Medical insurance for dogs and cats reinvented
We're here for your pet's entire life

UNMATCHED COVERAGE
All eligible claims are covered at 90% with no restrictions on hereditary or congenital issues

UNLIMITED PAYOUTS
No limits or caps on how much the policy will pay out on eligible claims — ever

WE PRICE FAIRLY
Your pet will always be priced at the age at which they enrolled, and we don't raise rates because you file claims
How Trupanion compares to others
Other providers offer
Trupanion
Cheap coverage
This may be appealing at first glance, but what happens after one year with the policy?
- Price can skyrocket year after year
- No coverage for the things most likely to happen to your pet — hereditary and congenital conditions
- Previously covered conditions may now be pre-existing
Mid-range coverage
Some of the concerns with cheap coverage are gone. But what happens when your pet gets older?
- Your rates may automatically increase just because your pet has a birthday
- There may be caps or limits on how much they can pay out in claims
High-quality coverage
At Trupanion, we want to be by your pet's side for their entire life. That means...
- Coverage for hereditary and congenital conditions
- No caps or limits on the amount we pay out
- No automatic rate increases just because your pet celebrates a birthday
We love informed decisions. Check out our full policy for complete coverage details.
Our pets are our family, and we want to give them the same love, comfort and medical care that all members of the family receive
With the Trupanion policy, you're covered for

All illnesses and injuries,
such as:
- Bite wounds
- Foreign body ingestion
- Patela luxation
- Allergies
- Kidney disease
- Upper respiratory infections
- Urinary obstructions

All conditions your breed may be prone to (hereditary and congenital) such as:
- Cherry eye
- Diabetes
- Hip dysplasia
- Thyroid disease
- Cancer
- Heart disease

Other miscellaneous items:
- Diagnostic tests
- Surgeries
- Hospital stays
- Medications
- Veterinary supplements
- Herbal therapy
- Prosthetic devices and carts