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Coverage for working pets

Assistance animals

Assistance animals are any type of dog or cat that help their owner by mitigating the symptoms or effects of that person’s disability by either performing tasks or providing comfort. One type of Assistance Animal is a Service Animal, which is trained specifically to do work or perform tasks which are directly related to their handler’s disability. Another type of assistance animal is an Emotional Support Animal (ESA). ESA’s mere presence provides comfort, which helps alleviate the symptoms or effects of their owner’s disability.

Therapy pets

Therapy pets differ from assistance animals in that they typically do not help their owners with day-to-day activities, but instead are trained to provide affection and comfort to people outside of their home, such as in hospitals, retirement homes, nursing homes, schools, and areas affected by natural disasters. Any breed regardless of size can become a therapy pet. The most important characteristic of a therapy pet is its temperament – it must be friendly, patient, confident, gentle, and at ease in a variety of situations.

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