We're VCA Canada's strategic partner for pet medical insurance, and together, we'll make sure your pet stays happy and healthy

The Trupanion policy was created to help your four-legged family members get the best veterinary care when they’re sick or injured. Simply put, we offer one simple plan that covers 90% of all eligible unexpected illnesses or injuries throughout your pet’s life. Rest assured knowing your pet can receive the best veterinary care, without worrying about the cost.

One simple plan


All pets get the best coverage we have to offer with one simple plan

90% Coverage


The plan covers 90% of actual veterinary costs for eligible claims once you meet the deductible.*

No payout limits


Your pet receives unlimited lifetime insurance coverage without caps

What does medical insurance cover?

What's covered


  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

Waiting periods

Coverage is applicable to new injuries or illnesses that occur after waiting periods.

Waiting periods are waived when activating a certificate from your veterinarian.

What's not covered


  • Exam fees
  • Sales tax where applicable
  • Wellness & preventive care
  • Pre-existing conditions (an illness or condition which occurred or showed symptoms prior to your pet's coverage effective date)

Terms and conditions apply.  See the full policy for details

Imagine only having to pay a fraction of your next bill

With Trupanion, it’s possible! We’ve modernized the traditional insurance model of paying your full bill at checkout and waiting for a reimbursement check — we just didn’t think that was fair. Trupanion is the only company that offers the ability to pay your hospital directly in minutes at checkout without you having to even touch a paper claim form. This means you only pay your portion of the bill — we’ll pay the rest directly to your hospital in minutes.

Contact us: 888.733.2685


Thank you for visiting Trupanion.


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