A girl cuddles with a dogA young girl nuzzles a puppyA girl snuggles with a puppy
We reimburse at 90% with no payout limits We cover all unexpected injuries and illnesses We can pay veterinarians directly in as little as 5 minutes

Pet insurance from Trupanion has the ability to save you thousands and keep your best friend by your side

Our policy is our promise that we will support you and your pet during difficult times. You can visit any veterinarian, specialty center, or emergency hospital in the US, Canada, or Puerto Rico. When it comes to the unexpected, we'll be there for life. You're only responsible for the routine and preventive care, the costs you expect to pay as a dog owner.

Rest easier knowing your pet is protected by a Trupanion policy:

  • One simple plan. All pets get the best coverage we have to offer under our one simple plan.
  • No payout limits. Your pet receives unlimited lifetime insurance coverage without caps.
  • Loved by veterinarians. Veterinarians around the country recommend Trupanion, because they know that we care passionately about pets.

Terms and conditions apply.  See the full policy for details

VPI/Nationwide can drop your coverage if you file too many claims. TheTrupanion policy will never drop your coverage or penalize you for filing claims.

Healthy Paws limits coverage for older pets. The Trupanion policy does not discriminate based on age.

Embrace makes you wait 6 months for full policy coverage. The Trupanion policy has a standard waiting period of 30 days.

Plus, Trupanion pet health insurance is the only company who can reimburse veterinarians directly with our unique software system.

You're covered for

Illnesses and injuries, such as:

  • Bite wounds
  • Foreign body ingestion
  • Patella luxation
  • Allergies
  • Kidney disease
  • Upper respiratory infections
  • Urinary obstructions

Conditions your breed may be prone to (hereditary and congenital) such as:

  • Cherry eye
  • Diabetes
  • Hip dysplasia
  • Thyroid disease
  • Cancer
  • Heart disease


  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Herbal therapy
  • Prosthetic devices and carts
We love informed decisions. See the policy for full coverage details.

As featured in:

New York Times
Seattle Times
Wall Street Journal
ABC News
Chicago Tribune
US News

Always waiting, always there

We're here when you need us

Our award-winning customer care specialists are standing by 24/7 to chat about policy details, walk you through the claims process, or provide you with a shoulder to lean on.

Your pet is your best friend for life, and a Trupanion policy was built to be there for the lifetime of you and your pet.