Young woman nuzzles small multi colored striped kittenYoung woman nuzzles small multi colored striped kittenYoung woman nuzzles small multi colored striped kitten

Take control over your monthly costs

We offer the most flexible payout available, so that you’re in control of your monthly costs. When you sign up, you can pick the payout percentage that works best for your budget and lifestyle.

During your first 30 days, you’ll have unlimited opportunities to increase or decrease the percentage we pay. After that, you may only decrease the payout percentage. Changes take effect the following month.

Trupanion is underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Please visit to review all available pet health insurance products.

Get your pet's quote

How much would you like us to pay?

We don’t believe in limitations or surprises in the small print. So our payout is simple. When you receive a hospital bill for your pet’s treatment, Trupanion pays the percentage that you’ve requested. We’ve even gotten rid of deductibles so you can focus on your pet’s health, not finances.

Payout bill example graphic

You can’t predict if a pet will be lucky, average or unlucky
All pets deserve lifetime coverage with no restrictions on the amount of care they receive

We don’t restrict coverage on the amount of care your pet can receive—period. And we don’t penalize pets just because you file a claim. Unexpected costs might range from $10 to $100,000+. No matter the cost or number of claims, Trupanion will be by your side for lifelong coverage.

Get a quote instantly and peace of mind for life.


Get your pet's quote

Have questions? Call 866.615.0126.
We're available 24/7/365.

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