Woman holding dogA young woman kisses a puppyWoman holding dog
We reimburse at 90% with no payout limits We cover all unexpected injuries and illnesses We can pay veterinarians directly in as little as 5 minutes

Pet insurance from Trupanion has the ability to save you thousands and keep your best friend by your side

Our policy is our promise that we will support you and your pet during difficult times. You can visit any veterinarian, specialty center, or emergency hospital in the US, Canada, or Puerto Rico. When it comes to the unexpected, we'll be there for life. You're only responsible for the routine and preventive care, the costs you expect to pay as a dog owner.

Rest easier knowing your pet is protected by a Trupanion policy:

  • One simple plan. All pets get the best coverage we have to offer under our one simple plan.
  • No payout limits. Your pet receives unlimited lifetime insurance coverage without caps.
  • Loved by veterinarians. Veterinarians around the country recommend Trupanion, because they know that we care passionately about pets.

Terms and conditions apply.  See the full policy for details

We do what it takes to help your best friend get better

No claim penalties

We will never raise your pet's rate no matter how many claims you file with us.

30 day money back guarantee

If for any reason you want to cancel your coverage, just let us know within the first 30 days for a full refund.

Vet Direct Pay available

We'll cover 90% of eligible expenses at any veterinarian, specialty center, or emergency hospital in the U.S., Canada, or Puerto Rico.

Money back guarantee not applicable if you have filed an eligible claim or live in New York. Terms and conditions apply. See the policy for details.

You're covered for

All illnesses and injuries, such as:

  • Bite wounds
  • Foreign body ingestion
  • Patella luxation
  • Allergies
  • Kidney disease
  • Upper respiratory infections
  • Urinary obstructions

All conditions your breed may be prone to (hereditary and congenital) such as:

  • Cherry eye
  • Diabetes
  • Hip dysplasia
  • Thyroid disease
  • Cancer
  • Heart disease


  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Herbal therapy
  • Prosthetic devices and carts
Terms and conditions apply. See the full policy for details.

Here's what our policyholders say about Trupanion

German Shepherd silhouette

Testimonial - Facebook Review

5 out of 5 stars

“Two years and two days ago, Trupanion, The Veterinary Specialty Center and a whole lotta loved ones all helped me save the Infamous Dawg from a softball sized tumor in her lung lobe. They gave us 18 months...she has surpassed that! Claims are fast and easy and they pay my vet directly for all her follow-up care so I just pay my 10%. She needs regular radiographs, blood work, and now palliative care for end of life treatment as her cancer progresses. We are so grateful to Trupanion.”

- Courtney P

A standing cat and a sitting cat silhouette

Testimonial - PetInsuranceReview.com

10 out of 10 stars

“When I needed them they were there! My cat Lizzie lived an additional 2 years after her cancer diagnosis because of her miracle doctors and the financial support we received from Trupanion. They never failed us. They were always courteous and understanding. It was a very difficult time at the end, and they truly cared about her.”

Always waiting, always there

We're here when you need us

Our award-winning customer care specialists are standing by 24/7 to chat about policy details, walk you through the claims process, or provide you with a shoulder to lean on.

Your pet is your best friend for life, and a Trupanion policy was built to be there for the lifetime of you and your pet.