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New policies: 855.591.3100 | Customer Care: 888.733.2685
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What Is Dog Insurance?

When your dog gets sick or injured, the last thing you want to think about is how much the right treatment will cost. Dog health insurance from Trupanion helps protect you from that financial burden and makes sure you can focus on getting the best care possible for your pooch.
A happy dog with a red ball in her mouth

Whether your dog has several minor incidents or develops a serious medical condition like cancer, pet insurance shields your budget from unexpected veterinary costs.

Knowing that your dog’s healthcare is covered allows you to determine the course of treatment based on what is most effective for the health and happiness of your dog (not on the size of your wallet).

With dog medical insurance, you can rest assured your canine friend will be taken care of.

How does dog insurance work?

After enrolling with Trupanion, if you need to make a claim, you will be reimbursed 90%* of covered healthcare expenses for your dog. You pay the remaining 10%, as well as your monthly premium, examination fees, and routine preventative care. See our sample policy for more details.

You know what’s best for your pet. That’s why we reimburse you based on your actual veterinary bill and never use benefit fee schedules or “usual and customary” payouts. You can work with your veterinarian of choice, or visit a specialist or emergency room and we will reimburse you the same way. There's no need to search for a specific veterinarian who will treat your pet within a certain price point.

With Trupanion there are also no limits per claim, per incident, or per year, and there is no lifetime payout limit. If you have an unlucky pet that has a lifetime of serious health conditions or ongoing care, you will never see a cap on how much you will be reimbursed.

How do I get started?

Getting your dog enrolled in a Trupanion dog health insurance policy is quick and easy. You don’t have to schedule a veterinary exam, and you’ll know right away if your dog is eligible.

Fill out the quote form above to receive a dog insurance quote. Once you have your quote, you can change the deductible to fit your budget and enroll your dog right away. If you prefer, you can also enroll your dog by calling 855.591.3100 to speak with one of our friendly customer care partners who can work through this with you to provide the right dog insurance coverage for you and your pet.

* Terms and conditions apply. See our policy for details. Residents of WA or CA see our policy here. Residents of all other states and Puerto Rico see our policy here

 3 Reasons to Choose Trupanion

  1. One Simple Plan

    One simple and comprehensive plan

  2. 90% Coverage

    We cover 90% of actual veterinary costs*

  3. No Payout Limits

    No dollar limits on the cost of care if your pet becomes sick or injured

Find out more


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