With flexible prices and unlimited coverage, the Trupanion policy puts you and your pet first
What we cover
It’s simple – we cover all unexpected injuries and illnesses. That includes surgeries, diagnostic tests, hospitals stays, medications, and more.
It’s actually easier to list what we don’t cover:
- Pre-existing conditions (issues that have shown signs or symptoms before you enroll)
- Exam fees
- Wellness or preventive care (costs you can expect when you have a pet, like vaccines or flea and tick medicine)
- Sales tax, where applicable
We love informed decisions. See our policy for full coverage details.
With hundreds of deductibles to choose from, you can customize your own price. We offer deductibles as high as $1,000, or as low as $0. Remember, the higher your deductible the lower your monthly cost.
Not sure what to pick? This guide can help.
Fair pricing for your pet’s life
Trupanion is unique because we will always use your pet’s age at enrollment to determine your policy’s price. Unlike other insurance companies, we will never raise rates just because your pet gets older.
Your monthly price will probably change slightly over time due to inflation or the type of veterinary care available where you live, but we will never punish your pet for aging.
Winston | Member since 2012
Conditions: Ulcers, pancreatitis, shortness of breath
Trupanion policy paid: $15,719.19
Neville | Member since 2012
Conditions: Urinary blockage
Trupanion policy paid: $7,328.07