Underwritten by American Pet Insurance Company
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Why Trupanion

With Trupanion, you'll be able to provide your puppy, kitten, dog, or cat the best medical care possible. You can enroll with a low monthly premium and no deductible, or customize your plan to fit your budget. Trupanion is an affordable way to help protect your pet and yourself.

Top 3 reasons to choose Trupanion

Choosing the right pet insurance provider and policy can be a daunting (and sometimes confusing) task. Start here to see how we compare to our competitors.

One simple plan - Pet health insurance can get pretty complicated when you have to sort through several plans and levels. At Trupanion, we want to make pet insurance simple and easy to understand. Our comprehensive policy covers surgeries, diagnostic tests, medications, treatments, and hospital stays if your pet gets sick or injured. Also, we reimburse from your actual veterinary bill so you don’t have to worry about a predetermined benefit schedule.

90% coverage* - Trupanion's policy covers 90% of actual veterinary costs for approved accident and illness claims, less the exam fee, taxes, and optional deductible. Full 90% coverage is available at any veterinary hospital, emergency care center or specialty hospital.

No payout limit - With Trupanion, your pet receives unlimited lifetime healthcare coverage. Trupanion's policy does not impose any per incident limits, annual limits, or lifetime limits on the amount of care your pet can receive.

*Terms and conditions apply. See the policy for details.

bella-testimonial
"The x-rays, surgeries, medications and check-up visits to our veterinarian totaled over $10,000 and Trupanion paid 90%. Without Trupanion, we don’t know how we would have paid for Bella's treatment..." Thanks to Trupanion for all they are doing for Bella. "The x-rays, surgeries, medications and check-up visits to our veterinarian totaled over $10,000 and Trupanion paid 90%. Without Trupanion, we don’t know how we would have paid for Bella's treatment... Thanks to Trupanion for all they are doing for Bella."
- Lynda S.
Condition: Dislocating kneecaps
Trupanion Paid: $2,499.84
matilda-testimonial
"When the vet bill came in for Matilda’s first knee surgery I was extremely relieved that Trupanion came through for me and paid for 90% of Matilda’s surgery. Now that Matilda’s other knee is severely symptomatic, I am comforted to know Trupanion is there for us to smooth the way and make it possible for Matilda to live and walk normally again. "When the vet bill came in for Matilda’s first knee surgery I was extremely relieved that Trupanion came through for me and paid for 90% of Matilda’s surgery. Now that Matilda’s other knee is severely symptomatic, I am comforted to know Trupanion is there for us to smooth the way and make it possible for Matilda to live and walk normally again."
- Dave M.
Condition: Luxating patella
Trupanion Paid: $3,441.19
noodle-testimonial
"Trupanion helped save Noodle and all the people who love him. I've recommended Trupanion to everyone with a pet, and plan to offer it to my employees and gift a year's worth of coverage to my friends who can't afford plans..." I can't thank them enough for their help. "Trupanion helped save Noodle and all the people who love him. I've recommended Trupanion to everyone with a pet, and plan to offer it to my employees and gift a year's worth of coverage to my friends who can't afford plans... I can't thank them enough for their help."
- Brian O. and Michael D.
Condition: Nasal arterial bleeding
Trupanion Paid: $6,693.84
winnie-testimonials
"We are so thankful to Trupanion for covering the multiple surgeries Winnie has had. We knew when we got Winnie, she could have health issues related to her breed – an English bulldog. One look at her as a puppy and we knew that she was meant to be ours. We looked into pet insurance and decided to go with Trupanion after reading some of the testimonials. We have not regretted our decision. "We are so thankful to Trupanion for covering the multiple surgeries Winnie has had. We knew when we got Winnie, she could have health issues related to her breed – an English bulldog. One look at her as a puppy and we knew that she was meant to be ours. We looked into pet insurance and decided to go with Trupanion after reading some of the testimonials. We have not regretted our decision."
- Helen H.
Condition: Foreign body ingestion
Trupanion Paid: $2,375.09
cupcake-testimonials
"The staff at Coral Springs Medical Center combined with the coverage, efficiency, and compassion of Trupanion made Cupcake’s recovery possible. The charges for his hospital stay and continuing medical care are astronomical, there is no way I could have afforded to give him the care he needed to save his life if he was not a Trupanion kitty. "The staff at Coral Springs Medical Center combined with the coverage, efficiency, and compassion of Trupanion made Cupcake’s recovery possible. The charges for his hospital stay and continuing medical care are astronomical, there is no way I could have afforded to give him the care he needed to save his life if he was not a Trupanion kitty."
- Jennifer S.
Condition: Blood disorder, spontaneous bleeding from the ear
Trupanion Paid: $4,117.72
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