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Priced for the lifetime health of your pet

  • ✔ Transparent and customizable pricing
  • ✔ Designed with your pet in mind
  • ✔ You always get value at a fair cost
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Get your pet's quote

We love informed decisions. See our policy for full coverage details.

Number 1 in Canada!

Founded in Canada in 2000, we now insure more pets than any other Canadian company.

Based on 2018 Trupanion data

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Get top coverage for the things your pet is most likely to experience

Illnesses and injuries, such as:

  • Bite wounds
  • Foreign body ingestion
  • Patella luxation
  • Allergies
  • Kidney disease
  • Upper respiratory infections
  • Urinary obstructions
  • And more

Breed-specific conditions, such as:

  • Cherry eye
  • Diabetes
  • Hip dysplasia
  • Thyroid disease
  • Cancer
  • Heart disease
  • And more

Miscellaneous:

  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Herbal therapy
  • Prosthetic devices and carts
  • And more

We love informed decisions. See our policy for full coverage details.

Choose a deductible that works for you

Find out exactly how you benefit from a Trupanion policy that features a lifetime per condition deductible, specifically designed to help your pet and protect your wallet.

Lifetime per condition deductible icon

Our policy is unique because we offer a lifetime per condition deductible. You pay a deductible only when your pet develops a new condition.

90% coverage

Once your deductible is paid, your policy begins paying out at 90% for anything related to that condition for the rest of your pet's life.

No annual deductible

Most traditional pet insurance companies offer an annual deductible. However, we are against making owners pay multiple times for a condition that is diagnosed once.

We love informed decisions. See our policy for full coverage details.

Reimbursement is a thing of the past

We can pay claims in as little as 5 minutes at participating hospitals. That means no more paying the full bill out of pocket, submitting paper claims, and then waiting for approval and reimbursement.

QUICK AND EASY CHECKOUT
Find out the status of your claim and what is covered in minutes

NO MORE PAPERWORK
Say goodbye to filing claims and waiting for reimbursement checks

AFFORDABLE CARE
Pay only your portion and we pay the rest directly to your veterinarian

We love informed decisions. See our policy for full coverage details.

Webster testimonial picture

"When we picked Webster up from the veterinarian and got our bill, Trupanion paid its portion (90%), and we only had to cover the deductible and remaining 10% of costs. This was such a relief because we didn't have to cover Webster's entire bill out of pocket - instead, we could focus on his recovery."

"Out of a $64,000 claimed veterinary bill, Trupanion covered the eligible $57,000 and truly have no limit. They were there for Amethyst no matter what – they even paid directly to the hospital! I wouldn’t have my Amethyst if it wasn’t for Trupanion."

Amethyst testimonial picture

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Our policy is designed with your pet in mind

No birthday pricing

We don't automatically raise rates just because your pet gets older.

90% reimbursement with no payout limits

We reimburse all eligible claims at 90% with no caps or limits on how much we'll pay.

No claim penalties

We will never raise your pet's rate no matter how many claims you file with us.

We love informed decisions. See our policy for full coverage details.

VPI/Nationwide can drop your coverage if you file too many claims. TheTrupanion policy will never drop your coverage or penalize you for filing claims.

Healthy Paws limits coverage for older pets. The Trupanion policy does not discriminate based on age.

Embrace makes you wait 6 months for full policy coverage. The Trupanion policy has a standard waiting period of 30 days.

Plus, Trupanion pet health insurance is the only company who can reimburse veterinarians directly with our unique software system.

Trupanion offers a deductible that works for you

Our deductible was invented to help your pet and protect your wallet.

We think it’s important for you to know exactly how you benefit from a Trupanion policy that features a lifetime per condition deductible.

Lifetime per condition deductible icon

A Trupanion policy is unique because we offer a lifetime per condition deductible. You pay a deductible only when your pet develops a new condition. A condition is any unexpected injury or illness and any additional medical issues that occur as a result.

90% coverage

Once your deductible is paid, your policy begins paying out at 90% for anything related to that condition for the rest of your pet's life.

No annual deductible

Most pet insurance companies offer an annual deductible. However, we are against making owners pay multiple times for a condition that is diagnosed once.

We love informed decisions. See our policy for full coverage details.

Plus you get top coverage for the things your pet is most likely to experience

 

You're covered for:

Illnesses and injuries, such as:

  • Bite wounds
  • Foreign body ingestion
  • Patella luxation
  • Allergies
  • Kidney disease
  • Upper respiratory infections
  • Urinary obstructions

Conditions your breed may be prone to (hereditary and congenital) such as:

  • Cherry eye
  • Diabetes
  • Hip dysplasia
  • Thyroid disease
  • Cancer
  • Heart disease

Miscellaneous:

  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Herbal therapy
  • Prosthetic devices and carts

We love informed decisions. See our policy for full coverage details.

We're here when you need us, call us at 855.690.8146

Let our award-winning customer care specialists take it from here. We're even available 24/7!

Get your pet's quote
Tap to call

Or pick your price online

Amethyst testimonial picture

"Out of a $64,000 claimed veterinary bill, Trupanion covered the eligible $57,000 and truly have no limit. They were there for Amethyst no matter what – they even paid directly to the hospital! I wouldn’t have my Amethyst if it wasn’t for Trupanion."