Help protect your pet
- ✔ Coverage for all unexpected injuries and illnesses
- ✔ 90% reimbursement with no payout limits
- ✔ Offer lifelong coverage from birth
We love informed decisions. See our policy for full coverage details.
A Trupanion medical insurance policy has the ability to save you thousands and keep your best friend by your side
90% COVERAGE
Our comprehensive policy covers surgeries, diagnostic tests, medications, treatments, and hospital stays if your pet gets sick or injured. Whatever your pet needs, we'll be there to pay 90% of the eligible bill.
Terms and conditions apply. See the full policy for details.
SIMPLE CLAIMS
We make it easy to submit invoices when you need us, so you can focus on the important things — snuggles and belly rubs. Just submit your invoice online or by email, we'll take it from there!
VET DIRECT PAY
We can pay your pet’s veterinary bills directly to participating hospitals. All you have to do is pay your portion of the bill at checkout. Claims have never been so easy!
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You're covered for
All illnesses and injuries, such as:
- Bite wounds
- Foreign body ingestion
- Patella luxation
- Allergies
- Kidney disease
- Upper respiratory infections
- Urinary obstructions
All conditions your breed may be prone to (hereditary and congenital) such as:
- Cherry eye
- Diabetes
- Hip dysplasia
- Thyroid disease
- Cancer
- Heart disease
Miscellaneous:
- Diagnostic tests
- Surgeries
- Hospital stays
- Medications
- Veterinary supplements
- Herbal therapy
- Prosthetic devices and carts
What questions do you have for us?
Talk to one of our pet-loving specialists right now
Call: 855.210.8749
Buying medical insurance for your pet is an important decision, that’s why we’re open 24/7. Whether or not you buy from us, we’re here to help.
Pictured: Marissa and Modie, Trupanion employees since 2015
Here's what our members say about Trupanion
REXFORD | GWYNN OAK, MD
Condition: Urinary obstruction
REIMBURSED: $19,031.43
"Rexford required multiple surgeries and extended hospitalizations; to know that we had the support of this wonderful company was such a comfort. Trupanion allowed me to focus on Rex and get him the care and treatment he needed without worry. I will never have a pet not covered by Trupanion."
Jeanine F.
MAELEE | EASTHAM, MA
Condition: Spay complications
REIMBURSED: $34,401.80
"A few days after a healthy spay procedure, Maelee had a horrific accident while recovering at home. Within 24 hours she went from the veterinarian's to the overnight emergency clinic, then on to the emergency hospital. Trupanion was covering Maelee's bills at 90%. Maelee had better health insurance than me!"
Elizabeth S.
GRETA | SEATTLE, WA
Condition: Abdominal mass
REIMBURSED: $9,269.60
"In a matter of hours my happy little lab went from seeming a bit tired to clearly being very ill. Doctors ordered test after test and her hospitalization dragged on. By the end, her bill was in the five digits and Trupanion processed everything quickly and graciously. I never had to decide between money and what was medically best for my dog."
Rachel B.