Get the facts about medical insurance for your pet — we're here to help.

Based in Seattle, we are your local connection to pet insurance with a simple, customizable pet insurance policy for your cat or dog.

Check out a few of the great benefits you'll receive when you enroll your pet with the Trupanion policy.



From surgeries to supplements, diagnostic tests, and medications, your pet is covered at 90% for eligible costs to treat any new injuries or illnesses.



You don't need to worry about dollar limits or the cost of care when your pet gets sick or hurt. So whether your pet racks up bills for allergies throughout their life or you need help with a $4,000 veterinary bill, we won't cut off care just because your pet is unlucky.



You can visit any veterinary practice — including specialty, referral, and emergency hospitals — in the US, Canada, and Puerto Rico (plus every US and Canadian military installation in the world).



Choose a monthly premium that works with your budget by adjusting your deductible — anywhere from $0 to $1,000.

*Terms and conditions apply. See the policy for details.

With several pet insurance options, see how we're leading the pack

Embrace Petplan VPI Healthy Paws Pets Best ASPCA
Depends upon the specific plan Depends upon the specific plan No Depends upon the specific plan yes Depends upon where you live
No No No yes No No
yes yes yes yes
No No No No
No yes No No No No
yes yes No yes yes No
yes yes yes yes yes yes
No No No No yes No
Provides 90% coverage for treatments of injuries & illnesses yes
Has no financial limits: Per year, per illness, or per pet yes
Covers approved surgeries, diagnostic tests, medications, & hospital stays yes
Covers prescription pet foods yes
Covers dietary supplements yes
Pays customer based on actual veterinarian bill yes
Freedom to use any veterinarian at any hospital of your choice yes
Allows customers to choose their own deductible amount (including a $0 deductible) yes

If you still have pet insurance questions, we are happy to answer them! Please call Trupanion’s pet-loving customer care team at 855.591.3100. Or if you’d like to see what it would cost to insure your pet, simply click the button above to enter your pet’s information and get a price quote.

These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of August 8, 2014, as well as a series of provider-specific phone interviews and internal research conducted on August 8, 2014. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.

Providers and underwriters as follows:
ASPCA underwritten by United States Fire Insurance Company
Embrace underwritten by American Modern Home Insurance or American Southern Home Insurance (FL only)
Healthy Paws underwritten by ACE Group
Petplan underwritten by AGCS Marine Insurance Company
Pets Best underwritten by Independence American Insurance Company
DVM Insurance Agency (VPI) underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only)


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