Pets deserve the best, most comprehensive coverage

We also offer additional coverage that complements our policy

These riders are available at an additional cost.

Recovery and Complementary Care Rider: To fully support your pet with complementary, non-clinical procedures, opt into this rider. You’ll receive coverage for:
Acupuncture, behavioral modification, chiropractic, homeopathy, hydrotherapy, naturopathy, physical therapy, rehabilitative therapy.

Pet Owner Assistance Package: Help your pet outside the veterinary office by receiving coverage for:
Advertising and reward for lost pets, boarding fees in the event you are hospitalized, liability coverage for third-party property damage, cremation or burial for deaths due to an accident, holiday vacation cancellation costs.

You’ll also know what’s not covered

No surprises or fine print here. There are only a few things we don’t cover:

• Exam fees
• Wellness care
• Taxes (when applicable)

Pre-existing conditions are not covered by any pet medical insurance provider. Conditions that showed signs or symptoms during waiting periods or before you enroll are considered pre-existing. We want to help cats and dogs get the care they need. That’s why we have a team of trained veterinary professionals reviewing claims, so we can identify eligible conditions. If we aren’t quite sure if something is pre-existing, we work side-by-side with your veterinarian to review medical records.

We also recommend including our Recovery and Complementary Care package in your policy. For an additional cost, this package covers continuing and non-clinical treatments recommended by veterinarians.

We want pets to have the best possible care

You wouldn’t want to buy the cheapest medical insurance policy for your children, so why buy that for your pet who is as good as family?

Our policy was developed by veterinarians and has been used to protect nearly half a million pets. It covers treatments and procedures related to thousands of conditions so you and your pet feel protected.

No matter your pet’s breed, gender, or age, if they enroll in a Trupanion policy, they will receive our one simple plan that covers all unexpected injuries and illnesses. There are no tiers you can opt into, there are no gold, silver, or bronze plans, there is only our one simple plan that has what it takes to cover your pet when they need it most.

Over 70% of our members enrolled with Trupanion because of a positive recommendation from their friend, family member, or veterinarian.