What’s a New York Trupanion Exam Day offer?

Because of your pet's recent veterinary exam or adoption, you’re eligible for coverage that begins today

Coverage that starts now

Offers include protection that kicks in as soon as you activate.

Unlimited payouts

We cover your pet's condition for life with no cap on what we pay.

Premier protection

You get 90% coverage on new, unexpected injuries and illnesses.

What’s covered with this offer?

Because of your pet's recent veterinary exam or adoption, we're proud to provide immediate coverage for your pet.

yes.. New, unexpected Illnesses & injuries

yes.. Hereditary & congenital conditions

yes.. Diagnostic tests

yes.. Surgeries

yes.. Medications & supplements

yes.. And much more*

*We love informed decisions. See the policy for full coverage details.

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How does it work?

Activate offer

Activate within 24 hour after your pet's exam or within 24 hours before or after adoption date.

Experience no-cost coverage

Rest easy knowing your pet (and your budget) are protected from the unexpected.

Continue coverage

Protect your pet for life and continue coverage before your offer ends.

Enter your offer code for immediate coverage

Offer must be activated within 24 hours of your pet's veterinarianary exam, or within 24 hours before or after adoption date.

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If you received an offer from your breeder or shelter, click here to activate your coverage.

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Why do over 800,000 pet parents love us?

Everything that's covered in our standard policy is covered under our offer program. This special offer must be activated within 24 hours of your pet's veterinary exam, or within 24 hours before or after adoption date.

No payout limits

We cover your pet’s condition for life with no cap on what we pay.

We pay bills the fastest

We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement

Trusted by vets

We’re #1 in America as chosen by veterinarians with coverage you can count on

Loved by members

Trupanion is committed to providing care and coverage for the life of your pet

You have questions, we have answers

Check out our insurance FAQs or call us at 855.210.8749. In the meantime here’s what we are often asked:

We created this special offer to introduce medical insurance for pets to pet parents whose pets, ideally healthy young pets, were recently examined by a veterinarian or adopted from a shelter or breeder. New York pet owners will receive the standard Trupanion policy with immediate coverage.

Any one you like! Some pet health insurance providers limit you to a “veterinary network” of animal hospitals, but we believe your pet deserves the best care regardless of location. With Trupanion, you're free to go to any licensed veterinarian in the United States, Canada, or Puerto Rico.

Your pet is protected by Trupanion against all new, unexpected illnesses and injuries for life. Coverage is immediate and so is your peace of mind.

All cats and dogs under 14 years of age are eligible to enroll for lifelong coverage.

There isn’t one. Your pet gets the full protection of Trupanion for life immediately after activation.

We’re always ready to help

Our customer care team is available 24/7/365.

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© copyrightyear Trupanion. All Rights Reserved. Trupanion is a registered trademark owned by Trupanion, Inc.
Policies vary by state and are subject to applicable waiting periods, deductibles, co-insurance/payout percentage, and exclusions such as pre-existing conditions. Certain coverage or treatment may require the purchase of additional riders. Products, discounts, and rates are subject to change. Other deductible or coinsurance options may be available in your jurisdiction. Please contact our licensed agents to learn more. See the full policy for full terms and conditions of coverage.

Trupanion is a registered trademark owned by Trupanion, Inc. Trupanion policies are underwritten by American Pet Insurance Company or ZPIC Insurance Company in the United States, and sold and administered by Trupanion Managers USA, Inc., 6100 4th Ave S, Seattle, WA 98108, (CA license No. 0G22803, NPN 9588590).  Trupanion policies are underwritten by Accelerant Insurance Company of Canada or GPIC Insurance Company, and sold and administered by Canada Pet Health Insurance Services, Inc. dba Trupanion, 309-1277 Lynn Valley Road, North Vancouver, BC, V7J 0A2, a registered damage insurance agency and claims adjuster in Quebec #603927. To verify your underwriter please consult the declarations page of your policy or contact us at 1.888.733.2685.

Rated #1 in America based on survey commissioned by dvm360 from 3/30-5/1/2023.
Trupanion software required at the veterinary hospital with veterinarian-approved direct bill pay. Visit our website to see if your veterinary hospital accepts direct payment.
Veterinarians are not compensated for providing testimonials.
The cost of veterinary care includes rising veterinary prices, more comprehensive care for pets, and changes in how veterinary care is utilized.
Trupanion claims data based on averages for real member claims and are intended as informative examples only. Treatment costs can vary greatly between pets and location.
30-Day Money-Back Guarantee not available in the state of NY, or if a claim has been paid within the first 30 days.

State Notices and Disclosures: California | Delaware | Florida | Louisiana | Maine | Maryland | Mississippi | Montana | Nebraska | New Hampshire | Ohio | Pennsylvania | Rhode Island | Vermont | Washington

Breeder and Shelter Offers
Breeders and shelters are not compensated for providing this offer. This special offer is available for pets up to 14 years of age when activated anytime from 24 hours before until 24 hours after going home to their new family in the US and Canada. Florida buyers may activate anytime from match date to 24 hours after go-home. Offer not available in NY. This offer is non-transferable. Limit one per pet. Offer programs vary based on where you live. For residents of CA, ID, FL, OH, PA, PR, SC, and WA, your monthly payment is discounted the first year of this plan, and we also collect the first month’s discounted cost over months 2 through 12 of your first year as part of your monthly cost. Terms and conditions apply. See the policy on our website.

Exam Day Offers
Veterinary staff are not compensated for providing this offer. This special offer is available for pets up to 14 years of age when activated within 24 hours following a veterinary examination. This offer is non-transferable. Limit one per pet. Offer programs vary based on where you live. Offer not available in NY. For residents of CA, ID, FL, OH, PA, PR, SC, and WA, your monthly payment is discounted the first year of this plan, and we also collect the first month’s discounted cost over months 2 through 12 of your first year as part of your monthly cost. Terms and conditions apply. See the policy on our website.

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
For NY Residents: For your protection, insurance laws require the following to appear on this form: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in prison.
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