The optimal time to insure your dog is while he or she is still a puppy. Claim rates for young dogs are very high, so purchasing puppy health insurance helps ensure they’re healthy and free of pre-existing conditions .
Trupanion is also less expensive when you insure your dog between the ages of eight weeks and one year. And even taking into account veterinary inflation, dog owners who purchase “puppy insurance” will pay a good deal less than if they wait to enroll their dog when he or she is older.
That said, Trupanion does offer dog insurance for full-grown canines, however they must be enrolled before they are 14 years old. And no matter what age your pet is at enrollment, Trupanion will cover him or her over their lifespan.