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Priced for the lifetime health of your pet

  • ✔ Transparent coverage
  • ✔ Designed with your pet in mind
  • ✔ You always get value at a fair cost
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Get your pet's quote

We love informed decisions. See our policy for full coverage details.

Number 1 in Canada!

Founded in Canada in 2000, we now insure more pets than any other Canadian company.

Based on 2018 Trupanion data

Get my pet's quote

Get top coverage for the things your pet is most likely to experience

Illnesses and injuries, such as:

  • Bite wounds
  • Foreign body ingestion
  • Patella luxation
  • Allergies
  • Kidney disease
  • Upper respiratory infections
  • Urinary obstructions
  • And more

Breed-specific conditions, such as:

  • Cherry eye
  • Diabetes
  • Hip dysplasia
  • Thyroid disease
  • Cancer
  • Heart disease
  • And more

Miscellaneous:

  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Herbal therapy
  • Prosthetic devices and carts
  • And more

We love informed decisions. See our policy for full coverage details.

Choose a deductible that works for you

Find out exactly how you benefit from a Trupanion policy that features a lifetime per condition deductible, specifically designed to help your pet and protect your wallet.

Lifetime per condition deductible icon

Our policy is unique because we offer a lifetime per condition deductible. You pay a deductible only when your pet develops a new condition.

90% pet insurance coverage for cats and dogs icon

Once your deductible is paid, your policy begins paying out at 90% for anything related to that condition for the rest of your pet's life.

No annual deductible

Most traditional pet insurance companies offer an annual deductible. However, we are against making owners pay multiple times for a condition that is diagnosed once.

We love informed decisions. See our policy for full coverage details.

Waiting for reimbursement is a thing of the past

We can pay claims in as little as 5 minutes at participating hospitals. That means no more paying the full bill out of pocket, submitting paper claims, and then waiting for approval and reimbursement.

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QUICK AND EASY CHECKOUT
Find out the status of your claim and what is covered in minutes

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NO MORE PAPERWORK
Say goodbye to filing claims and waiting for reimbursement checks

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AFFORDABLE CARE
Pay only your portion and we pay the rest directly to your veterinarian

We love informed decisions. See our policy for full coverage details.

Webster testimonial picture

"When we picked Webster up from the veterinarian and got our bill, Trupanion paid its portion, and we only had to cover [the remaining costs]. This was such a relief because we didn't have to cover Webster's entire bill out of pocket - instead, we could focus on his recovery."

"Out of a $64,000 claimed veterinary bill, Trupanion covered the eligible $57,000 and truly have no limit. They were there for Amethyst no matter what – they even paid directly to the hospital! I wouldn’t have my Amethyst if it wasn’t for Trupanion."

Amethyst testimonial picture

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Our policy is designed with your pet in mind

No birthday pricing

We don't automatically raise rates just because your pet gets older.

No Payout Limits

We never place caps or limits on how much we'll pay.

No claim penalties

We will never raise your pet's rate no matter how many claims you file with us.

We love informed decisions. See our policy for full coverage details.

VPI/Nationwide can drop your coverage if you file too many claims. Trupanion will never drop your coverage or penalize you for filing claims.

Healthy Paws limits coverage for older pets. Trupanion does not discriminate based on age.

Embrace makes you wait 6 months for full policy coverage. There are no long waits with Trupanion.

Plus, Trupanion pet health insurance is the only company who can reimburse veterinarians directly with our unique software system.

Trupanion offers a deductible that works for you

Our deductible was invented to help your pet and protect your wallet.

We think it’s important for you to know exactly how you benefit from a Trupanion policy that features a lifetime per condition deductible.

Lifetime per condition deductible icon

A Trupanion policy is unique because we offer a lifetime per condition deductible. You pay a deductible only when your pet develops a new condition. A condition is any unexpected injury or illness and any additional medical issues that occur as a result.

90% pet insurance coverage for cats and dogs icon

Once your deductible is paid, your policy begins paying out at 90% for anything related to that condition for the rest of your pet's life.

No annual deductible

Most pet insurance companies offer an annual deductible. However, we are against making owners pay multiple times for a condition that is diagnosed once.

We love informed decisions. See our policy for full coverage details.

Plus you get top coverage for the things your pet is most likely to experience

 

You're covered for:

Illnesses and injuries, such as:

  • Bite wounds
  • Foreign body ingestion
  • Patella luxation
  • Allergies
  • Kidney disease
  • Upper respiratory infections
  • Urinary obstructions

Conditions your breed may be prone to (hereditary and congenital) such as:

  • Cherry eye
  • Diabetes
  • Hip dysplasia
  • Thyroid disease
  • Cancer
  • Heart disease

Miscellaneous:

  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Herbal therapy
  • Prosthetic devices and carts

We love informed decisions. See our policy for full coverage details.

We're here when you need us, call us at 855.690.8123

Let our award-winning customer care specialists take it from here. We're even available 24/7!

Get your pet's quote
Get my pet's quote
Amethyst testimonial picture

"Out of a $64,000 claimed veterinary bill, Trupanion covered the eligible $57,000 and truly have no limit. They were there for Amethyst no matter what – they even paid directly to the hospital! I wouldn’t have my Amethyst if it wasn’t for Trupanion."