Helping pets every day |
Claim paid $521.27 on 2/4/2012 for Honey, Dog age <1 Cockapoo from Vancouver, British Columbia | Claim paid $761.18 on 2/4/2012 for Chucki, Dog age 7 Maltese from New York, New York | Claim paid $544.95 on 2/4/2012 for Chucki, Dog age 7 Maltese from New York, New York | Claim paid $566.10 on 2/4/2012 for Burton, Dog age 9 Beagle from Westminster, Maryland | Claim paid $2,833.92 on 2/4/2012 for Rocket, Dog age 2 Rottweiler from Calgary, Alberta | Claim paid $640.45 on 2/4/2012 for Squirrel, Dog age <1 Chihuahua (Short Coat) from Edmonton, Alberta | Claim paid $621.00 on 2/4/2012 for Sarge, Dog age 1 English Bulldog from New York, New York | Claim paid $1,461.40 on 2/4/2012 for Harley, Dog age <1 Goldendoodle from Bellingham, Massachusetts | Claim paid $529.65 on 2/4/2012 for Jake, Dog age 1 Mixed Breed from Canaan, New York | Claim paid $4,010.34 on 2/4/2012 for Tessa, Dog age 2 Mixed Breed from SURREY, British Columbia | Claim paid $740.48 on 2/3/2012 for Charley, Dog age 1 Puggle from New York, New York | Claim paid $741.96 on 2/3/2012 for Gabby, Dog age 5 Pug from Pine River, Wisconsin | Claim paid $603.46 on 2/3/2012 for Gabby, Dog age 5 Pug from Pine River, Wisconsin | Claim paid $599.05 on 2/3/2012 for Lulu, Dog age 1 Italian Greyhound from Staten Island, New York | Claim paid $1,065.52 on 2/3/2012 for Reilly, Dog age 4 Labrador Retriever from North Vancouver, British Columbia | Claim paid $805.50 on 2/3/2012 for Brzydal, Dog age 1 English Bulldog from Long Island City, New York | Claim paid $1,600.63 on 2/3/2012 for Leon, Dog age 1 Mixed Breed from San Marcos, California | Claim paid $895.50 on 2/3/2012 for Kallel, Dog age <1 Mixed Breed from Seattle, Washington | Claim paid $1,532.77 on 2/3/2012 for Gabby, Dog age 5 Pug from Pine River, Wisconsin | Claim paid $869.59 on 2/3/2012 for JACK, Dog age 2 Labrador Retriever (Yellow) from New York, New York |

Pet Insurance Comparison with PetCare

Click on a company name below to compare pet insurance plans.

Trupanion offers a 30 day
money-back guarantee.

30 day guarantee

Pet Health Insurance Quote

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Common Policy Questions Trupanion PetCare

Question:

Plan compared:
Based on Labrador Retriever dog and Domestic Shorthaired cat both under 1 year old residing in Toronto, ON M9M 0B9.
Featured plan is based on the example above; actual coverage availability may vary based on pet breed, age, and location. Does not include sign up or administration fees.

Trupanion:

*Based on breed and age examples to the left.

Trupanion Plan 90% coverage, no payout limits ($100 deductible selected)

PetCare:

*Based on breed and age examples to the left.

MasterCare Premiere (Selected plan: 90% coverage, $100 Deductible, $6,500 per accident limit, $7,000 per illness category limit)

Question:

What is covered
if my pet is sick or injured?

Trupanion:

All diagnostic tests, surgeries, medications, treatment, hospitalization, supplements, therapeutic pet foods1,2, and orthotic devices2 for accidents and illnesses (including those for hereditary and congenital disorders).
1We cover ½ the cost of the food to assist in the care of your pet; A discount on your premium after 2 months of coverage
2Subject to regulatory approval in your area.

PetCare:

Diagnostic tests, surgeries, treatment for accidents and illnesses.

Question:

How is reimbursement calculated?

Trupanion:

90% of actual veterinary bill for costs arising from injury or illness, less the veterinary exam fee and deductible, if selected.

PetCare:

80% or 90% (depending on choice) of actual costs arising from injury or illness, after annual deductible is met, up to per incident limit and per illness category limit.

Question:

What are the
policy payout limits?

Trupanion:

No payout limit over the life of your pet, with no limits per year, claim, illness, procedure, or condition.

PetCare:

$1,000-$6,500 per incident limits for accidents and $3,000-$7,000 per illness category limits (PetCare has 12 illness categories), depending on plan choice. Maximum lifetime illness limits of $78,000 for cats and $84,000 for dogs.

Question:

What are my deductible options?

Trupanion:

You have the option to select a lifetime per-incident deductible of $0 or any deductible amount from $50 to $1000 in increments of $5.

PetCare:

$100 annual deductible for pets under 5
$150 annual deductible for pets between 5-10
$250 annual deductible for pets 10 and up

Question:

Are hereditary and congenital conditions covered?

Trupanion:

Yes.

PetCare:

Yes.

Question:

Is alternative therapy coverage available?

Trupanion:

Yes with Optional Benefits* package for an additional cost.
*Subject to regulatory approval in your area.

PetCare:

Yes.

Question:

Are prescription medications covered?

Trupanion:

Yes.

PetCare:

Yes.

Question:

Are prescription diets and supplements covered?

Trupanion:

Yes* when prescribed to treat injuries and illnesses covered by this policy. We cover ½ of the cost of food to assist in the care of your pet, then we provide a discount on your premium after 2 months of coverage.
*Subject to regulatory approval in your area.

PetCare:

Yes.

Question:

What are some important exclusions I should be aware of?

Trupanion:

  1. Pre-existing conditions
  2. Hip dysplasia - optional coverage for dogs and cats*
*Subject to regulatory approval in your area.

PetCare:

  1. Pre-existing conditions
  2. Most congenital & hereditary conditions, depending on plan choice
  3. Recurring illnesses unless purchase most expensive plans
  4. Any illness not covered within 12 illness categories; please note: not all plans cover all 12 illness categories
  5. Chinese Shar Pei pure and cross breed dogs are not eligible for illness coverage
"Dear Trupanion, Thank you for making it easier for people to get the care they need for their pets. We’ve seen a lot of lives saved at our vet clinic because people with pet insurance didn’t have to worry about treatment costs." Read more

Pet Insurance Comparison Charts Disclosure

The description of PetCare's policy was not furnished by American Pet Insurance Company. If there are questions regarding the illustration, please contact an agent of PetCare.

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