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Pets are family. And they need medical care just like we do. That's why medical insurance for pets is one of the fastest growing employee benefits in North America. 

Trupanion coverage includes all common breed conditions, sometimes referred to as “congenital” and “hereditary,” which is unique in the industry.

All dogs and cats over 8 weeks and under 14 years of age can enroll for lifelong coverage. And our policies are built for life—we don’t increase premiums because a pet has a birthday or because you made a claim. After all, that’s what insurance is for.

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ONE SIMPLE PLAN

90% COVERAGE

NO PAYOUT LIMITS

VET DIRECT PAY



Our approach to direct pay makes the entire claim process hassle-free

The process of a traditional reimbursement claim is time consuming, confusing, and can end in disappointment if the claim isn’t covered. It doesn’t put the pet owner first, and it means they're always out of pocket, waiting for a reimbursement—sometimes for weeks.

With Trupanion, the pet owner simply pays their part of the bill and we take care of the rest, working directly with the veterinarian. Over 80% of our direct pay claims are closed within 5 minutes. 

And it’s simple to administer! We provide everything you’ll need. And our members love our quick and easy online enrollment process.

*Terms and conditions apply. See the policy for details.

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Thank you for visiting Trupanion.

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