Protect your fur family
- 90% of eligible costs are covered
- Flexible deductibles
- Coverage for the life of your feline
We love informed decisions. See our policy for full coverage details.
A Trupanion policy is designed with your cat in mind
ONE SIMPLE PLAN
90% OF ELIGIBLE COSTS PAID
DIRECT PAYMENTS TO YOUR VETERINARIAN
What does medical insurance for cats cover and not cover?
What's covered
- New and unexpected illnesses and injuries
- Hereditary and congenital conditions
- Diagnostic tests
- Surgeries
- Hospital stays
- Medications
- Veterinary supplements
- Prosthetic devices and carts
What's not covered
- Exam fees
- Sales tax where applicable
- Wellness and preventive care
- Pre-existing conditions
We love informed decisions. See our policy for full coverage details.
Cats we've helped protect
Brenda | San Francisco, CA
Condition: Congestive heart failure
The Trupanion policy paid:
$13,056.95
Taeho | Jacksonville, FL
Condition: Skin and stomach issues
The Trupanion policy paid:
$2,722.00
Mason | Peyton, CO
Condition: Giardia, Trichomonas, Irritable bowel disease, Pancreatitis, Urinary tract infection
The Trupanion policy paid:
$17,057.92
Why do you need insurance for your cat?
Just like insurance for humans, medical insurance for pets protects against the costs of unexpected illnesses and injuries. Whether your fur baby snags a claw or develops a serious condition such as feline leukemia, Trupanion is here to cover 90% of your eligible out-of-pocket veterinary expenses.
With the best coverage in the industry, we give you the financial ability to care for your kitty family for years to come.
How does cat insurance work?
Medical insurance for cats is simple with Trupanion. You pay a monthly premium that covers new, unexpected illnesses or injuries throughout your cat’s life.
How much does medical insurance for cats cost?
Each cat is unique, which is why our prices are customized to your kitten’s or cat’s situation. The cost of medical insurance for cats varies based on several factors, including:
You control your deductible
Once you get your paws on a quote, choose your monthly premium by selecting a deductible from $0 to $1,000. This is the amount you’ll be responsible for before your coverage kicks in. This gives you the flexibility to set a monthly premium that best fits your budget, and you can lower or increase your deductible in your first 30 days any time by giving us a call.
What might cause my premium to change?
Over the life of your cat, you may see periodic adjustments to your premium, which may be an increase or a decrease. Premium changes are due to deductible changes, if you move to a new address, and the average cost of cats similar to yours based on our claims experience and inflation.
However, you will never see an automatic increase to your premium as a result of filing a claim. We know that you have no control over whether your feline friend gets sick or injured, which is why we don't penalize members with increased premiums solely because they’ve filed a claim.
When should I get medical insurance for my cat or kitten?
The best time to think about insurance for your cat is when they are a kitten or young adult. Every cat is prone to certain types of illnesses and injuries in each stage of life, so it’s important to be prepared every step of the way.