Recently, we launched a new policy that enhanced our coverage in several ways and secured Trupanion as the pet medical insurance provider with the most comprehensive accident and illness coverage in North America.
Enhanced Pet Medical Insurance
Expanded core policy We moved 10 of the 17 treatments that were in the Additional Care Package/Rider A to the core policy. The remainder are in the new Recovery and Complementary Care Rider. Our core policy now includes: bone marrow transplants, colloidal silver treatments, gold seed therapy, herbal therapy, hyperbaric oxygen therapy, kidney transplants, platelet rich plasma injections, polyethylene glycol medication, shockwave therapy, and stem cell therapy.
Intact pets are no longer excluded from receiving coverage for prostate problems, hormonal skin conditions, perianal hernias, testicular tumors, perianal tumors, mammary tumors, uterine and ovarian conditions (as long as they are not pre-existing), or from injuries due to fighting, collision with a motor vehicle, or aggressive behavior.
Two Sections of the Policy Needed More Clarity
Pre-existing conditions We clarified that pre-existing conditions are those illnesses or injuries that occurred or began in the 18 months prior to enrollment, including those that were being masked or controlled by treatments or medications, or that exhibited clinical signs or evidence of their potential manifestation.
Dental coverage We clarified our expectations that we will cover endodontic treatments due to dental disease or trauma for canine and carnassial teeth provided that you have annual dental exams and follow your veterinarian’s recommendations about dental care.
Optional Recovery and Complementary Care Rider
These treatments are available for an extra cost: Acupuncture, behavioral modification, chiropractic, homeopathy, hydrotherapy, naturopathy, and physical/rehabilitative therapy.
For more information or to receive a no obligation quote, please call 855.591.3100 or click here.
List of Approved States and Provinces
The new policy is now live in the following states. As new states are approved, this list will be updated.
United States: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebrasaka, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin and Wyoming.
The new policy is available in all of the provinces in Canada.