.
When getting a quote for your new kitten, we recommend choosing a low deductible to start out with for your policy. Kittens can be unpredictable in their youth, but a low-deductible pet insurance plan can help reduce the amount you pay out of pocket during an emergency.
If you plan to keep your kitten intact for breeding purposes, you can enroll them as a breeding pet for coverage of breeding-related conditions. Please see our sample policy for full details.
Despite all this kitten talk, Trupanion does offer insurance for older cats. As long as you sign your cat up by their 14th birthday, your cat can receive lifetime insurance coverage from Trupanion's policy.