Trupanion is your constant companion
Despite our best efforts, our pups can still get sick or injured unexpectedly. Having medical insurance for your dog alleviates the stress of unexpected costs so you can focus on what matters most.
What does medical insurance for dogs cover?
Trupanion provides one simple plan that covers 90% of eligible expenses related to unexpected illnesses and injuries for the life of your furry friend. This includes hospital stays, diagnostic tests, medications, surgeries, and other treatments that arise when your pet is sick or hurt. The 90% coverage kicks in after you meet your deductible, and there are no limits on the amount we reimburse.
Get unlimited and trusted coverage
Trupanion offers 90% coverage and includes unlimited payouts standard for breed-specific conditions — the things most likely to happen to your pet.
Our furry friends are part of our family — and you will be too! Our customer service agents are also pet owners and are available 24/7.
How does medical insurance for dogs work?
Trupanion can pay your veterinarian directly at the time of checkout
How much does medical insurance for dogs cost?
Each of our pets is unique, which is why our prices are not one-size-fits-all. Your dog's monthly price is determined by looking at a few different factors:
You control your deductible and monthly price
We understand that budgets matter, so we’re committed to making medical insurance for dogs affordable. Trupanion gives you the option to choose your dog's monthly price by selecting a deductible from $0 to $1,000, giving you the financial flexibility you need. This is the amount you'll be responsible for before your coverage kicks in. You can lower your deductible in your first 30 days or increase it any time by giving us a call.
Your price will never automatically increase just because your pet gets older
We understand that dogs age just like people do and we will never penalize you for this. Over the life of your dog, you may see periodic adjustments to your dog's premium, which may be an increase or decrease; however, you will never see an automatic increase to your premium as a result of filing a claim or because your pet ages. We also know that you have no control over whether your dog gets sick or injured, which is why we don't penalize our members with increased premiums just because they filed a claim.
Check out our pricing philosophy for more detail.
Life can be ruff, but Trupanion makes it easier
Our pet-loving team is here 24/7/365 to answer your questions and help you find a quote that works for you and your pet.