How Much Is Dog Insurance?
Our monthly dog health insurance premiums are based on four factors:
- Your dog’s age at enrollment
- The dog’s breed
- The dog’s gender
- The location of the dog
To determine your premium, we consider these elements and then match them to the average dog’s veterinary costs.
Depending on your specific budget and situation, you also have the option to choose a pet insurance deductible. A deductible is your out-of-pocket cost before our policy kicks in. You can set your deductible amount anywhere from $50 to $1,000. You also can opt to have no deductible, period.
Trupanion doesn’t raise premiums based on your number of claims or their aggregate cost. Since dog owners have no control over whether their canine friend gets sick or injured, Trupanion does not believe in penalizing them if they need to make claims.
Premiums will also never increase due to your dog aging, as it doesn’t make sense to raise premiums based on such a natural process.
Check out our dog insurance comparison chart, which demonstrates the benefits of Trupanion over competing plans.