A young girl with light brown hair kisses her yellow Labrador Retriever dog on the side of his snoutA young girl with light brown hair kisses her yellow Labrador Retriever dog on the side of his snoutA young girl with light brown hair kisses her yellow Labrador Retriever dog on the side of his snout

Priced for the lifetime health of your pet

  • ✔ Available by phone 24/7—get immediate answers to all your questions
  • ✔ 90% coverage with unlimited payouts for accidents and illnesses
  • ✔ No more reimbursement checks—Trupanion can pay your veterinarian in seconds at checkout
Get your pet's quote

We love informed decisions. See our policy for full coverage details.

We're made for times of uncertainty

In times of confusion, we rely on the love of our pets more than ever before. With Trupanion your best friend can have coverage for allergies, broken bones, and even pandemics. Explore these resources to help keep your furry family healthy, and give your pets some extra cuddles from us.

Webinar: Welcoming home a new pet  |  Pet health guide to COVID-19  |  What members need to know


We love informed decisions. See our policy for full coverage details.

A Trupanion medical insurance policy has the ability to save you thousands and keep your best friend by your side

90% COVERAGE WITH UNLIMITED PAYOUTS

Our policy covers surgeries, diagnostic tests, medications, treatments, and hospital stays if your pet gets sick or injured. For the veterinary treatment your pet may need, we'll be there to pay 90% of the eligible bill.

Terms and conditions apply. See the full policy  for details.

Woman holds her dog while sitting at her laptop

90% COVERAGE

Our comprehensive policy covers surgeries, diagnostic tests, medications, treatments, and hospital stays if your pet gets sick or injured. Whatever your pet needs, we'll be there to pay 90% of the eligible bill.

Terms and conditions apply. See the full policy  for details.

SIMPLE & STRESS-FREE CLAIMS

We make it easy to submit invoices when you need us, so you can focus on the important things — snuggles and belly rubs. Just submit your invoice online or by email, we'll take it from there!

A vet examines a dog

SIMPLE CLAIMS

We make it easy to submit invoices when you need us, so you can focus on the important things — snuggles and belly rubs. Just submit your invoice online or by email, we'll take it from there!

VET DIRECT PAY

We can pay your pet’s veterinary bills directly to participating hospitals. All you have to do is pay your portion of the bill at checkout. Claims have never been so easy!

A boy plays with his kitten

VET DIRECT PAY

We can pay your pet’s veterinary bills directly to participating hospitals. All you have to do is pay your portion of the bill at checkout. Claims have never been so easy!

You're covered for

Illnesses and injuries, such as:

  • Bite wounds
  • Foreign body ingestion
  • Patella luxation
  • Allergies
  • Kidney disease
  • Upper respiratory infections
  • Urinary obstructions

Conditions your breed may be prone to (hereditary and congenital) such as:

  • Cherry eye
  • Diabetes
  • Hip dysplasia
  • Thyroid disease
  • Cancer
  • Heart disease

Miscellaneous:

  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Herbal therapy
  • Prosthetic devices and carts
Learn more about our coverage
We love informed decisions. See our policy for full coverage details.

What questions do you have for us?

Talk to one of our pet-loving specialists right now

Call: 855.210.8749

Buying medical insurance for your pet is an important decision, that’s why we’re open 24/7. Whether or not you buy from us, we’re here to help.

Pictured: Marissa and Modie, Trupanion employees since 2015

Here's what our members say about Trupanion

Rexford the cat

 

REXFORD | GWYNN OAK, MD

Condition: Urinary obstruction

REIMBURSED: $19,031.43

"Rexford required multiple surgeries and extended hospitalizations; to know that we had the support of this wonderful company was such a comfort. Trupanion allowed me to focus on Rex and get him the care and treatment he needed without worry. I will never have a pet not covered by Trupanion."

Jeanine F.

Maelee the dog

 

MAELEE | EASTHAM, MA

Condition: Spay complications

REIMBURSED: $34,401.80

"A few days after a healthy spay procedure, Maelee had a horrific accident while recovering at home. Within 24 hours she went from the veterinarian's to the overnight emergency clinic, then on to the emergency hospital. Trupanion was covering Maelee's bills at 90%. Maelee had better health insurance than me!"

Elizabeth S.

Greta the black lab

 

GRETA | SEATTLE, WA

Condition: Abdominal mass

REIMBURSED: $9,269.60

"In a matter of hours my happy little lab went from seeming a bit tired to clearly being very ill. Doctors ordered test after test and her hospitalization dragged on. By the end, her bill was in the five digits and Trupanion processed everything quickly and graciously. I never had to decide between money and what was medically best for my dog."

Rachel B.

Get your pet's quote