What Is Cat Insurance?

Cat medical insurance helps protect cat owners from the unexpected.

When a cat becomes sick or injured, the cost of veterinary care is immediate, forcing cat owners to make difficult decisions regarding their cat’s health.
A white cat lays on her back

Rather than determining the course of treatment based on finances alone, cat health insurance allows you to determine the course of treatment based on what will be most effective for the health and happiness of your cat. Medical insurance for cats can give you peace of mind, and during such an emotional time, peace of mind is invaluable.

How does it work?

With Trupanion as your cat insurance provider, you will be reimbursed 90%* of covered veterinary costs for your cat. You pay the remaining 10%, as well as your monthly premium, taxes, examination fees and routine preventative care.

Trupanion is not in the business of cost containment, so you are reimbursed based on your actual veterinary bill. We never use benefit fee schedules or "usual and customary" payouts. You will receive 90% coverage for eligible expenses no matter which veterinarian, specialist, or emergency room you visit. No need to search for a specific hospital that offers treatment within a certain price point.

Trupanion cat insurance policies offer no limits per claim, per incident, or per year, and no lifetime payout limit. If you have an unlucky cat that has a lifetime of serious health issues, you will never see a cap on how much you will be reimbursed.

How do I get started?

Enrolling your cat with Trupanion is quick and easy. We don’t require any veterinary exams, and we don’t make you wait a few days to see if you have been approved.

You can get a quote by filling out this form. Once you have your quote, you will be able to adjust your deductible to fit your budget and enroll your cat right away. If you prefer, you can also enroll your cat by calling 855.591.3100 and speaking to one of our customer care partners.

*Terms and conditions apply. See the policy for details.

 3 Reasons to Choose Trupanion

  1. One Simple Plan

    One simple and comprehensive plan

  2. 90% Coverage

    We cover 90% of actual veterinary costs*

  3. No Payout Limits

    No dollar limits on the cost of care if your pet becomes sick or injured


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