A yellow Labrador Retriever and a kitten cuddleA dog and cat cuddleCat and dog wrestle

Want to keep your coverage?

Enter your details below to keep the best medical coverage for your pet.

Trupanion was designed by veterinarians to give cats and dogs the best medical coverage possible

No claim penalties

We will never raise your pet's rate no matter how many claims you file with us.

90% reimbursement with no payout limits

We reimburse all eligible claims at 90% with no caps or limits on how much we'll pay.

No birthday pricing

We don't automatically raise rates just because your pet gets older.

We love informed decisions. See our policy for full coverage details.

No matter what price you choose to pay, all pets get the same great coverage from the unexpected

All illnesses and injuries, such as:

  • Bite wounds
  • Foreign body ingestion
  • Patella luxation
  • Allergies
  • Kidney disease
  • Upper respiratory infections
  • Urinary obstructions

All conditions your breed may be prone to (hereditary and congenital) such as:

  • Cherry eye
  • Diabetes
  • Hip dysplasia
  • Thyroid disease
  • Cancer
  • Heart disease


  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Herbal therapy
  • Prosthetic devices and carts

When you need to use your Trupanion coverage, we could reimburse the veterinary hospital directly

Imagine no more paying out of pocket, submitting paper claims, then waiting for approval and reimbursement. All you have to do is pay your portion of the bill and we cover the rest, directly to participating veterinary hospitals.

Vet direct pay process graphic

Above all, we help loving pet owners achieve peace of mind

Award-winning customer care specialists are standing by 24/7 to chat about policy details, walk you through the claims process, or provide you with a shoulder to lean on.

Put us to the test and call: