Kittens climbing on a dog.Kittens climbing on a dog.Kittens climbing on a dog.

We're VCA's exclusive provider of medical insurance for cats and dogs

Together, we'll make sure your pet stays happy and healthy

The Trupanion policy was created to help your four-legged family members get the best veterinary care when they’re sick or injured. Simply put, we offer one simple plan that covers 90% of all eligible unexpected illnesses or injuries throughout your pet’s life. Rest assured knowing your pet can receive the best veterinary care, without worrying about the cost.

one

ONE SIMPLE PLAN

All pets get the best coverage we have to offer with one simple plan

90%

90% COVERAGE

The plan covers 90% of actual veterinary costs for eligible claims once you meet the deductible.*

no-payout-limit

NO PAYOUT LIMIT

Your pet receives unlimited lifetime insurance coverage without caps

What does medical insurance cover?

What's covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

Terms and conditions apply. See the full policy for details.

Waiting periods

Coverage is applicable to new injuries or illnesses that occur after waiting periods.

 Trupanion pet insurance (cat insurance and dog insurance) have waiting periods that last 5 days for injuries and 30 days for illnesses

Waiting periods are waived when activating a certificate from your veterinarian.

What's not covered

  • Exam fees
  • Sales tax where applicable
  • Wellness & preventive care
  • Pre-existing conditions (an illness or condition which occurred or showed symptoms prior to your pet's coverage effective date)

When it comes to unexpected illnesses or injuries, we’ll be there for your pet’s life—helping you provide them with the best veterinary care. You’re only responsible for the routine stuff. But with a VCA CareClub® plan and a Trupanion policy your pet can have the ultimate coverage when it comes to veterinary care.

360° of Care for your Pet

VCA CareClub® and Trupanion are working together to provide you with overall peace of mind knowing your pet is covered for routine care and check-ups as well as unexpected injuries and illnesses. Click to view larger version of graphic.

 

Start your quick quote

Insurance starts for puppies & kittens from 8 weeks of age
puppy and kitten

If your puppy or kitten is younger than this, please call 855.591.3100 or email us & we will get right back to you to arrange coverage.