We have one simple pet insurance plan for your dog or cat. Because all Trupanion-insured pets enroll with the same pet insurance plan, you can be sure you are getting the best coverage we have to offer. The comprehensive policy covers surgeries, diagnostic tests, medications, treatments, and hospital stays if your pet gets sick or injured. We also reimburse from your actual veterinary bill so you don’t have to worry about a predetermined benefit schedule.
Depending on your specific budget and situation, you have the option to choose your own pet health insurance deductible, including the option for no deductible at all, or any amount from $50 to $1,000. Adjusting your deductible allows you to select a monthly premium that best suits your budget. It’s completely flexible and up to you.
Trupanion sets fair pet insurance premiums. Your cost is determined by the breed of your pet, their age, their gender, whether they are spayed or neutered, and your local cost of veterinary care.* Rates will occasionally be adjusted to reflect the current cost of veterinary care in your region, but your pet’s premium will never increase due to filing claims. We don’t believe in penalizing unlucky pets. After all, unexpected injuries and illnesses are why you have pet medical insurance in the first place!