Minority woman with curly hair smiles and snuggles her black and white puppy dogMinority woman with curly hair smiles and snuggles her black and white puppy dogMinority woman with curly hair smiles and snuggles her black and white puppy dog
A LIFETIME OF QUALITY COVERAGE

The Trupanion policy is medical insurance for pets that you can trust


Trupanion has no caps or limits on coverage
 
NO CAPS OR LIMITS ON COVERAGE
Trupanion provides 90% coverage on new illnesses and injuries
90% COVERAGE ON NEW ILLNESSES AND INJURIES
Trupanion does not increase your rates based on filing claims
NO RATE INCREASES FOR FILING CLAIMS

We love informed decisions. See our policy for full coverage details.

What we cover

Quite simply, a Trupanion policy offers unlimited coverage for all unexpected medical bills for your pet’s injuries and illnesses. That can include:

  • Medications and supplements
  • Hospitals stays and surgeries
  • Diagnostic tests
  • Issues that are more common for your pet’s breed – like hip dysplasia, diabetes, or heart disease.

We love informed decisions. See our policy for full coverage details.

Fair pricing for your pet's life

Trupanion is unique because we will always use your pet’s age at enrollment to determine your policy’s price. Unlike other insurance companies, we will never raise rates just because your pet gets older.

Your monthly price will probably change slightly over time due to inflation or the type of veterinary care available where you live, but we will never punish your pet for aging.


A quick phone call could save you thousands of dollars and give you what matters most - more years with your pet. We’re here 24/7 to answer your questions and provide a quick, customizable quote.

Call now: 844.922.1170

Or pick your price online

How claims work

Claim Form icon - submit your invoice
YOU SUBMIT YOUR INVOICE
Claim Form icon - we review your claim
WE REVIEW YOUR CLAIM
Claim Form icon - your claim is closed
WE CLOSE YOUR CLAIM

It’s as easy as that! In fact, you can skip the wait for reimbursement with our ability to pay your veterinarian directly.

  • We accept claims from every veterinarian in the US and Canada so you don’t have to worry about networks
  • You’ll stay updated on your claims status with your personal account
  • No paperwork needed – submit claims easily online
NAPHIA logo

Certified NAPHIA
member since 2007

Trupanion joined the North American Pet Health Insurance Association in its first year of existence. Our goal is to improve the care of the pets we love, and the lives of their caring pet owners.

Why is NAPHIA important?

  • Your pet’s best interests come first
  • You get an advocate for the fair treatment of you and your pet
  • You get transparency into the advancements pet health insurance industry

As a NAPHIA member, Trupanion openly shares information, supports animal welfare organizations, and works with federal and state regulators.

Not every pet health insurance provider is a member of NAPHIA.

Learn more about NAPHIA and their mission.

With hundreds of pricing options, you can fit Trupanion into your budget. Get a no-obligation quote today

 

Pick your price