Underwritten by American Pet Insurance Company
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See why over 250,000 pet owners trust Trupanion for their pet insurance

Pet insurance helps provide peace of mind in case the unfortunate should happen. Its purpose is to help cover the costs of unexpected accidents and illnesses. Unfortunately, it will not cover any current conditions your pet has, which are known as pre-existing conditions. This means that the ideal time to insure your pet is as early as possible so that anything that happens in the future will be covered.


Pet insurance is for anyone who wants to provide their pet the best medical care possible with less worry about cost. When your insured pet becomes sick or injured, you take him to the veterinary hospital for treatment. You then submit your invoice along with the pet health insurance claim form to be reimbursed at a percentage, less your chosen deductible. Pet insurance with Trupanion helps provide financial peace of mind and can help pet owners with the difficult decision of treatment vs. economic euthanasia.

How do I get pet health insurance?

You can sign up your pets by simply filling out the quote form and selecting your custom deductible to decide on the right premium for you. If you prefer, you can also enroll over the phone by calling 855.591.3100.

Full coverage is effective after waiting periods — 5 days for injuries and 30 days for illnesses. 

Find out what is covered in our pet health insurance FAQ section.

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See Trupanion pet insurance in action. Goldy is a 1-year-old Brittany who was hit by a car and suffered multiple injuries. 

*Terms and conditions apply. See the policy for details.

 3 Reasons to Choose Trupanion

  1. One Simple Plan

    One simple and comprehensive plan

  2. 90% Coverage

    We cover 90% of actual veterinary costs*

  3. No Payout Limits

    No dollar limits on the cost of care if your pet becomes sick or injured

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